Sentences with phrase «than bank deposits»

In any case, the invested money will fetch you higher returns than bank deposits.

From the investor's perspective, money market instruments represent a liquid, low - risk investment that generally offers a higher yield than bank deposits.

These carry higher risk than bank deposits.

Over 60 percent of the funds in the sector come from retail investors attracted by the higher rates of interest than bank deposits.

That sort of deterioration would help to pull down monetary velocity (that is, individuals would be likely to demand more cold, hard cash rather than bank deposits or securities), and that in turn would short - circuit inflation pressures that are becoming evident here.

It all has to do with the near explosion of one of China's notorious wealth management product s — pools of allegedly low risk securities that return one average 2 % more than bank deposits.

But mortgage rates are expected to rise faster than bank deposit rates, amounting to a net negative for consumers, a report from MoneyRates.com predicts.

Sometimes, we also fall prey to false promises like higher return on premium than a bank deposit etc..

Not exact matches

After all, we cherish these young lives far more than we do our bank deposits, don't we?

After the 2008 financial crisis when Goldman became a bank holding company, it could take in more customer deposits, which led to an increase in its holdings of more than $ 40 billion over the past six years.

The 10 percent average return on the S&P 500 may not seem impressive at first, despite the fact that it's more than double what one can expect from a 30 - year Treasury bond and way more than what a certificate of deposit from a bank pays.

Today more than one million Haitians do their everyday banking — from deposits and withdrawals to payroll and shopping — using their mobile phone.

better than nothing): 3 % pay match to company 401 (k); max contribution to vanguard ROTH; 6 % pay to aspiration redwood fund; other cash to aspiration bank (1 % interest checking); random sentimental deposits to robin hood (free stock trader app).

The Brooklyn, N.Y., firm is establishing a web - based financial system that will offer free ATMs, automated money management, smartphone bank deposits and free online bill payment with what the firm claims are no hidden fees and far lower costs than traditional banks.

They control 95 percent of all derivatives and hold more than 40 percent of all bank deposits in the United States.

CD stands for certificate of deposit, which you can buy from a bank and is guaranteed to pay interest over a designated period of time — usually much more than a savings account would.

For $ 19.00, it gives you 50 deposit items and up to $ 5,000 in cash deposits, more than any other of the big banks.

The extra investment cash allows banks to make loans at a much faster clip than their deposits alone would allow.

Banks receive government bonds or central bank deposits in exchange for their bad debts, accepted at face value rather than at «mark - to - market» prices.

Similarly, its premium checking options offer more value and require less in deposits than Chase's Premier accounts, granting unlimited ATM reimbursements to customers with at least $ 2,500 in the bank — a feature not available at Chase.

There's plenty of companies selling bitcoin that take a cash deposit at a bank... Smaller amounts (easily enough to cover a ransom) can be had in less than an hour.

The requirement that the ratio not exceed 75 percent — meaning banks can not lend more than 75 percent of their deposits out — would remain the same, but the way ratio is calculated would be adjusted, Wang Zhaoxing, deputy chairman of the CBRC, said June 6.

This is because in China the gap between lending and deposit rates during this century has been much higher than in other developing countries, probably as part of the process of recapitalizing the banks after the last banking crisis at the turn of the century.

It is true the monetary base spiked during these initial rounds of QE, but the second reason QE didn't lead to hyperinflation is we live under a fractional reserve baking system whereby the money supply is more than just the amount of physical coins, paper money and bank deposits in the system.

For short - term deposits less than a year, banks are limited to offering as much as 150 percent of the benchmark rate.

In addition, the company has built its technology for transaction processing in such a way that it costs 75 % less than traditional banks» core deposit platform, Mr. Britt said.

The steps I'm about to go through will ensure you're depositing more money into your own bank account, rather than just funding Google's empire.

(As an aside, equilibrium means «no tendency to change,» fiat means deriving its value from law rather than some underlying commodity backing, and fractional reserve means that banks hold only a fraction of deposits on reserve, loaning the rest out.).

Bank of America is another bank with much wider coverage than PNC, but it offers a much slimmer range of deposit accouBank of America is another bank with much wider coverage than PNC, but it offers a much slimmer range of deposit accoubank with much wider coverage than PNC, but it offers a much slimmer range of deposit accounts.

It offers the potential to earn more money than, say, a bank certificate of deposit or a money market account, and the index options give the client some flexibility in how much downside risk there will be.

If you don't have a Bank of America account with more than $ 50k deposited in it, the Barclays Arrival ™ World MasterCard ® will produce superior rewards on dining & travel expenses - provided you redeem your miles on travel statement credit.

Synchrony Bank, for instance, offers more than 2 percent on its 60 - month C.D., but you must deposit at least $ 25,000.

A certificate of deposit, or CD, is a financial product that pays an interest rate that's slightly higher than what you'd earn in a regular bank account.

The average one - year rate on certificates of deposit among the top nationwide banks increased by more than 2 percent, to 0.88 percent from 0.86 percent.

I think that ETFs are not much more efficient than simple bank deposits.

Banks that rely heavily on wholesale funding are subject to a higher required LCR than those funded chiefly by retail deposits.

You should have received a 1099 for every stock account, bank account or certificate of deposit that paid you more than $ 10 in interest last year.

Recipients who reside in remote areas where direct deposit is not available financial institution through a local (a remote area has been defined as more than a 15 - mile drive to any bank that provides direct deposit); or

You see, back in those (relatively) halcyon days, the Fed got by with what now seems like a modest - sized balance sheet, the liabilities of which consisted mainly of circulating Federal Reserve notes, supplemented by Treasury and GSE deposit balances and by bank reserve balances only slightly greater than the small amounts needed to meet banks» legal reserve requirements.

Thus the US banking system today actually has more than 100 % reserves against its demand deposits.

China's top five banks said on Friday they have raised deposit rates to 3.5 percent, above the benchmark level, less than a day after China took a step towards liberalising its interest rate market.

The increases in banks» retail deposit rates since last year have, in most cases, been smaller than the rise in the cash rate (and lending rates), especially for transaction accounts and accounts with small balances.

Annual growth is well down from the peaks seen in 1997/98, but it is still much stronger than growth in household disposable income or bank fixed deposits.

Beam is a fintech startup that's promising a digital deposit account with much higher interest rates than savings accounts at typical banks.

Very soon, Law's national bank began to issue much more paper currency than it received in gold and silver currency deposits, which created an inflationary economic «bubble boom.»

Synchrony Bank offers more than just higher interest rates on fixed deposits.

A Dutch service where you can use iDEAL to make your payment offers more reliability and security than a foreign exchange where you can only deposit money through (international) bank transfers.

It gives savers higher rates than many of the giant banks as well as branches where they can deposit cash, talk to a human — and even enjoy a cup of coffee.

If this new legislation is passed, it will likely just require that banks hold onto more money for emergencies, in reserves, rather than actually separate deposits and lending activities from speculative ones.

Today adjusted for the 33 % growth in total bank assets, US banks should be paying well more than $ 100 billion on various sources of funding, from deposits to short - term borrowing from other banks to bond investors.