Sentences with phrase «than a traditional policy of»

According to AccuQuote, a leading term life insurance policy aggregator, a 30 - year return of premium policy may cost just 45 percent more than a traditional policy of the same term.

Not exact matches

These insurance policies are less pricey than traditional life insurance, since they pay benefits only after the death of both husband and wife.
This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.
Even at remote companies, women are fewer than 20 percent of CEOs, but that's almost four times more than in traditional companies, and that is a good sign that remote businesses and flexible work policies can be one key component to creating a more balanced, equitable workplace for all.
The parties may be increasingly attacking each other's policies as part of a traditional bout of pre-election tactical positioning, but turnout is threatening to be lower than in previous «watershed» elections.
A party for those whose priorities include the Welfare State, workers» rights, trade unionism, the co-operative movement, consumer protection, strong communities, conservation rather than environmentalism, fair taxation, full employment, public ownership, proper local government, a powerful Parliament, the monarchy, the organic Constitution, national sovereignty, civil liberties, the Union, the Commonwealth, the countryside, grammar schools, traditional moral and social values, economic patriotism, balanced migration, a realist foreign policy, and a base of real property for every household to resist both over-mighty commercial interests and an over-mighty State.
The results showed a pattern: In each of the domains that the researchers examined, nudges were highly cost effective, often more so than the traditional policy interventions.
«At the macro (policy) level, I think it's important to offer a wider array of opportunities, than traditional academia, for scientists to do interesting and important work (industry and government)-- and to help doctoral students become aware of and train for these outlets for their creative work,» Amabile writes.
Other school characteristics associated with better student achievement included: more time spent on English instruction; teacher pay plans that were based on teachers» effectiveness at improving student achievement, principals» evaluations, or whether teachers took on additional duties, rather than traditional pay scales; an emphasis on academics in schools» mission statements; and a classroom policy of punishing or rewarding the smallest of student infractions.
A 2017 multi-state review of voucher programs by Carnoy with the Economic Policy Institute found that students in voucher programs scored significantly lower than traditional public school students on reading and math tests and found no significant effect of vouchers leading to improved public school performance.
In the first broad attempts to analyze the performance of Hawaii's charter schools, the state Department of Education and the Hawaii's Educational Policy Center have found that charter - school students are doing as well as or better than students at traditional public schools on the state's proficiency tests.
Now that the Trump administration has made school choice a cornerstone of its education policy, we thought it would be worth exploring how charter schools work, who runs them, how they're funded and whether they work better than the traditional public schools they're often competing against.
So temper the enthusiasm for a much - discussed new study from Mathematica Policy Research that found that alumni of charter high schools in Florida and Chicago made nearly 13 percent more per year in their mid-20s than graduates of traditional public schools.
Although state laws vary widely in terms of the policies governing charter school oversight and accountability, these publically funded institutions, which receive freedom from the rules and regulations of traditional district schools in exchange for meeting agreed - upon performance targets, now serve an estimated 2.9 million students in more than 6,700 schools around the country (National Alliance of Public Charter Schools [NAPCS], 2015).
According to the Choice Watch Report released in 2014 by policy analysts Robert Cotto and Kenny Feder, in the 2011 - 2012 school year, 76 % of public charters, 64 % of magnets, and 56 % of technical schools in the Greater Hartford Area (GHA) had substantially lower enrollment percentages of ELL students than the local, traditional public schools in their districts.
Currently, more than 30 states have policies that allow CBP, although these policies do not always translate into broad use by districts and schools, where traditional definitions of credit as seat time prevail in local policy and practice.
WHEREAS, charter schools operate more autonomously than traditional public schools in the use of funds, adherence to state laws and school policies, selection and removal of students, and the selection and removal of staff, thus creating separate and unequal conditions for success; and
In April 2017, In the Public Interest released a report revealing that a substantial portion of the more than $ 2.5 billion in tax dollars or taxpayer subsidized financing spent on California charter school facilities in the past 15 years has been misspent on: schools that underperformed nearby traditional public schools; schools built in districts that already had enough classroom space; schools that were found to have discriminatory enrollment policies; and in the worst cases, schools that engaged in unethical or corrupt practices.
Charters are self - governing public schools, sometimes run by private companies, which operate outside the authority of local school boards, and have greater flexibility than traditional public schools in areas of policy, hiring and teaching techniques.
What's more, a new study published in the Journal of Policy Analysis and Management (the top peer - reviewed policy journal in the country) has shown that students from charter schools not only persist longer in college than those from traditional public schools, but also earn more in income Policy Analysis and Management (the top peer - reviewed policy journal in the country) has shown that students from charter schools not only persist longer in college than those from traditional public schools, but also earn more in income policy journal in the country) has shown that students from charter schools not only persist longer in college than those from traditional public schools, but also earn more in income later.
«I don't think there's any question based on the numbers that the charter school population is different than your traditional district population,» said Keith Poston, president and executive director of the Public School Forum of N.C., a nonpartisan policy group in Raleigh.
Inter-departmental academic payment can take longer to come through than many traditional publishing jobs, be aware of their policies.
This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.
But in the case of major accidents or incidents on your property, you might find you need a whole lot more than what your traditional home insurance policy can offer.
A large portion of your premiums payments will be invested in the insurance company's investment fund in whatever asset class you prefer (stocks, bonds, mutual funds, money market funds, etc.) Over time, this has the chance to generate a much larger cash value in your insurance account than a traditional whole life policy does.
Generally, mobile home insurance is more expensive than the cost of a homeowners insurance policy in Florida for a traditional - style home.
Much like Universal Life, Variable Life insurance is a type of Permanent Life insurance that affords the purchaser more flexibility than a traditional Whole Life insurance policy.
Because of the expenses involved in purchasing options to mimic the return of an index, within the confines of the cap and participation rates, IULs can feature higher expense ratios than traditional UL policies.
Although the face value (death benefit) is typically smaller than that of a traditional life insurance policy, so are the premiums.
These private insurance plans tend to be cheaper overall than a combination of traditional Medicare, a Part D plan and a medigap supplemental insurance policy.
The policies have a greater degree of flexibility than traditional Whole Life policies.
The idea behind this concept of financial leverage and potential arbitrage is that you can take loans from your life insurance policy much more easily and cost effectively than you could from a traditional bank.
Universal policies, however, have a greater degree of flexibility than traditional Whole Life policies.
But his prescription was different than those of Mr. Barnes and Dr. Hansen, focusing instead on an aggressive policy to deploy new energy technologies for electricity and transportation and a quick phaseout of traditional coal - burning power plants.
In a recent UN-commissioned study I conducted with Dr. Feng An, Liping Kang and Robert Earley, my colleagues at the Innovation Center for Energy and Transportation, a policy center based in Beijing, we found that in only three of the seven electricity grid regions in China does an EV have a lower carbon footprint than a traditional internal combustion engine vehicle.
Like leaders in Britain, France and a few other places, they want to move beyond the traditional measures of success — economic growth — to promote policies that produce more than just material well - being.
Although renewables continue to be more and more attractive than fossil fuels, U.S. policy is moving away from clean energy in favor of traditional fossil fuels like coal.
-- In addition to the policy under paragraph (1), it is the policy of the United States that regional electric grid planning to meet these objectives should result from an open, inclusive and transparent process, taking into account all significant demand - side and supply - side options, including energy efficiency, distributed generation, renewable energy and zero - carbon electricity generation technologies, smart - grid technologies and practices, demand response, electricity storage, voltage regulation technologies, high capacity conductors with at least 25 percent greater efficiency than traditional ACSR (aluminum stranded conductors steel reinforced) conductors, superconductor technologies, underground transmission technologies, and new conventional electric transmission capacity and corridors.
Alongside policy support, drivers supporting the roll out of district heating include the decarboni - sation trend, as district heating can harness a range of renewable or low - carbon energy sources such as biomass and geothermal; energy security, as district heat - ing can improve the reliability of access to energy at both the user and national levels by re - ducing reliance on cen - tral energy networks; and energy efficiency, which is higher with district heating than traditional boilers.
These plans are going to be more expensive than a traditional policy, but you can't put a price tag on the peace of mind that having life insurance is going to bring.
It is important to note that because the applicants for guaranteed issue life insurance are typically those who have health issues, the premiums for these policies are much higher than those of traditional life insurance plans.
Approval usually takes less than half the time of a traditional policy.
Also, the face amount of coverage on a final expense life insurance policy is typically lower than that of a traditional life insurance policy.
This type of term life insurance policy is more expensive than traditional term life insurance, but the premiums remain level over the life of the policy.
This type of coverage is generally limited to policies of under $ 500,000 and is a slightly more expensive than traditional Term Life Insurance.
One of the best benefits of these plans is that you can get approved for life insurance much faster than you can with a traditional policy.
Burial insurance is a type of life insurance, but it's different than most traditional life insurance policies.
On the other hand, a 15 - year return of premium policy may cost 600 percent more than its traditional counterpart.
Because the insurance company does not know the level of risk they are taking on for each individual they insure with this type of policy, premiums tend to be higher per dollar of coverage than those of traditional types of life insurance.
Dollar for dollar, guaranteed issue life insurance policies are generally going to be more expensive than other more traditional types of life insurance that would require you to take a medical exam or answer health - related questions.
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