Sentences with phrase «than a typical credit»

Interest rates vary, but can be lower than typical credit card interest rates.

So, if you have home equity, you may be able to use it as a lower interest solution than typical credit cards provide.

Personal loan rates are generally lower than typical credit card rates, and fixed payments over a set term can make it easier to manage your borrowing.

Personal loans are normally shorter term loans and usually come with a far lower interest rate than a typical credit card.

You'll typically pay interest on the entire amount you initially charged — retroactively — usually at a much higher rate than a typical credit card.

Retail cards tend to carry much higher interest rates than the typical credit card, so if you don't pay off what you charge right away, it could end up costing you more than if you had just paid cash in the first place.

It's really not many more miles than your typical credit card Sign - Up Bonuses.

The Guardian has stated back in July that a single Bitcoin transaction «devours as much energy as what powers 1.57 US households for a day — roughly 5,000 times more energy - hungry than a typical credit card payment».

ResidentScore is designed specifically for rental screening to provide a more accurate assessment of tenant risk than a typical credit score.

ResidentScore is tailored to the unique needs of landlords, predicting evictions 8 % more often than a typical credit score.

ResidentScore is designed to provide a more accurate assessment of risk for your future rental property income than a typical credit score.

Landlords who use SmartMove online tenant screening are provided with a ResidentScore, which is specifically built to look at the outcome of a lease and predict bad renter outcomes more accurately than a typical credit score.

Additionally, when you use SmartMove tenant screening you receive a credit - based ResidentScore that predicts evictions 8 % more often than a typical credit score in the bottom score ranges where risk is greatest.

Moore points out that credit card debt is unsecured while a home loan is secured by your home, which explains why the interest rate is so much lower than a typical credit card rate.

Not exact matches

Some of these strategies may seem like common sense; however, they represent solutions to the most common reasons why the typical person develops a less than perfect credit rating.

«These types of «good debt» give far lower interest rates for people with good credit than the typical margin rates offered by brokers,» she said.

He has a point: The typical credit card charges more than 16 percent interest, so not paying off your balance in full each month could cost you.

The typical credit score of a homebuyer is 728 - slightly higher than the national average.

loanDepot is a pioneering online lender with a quicker turnaround time and less strict requirements than your typical bank or credit union.

: The typical LDI strategy today has more credit bias and is more customized and dynamic than it was in the mid-2000s.

And use a credit card that gives back money for your grocery shopping (some go as high as 6 % — that's a better return than what you'll get for a typical savings account).

However, the typical Discover borrower usually has a credit score north of 700 and makes more than $ 25,000 per year.

Rather than using a different credit card for every type of purchase, you can pick one all around cash back credit card that gives you high rewards based on your typical spending patterns.

Steve Martin seems the perfect fit for the lead and it is to Diane Keaton's credit that she is able to give a more subdued portrayal than is typical for her, balancing the wired tensions of her character's husband.

Students in Houston take an average of 61 days to complete credit - recovery courses — about 26 days fewer than a typical semester - long course — and in extreme cases might spend only a few hours racing through the material.

The typical time to degree for a student with dual credit was less than five years, while other students averaged six years.

For example, the hard inquiries left from those account openings during the past year are likely to be taking a larger toll on your score — perhaps by even more than the typical five points or less — than they would, had your credit history been more established.

After a wait period of about maybe not even two years of good payment history on your credit since the bankruptcy was filed and a decent income, you may be able to qualify for a mortgage loan much sooner than typical.

Now, this is gravely different than typical installment credit or loans.

The typical credit score of a homebuyer is 728 - slightly higher than the national average.

The average credit card interest rate is significantly higher than the typical mortgage rates.

Some credit unions offer Payday Lending Alternative loans, which are less expensive than typical payday loans.

A typical rate on an auto loan from a credit union is about 1.25 % less than what a bank can offer.

In comparison, the typical FHA borrower had a credit score of 697 in August — meaning more than half of all FHA borrowers would not qualify for the private product.

Add into the mix the fear that they could end up ruining their credit and defaulting on their student loans while trying to start their company and that is likely more stress than the typical 20 - something can handle.

• Student loan holders and their agents, including the Educational Credit Management Company (ECMC), very aggressively fight discharge cases and are far less likely to settle out of court than in typical civil litigation.

Here are a few ways a credit repair company might know more than a typical consumer who wants to challenge negative or inaccurate items (all of this is covered on our blog, by the way; none of it is secret industry knowledge):

If you're credit score is not as good you can still find credit cards with much lower interest rates than the typical highs.

LendingClub releases more data on how it calculates a borrower's interest rate than Prosper does, but both platforms are going to weigh the typical credit factors such as FICO score, number of inquiries, credit history, credit utilization, and so forth.

This is no worse than getting a long - term CD cashed at a typical bank or credit union (and somewhat better, if the respective interest rates hold).

You know Amex for their credit cards, which typically come with more perks — but are harder to get — than typical co-branded credit cards.

This is significantly lower than the typical late payment fee on a standard credit card.

Credit card debt is unsecured and carries a higher monthly interest rate than a typical auto or home loan.

Interest rates for credit cards are much higher than a typical student loan.

For example, student loans will generally have a lower interest rate, say 6 %, than credit cards which could have a typical rate of 15 - 20 %.

For example, rather than waiting the typical seven years for a non-government mortgage post-foreclosure, perhaps lenders will be less credit adverse to reducing that time frame to four years.

Ultimately, despite the better - than - average perks, the Target REDcard is a store branded credit card and comes with the typical pitfalls: high interest rate, high fees, low minimum payment requirement designed to encourage people to revolve balances.

The purchase APR for the Athleta Credit Card is 25.99 %, which is 8.51 % percentage points higher than a typical cash back card.

The typical scenario is that of a credit card user who, for one reason or another began to use credit cards as a borrowing tool, rather than a payment tool.

Rather than using a different credit card for every type of purchase, you can pick one all around cash back credit card that gives you high rewards based on your typical spending patterns.