That's more
than any other factor used to calculate the credit score.
Not exact matches
To find the wealthiest people in the world, Wealth - X looked at its database of dossiers on more
than 110,000 ultra-high net - worth people and
used a proprietary valuation model that takes into account each person's assets, then adjusts estimated net worth to account for currency - exchange rates, local taxes, savings rates, investment performance, and
other factors.
These risks and uncertainties include, among
others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and
other patent litigation, related to any of our products or products
using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways
than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk
Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.
Teams are heavily analytics - driven and
use more
than a dozen hard data points reflecting a player's strength, speed, baseball talent and
other factors.
«The [U.S. Equal Employment Opportunity Commission] enforces the ADEA and considers the ADEA to prohibit an employer from
using neutral employment policies and practices that have a disproportionately negative impact on applicants or employees age 40 or older, if the policies or practices at issue are not based on a reasonable
factor other than age,» writes Elliot at VirginiaWorkplaceLaw.com.
Finally, investors should consider diversifying
using factor strategies, which historically have had relatively low correlations with each
other, and lower
than sectors and single stocks have with each
other.
The national survey
used an index of evangelical belief (as opposed to membership in an evangelical denomination), which showed that holding these beliefs was more strongly associated with the viewing of religious programs
than any
other single
factor, including contributing to or attending church, participation in community activities, income, age or sex.
The national survey
used the «literalist / charismatic» index of evangelical belief (as opposed to membership in an evangelical denomination), which showed that holding these beliefs was more strongly associated with the viewing of religious programs
than any
other single
factor — including attending church, contributing to a church, participating in community activities, income, age, or sex.
i
used to think it was cheapness & lack of ambition, but now i think its more delusion
than those
other factors (cheapness is definitely 2nd tho)
It's not exactly clear what's behind the trend of more parents moving away from corporal punishment — it could be a result of doctors and
other child health and welfare experts spreading the word about extensive and well - researched evidence showing a clear link between corporal punishment and negative outcomes for kids, or it could be that this form of punishing kids is less socially acceptable
than it
used to be, or a combination of both
factors.
19 - 21 It is possible that pacifier
use is an indicator for breastfeeding difficulties rather
than a cause of problems or that
other factors contribute to both pacifier
use and early weaning.
Risk
factors for mastitis and blocked ducts include mastitis with a previous child, cracked or sore nipples,
use of ointments
other than lanolin near the nipples, inappropriate or inconsistent breastfeeding / pumping, and in general the
use of pump since it is less efficient
than an infant mouth at breast - emptying.
Sure, there are
other bells and whistles
than can come into play when evaluating diapers - whether they're environmentally friendly, for overnight
use, or best for sensitive skin - but those
factors can get in the way of an evaluation of your everyday diapering needs.
variables, including how often you change your baby, what brand of disposables you would have purchased, at what age your baby potty trains, what systems and brands of cloth diapers you buy, whether you
use your cloth diapers on more
than one baby, whether you wash them at home or in a laundromat, and
other factors.
Keep in mind that your exact savings will depend on a dizzying array of variables, including how often you change your baby, what brand of disposables you would have purchased, at what age your baby potty trains, what systems and brands of cloth diapers you buy, whether you
use your cloth diapers on more
than one baby, whether you wash them at home or in a laundromat, and
other factors.
When controlling for
other factors that affect risk of HIV infection (e.g., condom
use), the researchers found that users of injectable DMPA were 50 % more likely to become infected with HIV
than those not
using hormonal contraceptives.
Past psychological autopsy studies implicate depression in the majority of late - life suicides; however, when study participants were asked by psychiatrists about thoughts of death and suicide
using a standard depression screening tool, elderly adults blamed
factors other than depression 75 % of the time.
Schizophrenia was the specific diagnosis most frequently mentioned as related to violence (17 percent) and the two most frequently mentioned risk
factors for violence
other than mental illness were drug
use (five percent) and stressful life events (five percent).
Carbon dioxide levels in lakes are often high and vary widely from lake to lake based on
factors such as the type of nearby ecosystem, land
use such as agriculture, sizes of the lake and watershed, amount of precipitation, and because some types of soils and rocks absorb more CO2
than others.
They believe their study is more accurate
than previous work because they only
used one variable — the presence or absence of 0.3 % triclosan — and fixed all of the
other factors which can affect the results.
Using 139 prokaryote - enriched samples, containing > 35,000 species, we show vertical stratification with epipelagic community composition mostly driven by temperature rather
than other environmental
factors or geography.
The team demonstrated that this hybrid device enhances the collection efficiency of single photons by more
than a
factor of 10 compared to a single nanocrystal without the antenna, without the need for complex and bulky optical collection systems
used in many
other experiments.
Recent research
using national data on Medicare suggests that community - based
factors, such as availability of general practitioners in the area, may be as or more important
than hospital
factors in determining readmission rates, and that patients may have few options
other than hospital care for both urgent and non-urgent conditions related to their surgery or
other conditions.
After adjustment for
other factors, participants with cLBP were more
than twice as likely to report methamphetamine and heroin
use.
«'' This study appears to have been well conducted, but the pattern of results suggests that the observed increase in behavioural problems may have been caused by
factors other than mobile phone
use.
Men are more likely to have sleep apnea
than women;
other risk
factors include being older, being a smoker, drinking alcohol or
using sedatives, and having a thick neck and / or narrow airways.
I prefer to
use free weights because they requires you to also engage your core muscles while you lift, as there is no stabilizing
factor other than your own muscle strength.
Due to poor diets, lack of exercise, a rise in obesity levels, the widespread
use of hormone - altering chemicals, and
other factors, many women suffer from chronically higher
than normal estrogen levels and much lower
than normal progesterone levels.
Some of these signs and symptoms can be caused by underlying
factors other than low testosterone, including medication side effects, thyroid problems, depression and excessive alcohol
use.
So, considering all
factors, if I were to make a decision, I would say colloidal silver is worth a try for a few days in cases of conjunctivitis or sty or perhaps
other mild infections, but it should not be
used for longer
than one week at a time.
I never recall being tested for systemic inflammation or even counseled on risk
factors other than being constantly reminded to cover up and
use sunscreen.
In
other words, while the common thinking of adrenal fatigue proponents is to point to cortisol abnormalities as a causal
factor in the disease, there is much research indicating that it may be a reversed direction of causation — that these symptoms and lifestyle
factors (e.g. poor sleep, excess body fat, medication
use, etc.) are causing the abnormal cortisol patterns, rather
than the
other way around.
This section provides a summary of the electromyography (EMG) studies into the gluteus maximus where
factors other than joint angle have been investigated, such as stability, or
use of the hip with and without knee movement.
For one, they are going to now not budge, however they appear beautiful assured that the deaths are actual, which is any
other factor that
used to be discussed through the Russo Brothers sooner
than the filmâ $ ™ s unencumber.
What sets Mr and Mrs Smith apart from
other Powell thriller scores are two
factors - first, there is a touch of flair added through the
use of lots of flamenco guitars - second, there is a larger orchestra
than usual, and the composer utilises it very well.
Yet Coleman also noted that the composition of a student's peer group was more important for learning
than any
other school - related
factor, a finding
used by the Johnson and Nixon administrations to reinforce their strenuous desegregation efforts in southern states.
The commissioner may also place under preliminary registration review any school that has conditions that threaten the health, safety and / or educational welfare of students or has been the subject of persistent complaints to the department by parents or persons in parental relation to the student, and has been identified by the commissioner as a poor learning environment based upon a combination of
factors affecting student learning, including but not limited to: high rates of student absenteeism, high levels of school violence, excessive rates of student suspensions, violation of applicable building health and safety standards, high rates of teacher and administrator turnover, excessive rates of referral of students to or participation in special education or excessive rates of participation of students with disabilities in the alternate assessment, excessive transfers of students to alternative high school and high school equivalency programs and excessive
use of uncertified teachers or teachers in subject areas
other than those for which they possess certification.
• Congress, in passing the Every Student Succeeds Act, also is requiring that states
use factors other than test scores to determine which schools must receive state assistance.
PS — most people will tell you that «PR» — pagerank — is meaningless because Google doesn't
use it anymore, but I think it's still a simple indicator of
other important
factors, so in general, but not always, a link from a PR5 site is more valuable
than a link from a PR4 site, etc..
You aren't going to be
using it to play games on or anything, and the business focus here suggests you'll be
using it more for work
than sofa surfing, but we like the small form
factor and the bigger capabilities with the HDMI, USB 3, and
other port options.
When we speak of addiction as a chronic disorder of the brain, it thus includes an understanding that some individuals are more susceptible to drug
use and addiction
than others, not only because of genetic
factors but also because of stress and a host of
other environmental and social
factors in their lives that have made them more vulnerable.
Use to be that if a borrower had
other compensating
factors such as a large reserve of liquid assets then they would approve the loan with a higher
than normal debt to income ratio.
KPMG found that some
factors were highly correlated with success (for example, paying with cash, rather
than using stock or cash and stock) and
others were not statistically significant (surprisingly, market capitalization).
The
factors that affect your costs include whether your car is new or
used, the overall safety rating of the car, your driving record, your age and gender, and even your ZIP code, as certain areas tend to have a higher occurrence of accidents and claims
than others.
In this article, we present evidence that the relationship between current relative valuation and subsequent performance for both
factors and smart beta strategies is robust over horizons shorter
than five years and
using valuation measures
other than price - to - book (P / B) ratio.
Even though
using the 5 - year average FCF yield on mid cap companies (third best single
factor we tested) over the test period would have given you a higher return
than the 12 - month FCF yield, the results for the
other market size companies would have been a lot lower.
But
other mortgage experts pushed back on the idea that a digital mortgage that
uses automated verification of a borrower's assets and income is more risky
than a home loan originated by a smaller institution that may rely on intangible
factors.
I think what I'm getting at is, is EV / EBITDA the best ratio to
use, what
factors make it better
than others, and could
factors be excluded / included to make it even better?
The Motley Fool notes that falling credit card debt levels are influenced by
factors other than consumers cutting up credit cards and
using cash instead of plastic:
Using Our Proprietary Quoting System, We'll Pull All The Possible Repayment Options Provided To You By The Government Factoring In Income, Family Size, And More
than 20
Other Factors.