Sentences with phrase «than banks because»

Simply put, our fees are generally lower and fewer than banks because we're not - for - profit.

Private mortgage lenders will charge more than banks because they mainly deal with riskier mortgages.

Q: Aside from AIG, and other financial insurers, the insurance industry came through the crisis better than the banks because they focused on longer - term stress tests, and not on short - term measures like VAR.

Not exact matches

(Online banks are able to offer higher - yielding accounts online because they come with less overhead expenses than traditional bank accounts.)

Although RBC can grow organically in all of these areas, analysts are expecting McKay to make a sizable acquisition, especially because the bank is sitting on more cash than it's had in years.

In a client note on Thursday titled «Yanking down the yields,» the interest - rates strategist projected that bond yields would be much lower than the markets expected because central banks including the Federal Reserve were reluctant to raise interest rates.

«Macro shocks trigger bigger reactions today than historically because markets are less liquid,» economists at Bank of America wrote.

The biggest banks borrow at lower rates than smaller rivals because creditors assume — like Dodge said — that governments always will rescue any institution that is «too big to fail.»

«First, because it's a very limited downgrade, only on two out of three banks, and especially since Moody's rates them better than the other two agencies (Standard & Poor's and Fitch), so, in reality, it put them at the same level or even slightly higher than the other agencies.»

(i) Assist companies in determining and interpreting their ratio (revenue stream number one); (ii) Sell the data back to companies to compare and explain ratios among their peers on an industry - by - industry basis, because average worker compensation for Bank of America will be different than that of Apple, for example (revenue stream number two); and (iii) Sell the data to labor groups to assist them in collective bargaining (revenue stream number three).

It is slightly more expensive on a price - to - earnings basis than the rest of the banks — it's trading at about 16 times earnings — but that's because it's growing faster.

Such rates will generally be higher than what home buyers currently pay, not only because banks now offer substantial discounts from posted rates, but also because many buyers (40 % according to a July 2011 TD Bank report) take mortgages with variable rates, which are lower than fixed rates at least 85 % of the time.

That is because banks, private - equity firms and institutional investors have continued to pour money into the sector even as oil companies slashed billions of dollars in spending from their budgets and laid off more than 100,000 workers.

The banks, he reckons, are likely to gravitate to LendingTree because it can generate the highly targeted customers they need far more cheaply than serving them through branches and running their own ads on Google.

Banks have been an attractive investment in part because the return on equity has historically been very high — more than 20 % — but that level will be much harder to maintain.

Because of the tight credit market, business plans are being more closely scrutinized than ever and banks are looking for specifics before looking at Small Business Administration - backed loans or community bank loans.

That's because, rather than handing the capital over to any one of 17 government agencies with a finger in the innovation pie, or giving the money to the Business Development Bank of Canada, which deployed just $ 408 million of its $ 18.4 billion balance sheet to the venture capital industry, the Conservatives have decided to invest that money directly in entrepreneurs.

Typically, these businesses describe their loans as faster and more readily available to customers than bank loans, because they leverage technology to evaluate risk on a number of factors, as opposed to relying solely on credit scores.

The lenders want the stake to be sold for top dollar but fear it will be sold for less than that to McClendon's wife, Kathleen, because she is family, said a lawyer representing a syndicate of banks led by Wilmington Trust that loaned $ 465 million to a company McClendon founded in 2013, American Energy Partners LP (AEP).

Pay consultants and recruiters say banks need such flexibility because heightened regulatory burdens make positions on bank boards less attractive than in other sectors.

Banks are pushing for the switch to EMV technology because cards with chips are more difficult to counterfeit than the traditional American credit card with a magnetic stripe.

Goldman previously acknowledged its burn rate has been higher than rivals because its workforce has included relatively more investment bankers and traders and fewer bank tellers and salaried workers.

Because banks and other lenders shy away from borrowers with less than a 25 % down payment as higher - risk clients, mortgage insurance gives people with smaller down payments a better risk profile.

Because of how the Bank of Canada has incorporated federal fiscal projections in its forecasts, there's a risk markets might over-read any tension over rates and interpret the government «as having more influence on the governor than it would past Bank of Canada governors,» he said.

The seller is also likely to want a higher percentage in down payment from the buyer because they are at more risk than a bank.

Drama queen conclusion, including what appear to be rather over-the-top estimates by JP Morgan and Deutsche Bank: More than 13,000 banking jobs are on their way out of London because of Brexit!

That matters, because if the Bank of Canada moves too soon and chokes growth, Poloz could be dealing with a crisis far more consequential than $ 9 cauliflower.

«But at the end of the day they could, because of this global growth surge, the central banks including the Fed could very well be forced to hike... faster than the market expects,» he explained.

The bank's researchers see wealth inequality as largely being a result of the financial crisis — it rose across the world between 2007 and 2016, because financial assets were growing faster than non-financial assets.

International Green Structures, a manufacturer of sustainable structures, is unable to close a multi-million dollar deal in Nigeria for more than 500 houses because its application for finance has been held up with the Ex-Im bank shutdown.

We're glad he did, because we quickly found a bank - owned property that was newer than our old facility anyway — and cheap.

Some analysts said it was because the policy shift by the People's Bank of China showed the Chinese economy was weaker than had been assumed.

Because online banks don't have the expense of maintaining branches like traditional banks do, they can offer annual percentage yields of 1 % or more — about 14 times higher than the national average of 0.07 %.

Large banks would love to get a broad pass from Dodd - Frank's regulations, which are tougher on them because they pose a greater risk to the financial system than smaller banks.

Indeed, the big banks currently have a much lower cost of capital than their smaller brethren precisely because the bond market doesn't believe they will ever be allowed to fail.

BFS Capital financing has come into the mainstream because it's more accessible than a bank loan, less expensive than equity, and less risky than bootstrapping.

Small banks are strong supporters of the bill because it scales back many of the Dodd - Frank rules that are much more expensive for them to comply with than the big banks that have large compliance operations.

Bad loans as a share of their total portfolio remains low, at less than 2.5 percent, but economists believe the figure understates the problem because banks often extend the payment dates for problem debt.

This is because in China the gap between lending and deposit rates during this century has been much higher than in other developing countries, probably as part of the process of recapitalizing the banks after the last banking crisis at the turn of the century.

In fact, PayPal has completely disrupted the financial sector because it holds more money than all but 20 U.S. banks, according to The Wall Street Journal.

Because small businesses are considered higher risk than their larger cousins, the SBA loan guarantee helps banks offer more flexible loan terms, meaning borrowers can be approved even if they have fewer assets than what would be required with a traditional term loan at the bank.

It's also because of something a little more lasting than central banks» current infatuation with near - zero interest rates.

In theory, Sweden has such a rate, but banks there have not taken advantage of it because they already have more funds than anyone wants to borrow.

Because they're member - owned, credit unions tend to charge fewer fees than banks normally do and it's easier to find free checking at these institutions.

Last week in London, for example, an analyst from a research company with whose views I am usually in strong sympathy and who herself is very bearish on China's growth prospects, airily dismissed Chinese debt concerns by pointing out that Chinese government debt, even after adding back estimates of losses in the banking system, is lower than that of the Japanese government, and because the government's debt burden has not been a problem in Japan it won't be a problem in China.

I began by highlighting three facts that seem to me to be in substantial tension with the widespread view that banks are far safer now than they used to be because they are far better capitalized.

On some measures, and in some products, Australian markets are smaller than others in the Asian region, but nonetheless, at the height of the Asian and Russian crises, overseas banks chose to operate in Australia to cover positions established in Asian markets because liquidity in those markets was inadequate at the time.

They earned Milken's respect and backing because they had greater vision than the risk - averse managers who historically had counted on banks for financing.

Advice: CNBC was criticized for its coverage of the dot com bubble during the late 90's because it took more of a cheerleader role than as an objective news source.Now, the network is required to report whether analysts it has on its shows do banking business with the stocks they're talking about.

Bitcoin is supposed to be more private, because unlike commercial banks, its exchanges are not monitored by regulators, and its private payments system charges lower fees than do Visa and MasterCard.