Sentences with phrase «than big banks»

They charge slightly higher rates than big banks, but have less stringent underwriting criteria.

If you're looking for an edge with your savings, the interest rates at community banks are also usually higher than the big banks.

While the interest rate is not that great, it is better than any big bank, especially brick - and - mortar banks.

With this development, the bank is aiming to promote financial innovation which would immensely benefit the smaller software developers, start - ups and cryptocurrency exchanges, rather than the big banks.

It offers a whole range of banking products in one place with better rates and lower fees than the big banks.

Credit unions historically have had less capital available for lending than big banks so they stayed away from this part of the borrowing industry for a long time.

Small banks are likely to be more helpful than bigger banks that prefer working with larger customers.

Credit unions have a community focus that can make them more like a family than a big bank.

What do you think of this strategy as a way to get money back into the hands of really creative people who have small financial needs than the big banks want to fund?

Credit unions, while they do have physical locations, often have fewer locations than a big bank, cutting back on those costs.

They are more likely to be sympathetic to your needs and understand your goals than big banks.

Wouldn't it be great if there were a better option than the big banks?

Very often community banks charge lower fees on banking products than the big banks.

As smaller lenders, credit unions tend to have less available capital than big banks.

They charge slightly higher rates than big banks, but have less stringent underwriting criteria.

Note that though credit unions may be more flexible than big banks, they still primarily lend to established businesses.

They can also charge you higher interest and fees than bigger banks, especially on smaller loans.

In some occasions, lending companies can offer you better conditions and more suitable terms than big banks, but on the other side, if you're looking for a $ 100 000 loan then it makes sense to get your credit in order and turn to a big famous bank.

Credit unions tend to rate higher than big banks in consumer surveys, which is why Desjardins makes it strong debut here at number 17.

It also pays a 1.98 % dividend, which is much lower than its big bank peers.

Small banks are strong supporters of the bill because it scales back many of the Dodd - Frank rules that are much more expensive for them to comply with than the big banks that have large compliance operations.

No single topic generated more discussion at the recent WA Business News SME forum than the big banks, their service, or lack of it, relationships with them and thei

However, Charles Schwab Bank still provides higher rates than big bank competitors.

In some cases, their LTV requirements are less strict than the big banks.

«Small banks and credit unions are much more open to negotiation than the big banks, which can be intractable.»

«This created an opportunity for non-banks that focus entirely on mortgages and are less regulated than big banks.»

Why are they making more money since the rules went into effect and are doing better than the big banks?»

Meaning that, rather than a big bank that operates all over the country and is often far removed from its customers, the bank operates solely in certain areas and is dedicated to serving the needs of the specific community.

Consider credit unions and mono - lenders (lenders who use mortgage brokers and only deal with mortgage loans), as quite often these institutions can offer much better rates and terms than big banks.

Even when interest rates rise, New Penn Financial ® comes in lower than the big banks... and we never skimp on service.

Nonbank lenders are also able to offer more personal service, and have been much more aggressive with rates than big banks.

Rather than ditch the idea of savings credit unions offer much better interest rates — rates you can save with — that are five to ten times higher than big bank rates (the average credit union savings account earns about.11 % interest annually, compared to the.01 % at big banks).

«Their rates are higher (than big banks»)» he says, «but it's worth it knowing that they're able to look out of the box and say you're a good risk.»

Community banks, like Dime Community Bank, often feature better rates than the big banks, simply because they're able to move more quickly when interest rates do change.

Online savings accounts almost always have better rates than big banks.

We built a better way to save with higher rates than big banks.

These institutions usually have better interest rates than big banks.

Our research found that the average minimum APR for all 100 cards was just 10.72 percent — largely thanks to regional banks and credit unions that offer much lower rates than bigger banks.

I use capital one 360 mainly because I also use them for credit cards and one mortgage but they only give you.2 percent interest so it's better than the big banks but can clearly be better