Sentences with phrase «than an insurance policy»

However, this would definitely be more of an investment than an insurance policy, and it sounds like your investments are doing just fine already!

In comparison to many other states, a driver who has been in an accident must recover from his or her own insurance policy, rather than the insurance policy of the other driver.

This is because if the injured plaintiff gets a jury award for more than your insurance policy limits, you, personally, can be held responsible to pay that portion of the judgment.

And since the accident forgiveness policy cost quite a bit more than insurance policies without accident forgiveness, those surcharges will be significant.

It is nothing more than an insurance policy that provides protection for accidental death and possibly debilitating injuries for a specified period of time.

Permanent life insurance is in some ways more like an investment than an insurance policy.

A comprehensive health insurance policy will cost you more than an insurance policy designed to cater to specific requirement like pre-existing cover or critical illness cover.

Yet a 2013 survey by Nationwide found that 57 percent of consumers said they knew more about their favorite television shows than their insurance policies.

Oklahoma health insurance is more than an insurance policy; it's a critical buffer against financial calamity.

This means that insurance policy rates for teenagers are more expensive than the insurance policy rates of their parents.

Not exact matches

If a Desjardins customer's driving data shows they are a less risky driver than most (driving less than 15,000 km per year, for example, or driving primarily between 5 a.m. and 10 p.m.) they can qualify for a discount on their insurance policy of up to 25 %.

Timely notice is especially crucial with so - called claims - made policies, under which coverage is based on when the claim was made rather than when the event took place, says Jay M. Levin, an insurance litigator at Reed Smith.

An adviser who earns a flat fee - such an hourly rate or a set percentage of your portfolio value - is much better aligned with you than an adviser who earns commissions for selling you particular mutual funds, insurance policies, or other products.

First, the type of insurance required may not be relevant to your business or the engagement, so you have to spend money for no reason other than it's a policy and a cost of obtaining the business.

Theoretically, it's good for small business: The Wall Street Journal reports that Giuliani hopes at least 13 million people will trade their employer - based insurance for a private plan, bringing the number of Americans who buy their own policies to more than 30 million.

Fewer than half of Americans between the ages of 25 and 64 with annual household incomes between $ 35,000 and $ 100,000 have their own life insurance policies, according to new data released by the insurance industry group LIMRA.

While many Americans get life insurance policies through their job, the coverage is usually lower than individual policies and is only in place while they're employed.

More than 50 U.S. insurance carriers now offer cyber insurance policies.

These insurance policies are less pricey than traditional life insurance, since they pay benefits only after the death of both husband and wife.

An advisor who earns a flat fee — such an hourly rate or a set percentage of your portfolio value — is much better aligned with you than an advisor who earns commissions for selling you particular mutual funds, insurance policies, or other products.

In a life insurance cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's cash value but less money than the death benefit.

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.

With a renters insurance policy you get at least $ 100,000 in liability coverage which would be more than enough to cover the average dog bite.

The second most affordable renters insurance policy was offered by State Farm at $ 226, which is $ 39 greater than Farmers» quote.

While guaranteed universal policies are still much more expensive than term policies, they're usually the cheapest way to buy permanent life insurance.

While this makes term life insurance significantly less expensive than permanent life insurance, it also means that you will not receive any benefit if you outlive the policy.

We found State Farm had the cheapest renters insurance in DC offering policies for $ 25,000 worth of coverage for less than $ 11 per month or $ 134 per year.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.

In my personal opinion, the emphasis upon taking out insurance against downside risks lies in conflict with the shift to data dependency given long and variable lags of monetary policy impacts on the broader economy which could have counselled front - loading insurance cuts rather than scattering them (if delivering any more at all) in which case precious little insurance has been taken out.

The changes wrought by the proposed legislation will have a much bigger effect on some groups — especially those who get insurance through their employers and those on Medicaid — than estimated by recent analysis from independent healthcare policy experts such as the Brookings Institution and credit rating agency S&P Global Ratings

Nevertheless, you can bet it's far less than if you had a private insurance policy.

And life insurance policies with limited underwriting, such as simplified issue or guaranteed acceptance policies, regularly restrict death benefits to be less than $ 100,000 to $ 250,000.

Neither does it survive a basic common - sense test: Buying insurance against a market crash from other market participants is no different than buying a policy against a crash of the insurance industry from an insurance company.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

Designed to provide a survivorship life insurance solution for clients seeking strong protection and accumulation guarantees, this new second - to - die whole life product can cover two lives more cost effectively than two comparable individual policies.

Lifetime Builder ELITE also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

In general, if you're relatively healthy and wouldn't mind a simple medical exam, traditional life insurance is the better option because it will likely be less expensive than a simplified issue life insurance policy.

The second cheapest annual renters insurance policy was offered by GEICO at $ 265, which is $ 45 greater than Amica's quote.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

You wouldn't owe any taxes if the life insurance policy's cash surrender value was less than the amount you had already paid in premiums.

It's so efficient, in fact, that our insurance carrier partners are willing to sell policies for much less than traditional brokers and we pass those savings directly through to our customers.

If you don't have plans to save for final expenses in advance, and the financial burden caused by your death would hurt your family, a permanent life insurance policy might help you deal with those financial pressures to make sure that your passing isn't worse than it needs to be.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

It also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

A new study by ServiceMaster Restore reveals another surprising fact: fewer than 20 percent of owners review their property insurance policy prior to a weather emergency.

You may get life insurance policies through your employer, but the coverage is usually lower than individual policies and is only in place while you're employed.

With none of the upfront payments involved in FHA mortgage insurance, private mortgage insurance policies are almost always cheaper than FHA plans.