Sentences with phrase «than a policy with»

For example, a policy with a single beneficiary may pay out faster than a policy with multiple beneficiaries.

As a result, investors are likely to discount the cash value more aggressively (i.e., to make a relatively less generous offer if it must include buying out existing cash value on top of the policy death benefit) than a policy with little or no cash value.

Premiums will be level in most cases, but less expensive than a policy with a level face amount.

Because these policies are available to people with health problems, the price is often higher than a policy with guaranteed death benefits from day 1.

Additionally, it does cost a bit more than policies with health questions.

For example, a policy with a $ 1 million / $ 2 million aggregate, will generally be higher than a policy with a $ 1 million / $ 1 million aggregate.

Option A is often referred to as a «level death benefit»; death benefits remain level for the life of the insured, and premiums are lower than policies with Option B death benefits, which pay the policy's cash value — i.e., a face amount plus earnings / interest.

That would be fine if it was cheaper than a policy with a fixed death benefit, but usually, that's not the case.

Mortgage life insurance policies with decreasing benefits typically cost more than policies with level death benefits.

As a result, investors are likely to discount the cash value more aggressively (i.e., to make a relatively less generous offer if it must include buying out existing cash value on top of the policy death benefit) than a policy with little or no cash value.

A smaller policy with up to a $ 50,000 death benefit will require less proof of insurable interest than a policy with a death benefit of $ 250,000.

Although self - insuring can be a better option than policies with 2 year waiting periods, self - insurance take a lot of discipline.

Even though the mortality charges in a policy with 10 times the sum assured will be more than a policy with 1.25 times the sum assured, remember, the tax benefits are lost in opting for the latter.So to avail tax free maturity proceeds the condition of 10 times the sum assured of a single premium must be availed.

Not exact matches

In states lacking non-discrimination policies for LGBT people, gay men tend to be penalized most, Klawitter's research indicates, with gay men in same - sex couples earning about 30 percent less than their counterparts in opposite - sex couples.

«Teva will have to align with the pricing dynamics of the prior two launches rather than lead the pricing policy with payers,» Meitav Dash Investments analyst Jonathan Kreizman said.

The policy was not met with much delight by bitcoin companies, and in August, more than 10 of them went so far as to leave the state of New York, either cutting off service to the state or packing up and relocating if they were headquartered there.

Though Kashkari begins with a broad attack on monetary rules, it quickly devolves into a focused attack on the Taylor Rule which he argues «effectively turn [s] monetary policy over to a computer, rather than continue to let Fed policy makers use their best judgment to consider a wide range of data and economic trends.»

The freefall appears to be at an end, but the time required to rebalance excess supply with weak global demand «will likely take longer than previously anticipated,» the central bank said in its updated Monetary Policy Report.

But with the economy growing so much faster than projected, policy makers may well feel compelled to advance their plans to raise interest rates in order to keep up.

Timely notice is especially crucial with so - called claims - made policies, under which coverage is based on when the claim was made rather than when the event took place, says Jay M. Levin, an insurance litigator at Reed Smith.

The CEO and CFO are part of the team and do much more than simply boast an open - door policy; the CEO actually ditched his office and sits on the floor with the rest of the team.

Redistributing tax money from workers to seniors with incomes higher than the national average is unsound policy,» Clemens said in a release.

An adviser who earns a flat fee - such an hourly rate or a set percentage of your portfolio value - is much better aligned with you than an adviser who earns commissions for selling you particular mutual funds, insurance policies, or other products.

Guests who believe they have experienced racism while using Airbnb may report instances of discrimination to the company or accept Instant Booking listings at a higher price than normal, but there's currently no policy in place to put them on a level playing field with other white guests.

It's better to lose a few dollars on a sale than it is to develop a reputation as a company with dishonest policies.

Home sales across the country have dropped in the wake of several government policy measures, including a stress test for home buyers with a down payment of more than 20 per cent, that were implemented to cool the country's hot housing market.

The former Exxon Mobil CEO's departure caps more than a year of policy clashes, sometimes public, with his boss.

Harvard's Czeisler recommends developing corporate policies around sleep, with scheduled work limited to no more than 12 hours a day, and at least 11 consecutive hours of rest in every 24 - hour period.

But at that point, the Fed chair Janet Yellen and the other members of the interest rate - setting committee seemed to side with the idea that Trump's policies would do more to help the economy than hurt it.

Meanwhile, productivity gains are going to CEOs who earn, on average, about 300 times more than typical workers, compared with 71.2 times in 1990, according to the Economic Policy Institute.

A newly released study from the MIT Center for Energy and Environmental Policy Research did detailed surveys with more than 1,100 drivers.

But rather than politics, Darby, in a Dec. 3 report, wrote it's the country's monetary policy — the Bank of Thailand surprised analysts with an interest rate cut last month to boost growth — that «ought to be setting the alarm bells ringing in investors ears.»

The non-partisan Tax Policy Center has analyzed both candidates» tax plans and concluded that Trump's will cut personal taxes for everyone, with the very top earners — more than $ 699,000 a year — seeing average annual tax reductions of about $ 215,000.

Equal Exchange is ideal for an end - of - millennium Business Ethics Award, for it is muchmore than a company with progressive policies.

With the growth of flex - time, video conferencing technology and bring your own device (BYOD) policies, the HR professional is managing more moving parts than ever before.

If anything has gotten easier for Barkan despite the physical and emotional challenges that comes with his illness, it's that the issues he is now advocating for are much simpler to explain to people than US interest rate policy, which has been his focus at the Center for Popular Democracy.

The waivers are intended for facilities producing less than 75,000 barrels per day (bpd) that can also prove compliance with the policy would cause them «disproportionate economic hardship.»

The boom years for employment and balanced federal budgets in the 1990s had everything to do with the emergence of the Internet rather than with any enlightened economic policies.

Podesta said Russia's actions may be driven by Trump's policy positions, which he said are more in line with Russian foreign policy than U.S. foreign policy.

A report by Asan Institute for Policy Studies in Seoul and C4ADS in Washington says it identified more than $ 500 million in trade from January 2011 to September 2015 between the North and the Liaoning Hongxiang Group, which states on its website that it trades heavily with the North.

The real reason that's happening seems to have less to do with the policy he's put on the table than the money that was already there.

That changed in the U.S. in 2007 after President George W. Bush signed the Energy Policy Act, which extended Daylight Saving Time in the U.S. Rather than starting on the first Sunday in April and ending on the last Sunday in October, the U.S. began observing Daylight Saving Time on the second Sunday of March, with it lasting until the first Sunday in November.

Angus responded by arguing that Chan's role as the company's leading public policy person in Canada means he's in charge of engaging with government on a wide range of business issues that affect Facebook, which has 23 million users in the country and more than two billion worldwide.

However, rates have also been slowly creeping higher on their own, as regulators look set to persist with the current «de-risking» campaign taking much longer than policy crackdowns in the past.

Ezra Klein writes online for the American Prospect that Giuliani's proposal is less a considered policy than «pretext with which to attack the Democrats.»

Policy makers responded with more than a year of restrictive policies that slowed the economy and created a credit crunch that has been particularly severe for medium and small firms and that only recently has led to a moderation of inflation.

We score all 50 states on more than 60 measures of competitiveness, developed with input from a broad and diverse array of business and policy experts, official government sources, the CNBC Global CFO Council and the states themselves.

The idea was originally developed in the early 1930s by the Russian - born economist Simon Kuznets, who was commissioned by the U.S. government to come up with a better way to measure economic activity — and guide an increasingly interventionist government policy — than relying on shaky indicators like the stock market and railcar loadings.

Asked about the effects of Trump's likely economic policy on the euro, Draghi swerved easily with a «too - early - to - tell», saying «I'd rather comment on policies than statements.»

Julia Coronado, a former Fed economist and founder of MacroPolicy Perspectives, says Powell's greater familiarity with banking and finance than monetary policy makes him more likely to follow the consensus, often driven by staff forecasts, on interest rate policy.