Sentences with phrase «than a term insurance plan»

Whole life insurance plans are going to be significantly more expensive than a term insurance plan.

Because these plans never expire, they are going to be more expensive than a term insurance plan.

Whole life insurance policies are going to be more expensive than a term insurance plan.

Because these plans are a form of permanent coverage, they are going to be more expensive than a term insurance plan.

Generally speaking, the premium amount for whole life insurance plan will be slightly higher than term insurance plans.

But people mostly like traditional endowment or ULIP plans where they will also earn some interest at the end of maturity thinking that an insurance cum savings plan is better than a term insurance plan.

Given the high probability of death by such an advanced age, whole life insurance policies are significantly costlier than a term insurance plan.

Not exact matches

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

Plan B calls for giving this money directly to the banks and leading insurance companies, on terms that let them continue paying high executive salaries and dividends to existing shareholders rather than wiping them out as normally happens when an enterprise has Negative Equity.

to take any action otherwise prohibited under subsections (a), (b), (c), or (e) of this section where age is a bona fide occupational qualification reasonably necessary to the normal operation of the particular business, or where differentiation is based on reasonable factors other than age; to observe the terms of a bona fide seniority system or any bona fide employee benefit plan such as a retirement, pension, or insurance plan, which is not a subterfuge to evade the purposes of this Act, except that no such employee benefit plan shall excuse the failure to hire any individual; or to discharge or otherwise discipline an individual for good cause

Mutual funds do not provide any insurance but if someone needs an insurance can take a term plan and invest in mutual funds for better returns and insurance coverage than investing in ULIPs.

> From a term life insurance plan, is LIC the most recommended than the new generation ones?

Additionally, if you're looking for only a specific period of coverage, term life insurance plans can often be less expensive than whole life insurance.

Although whole life insurance policies are generally more expensive than term life policies, they can be beneficial to people who leave an inheritance to their loved ones or are planning their estate.

In terms of benefits the National Pension scheme is no less than the pension plans offered by the life insurance companies in India.

In case if your investment objective is returns / long - term wealth accumulation, there are better options than traditional life insurance plans.

This return of premium term life insurance policy offers much less protection than the standard term insurance plan.

These whole life plans are an excellent option for life insurance, but they are going to be more expensive than the low cost term insurance counterpart.

Using traditional long - term care insurance planning typically provides coverage at a lower cost than hybrid policies.

For the non-finance people and beginners out there, how should we go ahead with such plans and know what to invest so that we will not end up worse than what we could have had from insurance companies (the surrender value) if we hadn't signed up for term insurance, ie, signed up whole life, limited premium, ILP policies instead?

When you run the numbers (depending on your debt, of course) a term life insurance policy is a better investment than a credit card protection plan.

Generally speaking, converting your individual term life insurance policy is going to be more cost - effective than converting a group life policy and you will be able to convert into a wider variety of plans.

I have max life term plan which is 15 time higher than my annual income and apollo health insurance which is 8 time of my monthly income.

A term life insurance policy may work for you if you only need coverage for a limited amount of time (such as when your children are young), especially since permanent life insurance can be more expensive than term life plans.

Term life insurance plans typically carry a lower premium than other types of life insurance, such as whole life.

Rather than having to buy an individual long term care insurance policy, as of 2009 you can buy life insurance with a long term care rider instead, opening the market up to more LTC retirement planning options.

A planned gift can be as simple as naming Homeward Pet as a beneficiary in your will or life insurance policy, or transferring long - term appreciated stock to Homeward Pet directly (rather than selling it and donating the after - tax proceeds).

If you wish to opt for a plan that covers beyond your life expectancy than term insurance may not be a wise solution as term insurance plans are designed to be temporary.

Today, there are more than 15 life insurance companies that offer online term plans of various types.

More applicants choose the very common 20 year Term life insurance more than any other plan design.

Whole life insurance is going to be significantly more expensive than a term plan.

If you live in the Mountain State of West Virginia and you are planning to apply for West Virginia Term life insurance, you will be happy to know that there are many new life insurance plan designs with lower rates than ever before.

(Please note most people use some sort of permanent policy for estate planning needs, rather than term life insurance).

Needless to say, you should never pay any more than you have to for Term life insurance or permanent plan designs for that matter.

Because these plans will never expire, they are going to be more expensive than a term life insurance plan.

The downside to these plans is that they are much more expensive than term life insurance.

The premiums for a return premium term life plan are usually higher than for a regular level term life insurance policy, since the insurer needs to make money by using your premiums as an interest free loan, rather than as a non-returnable premium.

Another option is to purchase a term insurance plan, which is going to be much more affordable than a IUL policy.

What some people do if they need to quit smoking is only purchase a 10 or 20 year policy rather than 30 year term life insurance, since their plan is to replace it a year later.

Because term life insurance plans have an expiration date, they are going to be cheaper than forms of life insurance coverage.

Because these plans are permanent coverage, they are going to be more expensive than term life insurance policy, but there are still several ways that you can get an affordable whole life insurance policy for your family.

More people purchase 20 year Term life insurance than any other plan design in the state of Louisiana.

Comparing low cost Term life insurance online is a very simple and easy process when you are using a modern life insurance quote system.These new tools can display over 40 trusted life insurance companies in less than a minute with absolutely no waiting to view the quotes, financial ratings and basic information about the plan -LSB-...]

These plans are considered affordable Term life insurance due to the fact the LB rider is just a few percent more than their low cost Term Life insurance know as the Trendsetter plan design.

The application process for short - term health insurance is typically straightforward and simpler than that of a comprehensive coverage plan and can be done online.

Since saving plans with low Sum Assured (which are a large share of business for all companies) are also included, the average death claim value may appear much lower than the Sum Assured you have in mind for the Term Insurance plan that you intend to buy.

The premiums for a return premium term life plan are usually much higher than for a regular level term life insurance policy, since the insurer needs to make money by using the premiums as an interest free loan, rather than as a non-returnable premium.

Term plans are cheaper The premium to be paid for a term insurance plan is more affordable than other premiTerm plans are cheaper The premium to be paid for a term insurance plan is more affordable than other premiterm insurance plan is more affordable than other premiums.

This term life plan is nothing more than temporary life insurance.

And the states that previously limited short - term plans to no more than six months in duration are also likely to keep that rule in place if and when the federal government returns to its previous definition of short - term insurance.