Sentences with phrase «than change plans»

Rather than change plans and possibly come out of retirement, your spouse can be taken care of with your death benefit.

Too many businesses run into serious problems because they waste time trying to make their circumstances fit their plan rather than changing their plan to fit their circumstances.

Not exact matches

Plans, trends and challenges change all the time, so a team that can adapt together and follow the customer (rather than clinging desperately to the original idea) will be suited to startup life.

The problem with many plans is that they depend on your changing your life to match what someone else says will work, rather than your understanding yourself well and deciding to budget your time acco...

Still others are just blind to how life circumstances can change radically, with more than half saying they simply have no plan of retiring in the near future.

The plan included changes to McDonald's new organizational structure, its intention to sell many more restaurants to franchisees than originally planned, and to cut costs to the tune of $ 300 million a year.

Encourage team members to lay out specifics in the plan and bring up these details for review and revision in advance, as conditions change, rather than waiting.

In an email, a Tesla spokeswoman said the company has no plans to change the name, and that data it collects show drivers who use Autopilot are safer than those who don't.

In some cases, your business plan goes through more costume changes than Lady Gaga, your company looks nothing like you envisioned, there's a lot more strands of hair in your comb, but it is all OK.

But rather than actually change compensation, bank compensation committees generally relied on workers inside the bank (i.e. risk management personnel) to bless their existing plans.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

Having internal workers approve compensation plans won't do much to change anything other than make a few people unwittingly feel better.

Often people want to continue working until later in life, but the survey found that 50 % of retirees left the workforce earlier than planned, and of those, 60 % left because of health or disability problems and 27 % because changes in their company such as downsizing or closure.

Given all the changes, the new tax law exacerbates the need for you to do your financial planning now rather than later.

Midsize companies did a better job this year than last year of controlling their medical costs, mainly because of a willingness to change the design of their health plans to obtain lower prices.

However, one survey found that about half of retirees said they retired earlier than planned due to health problems, changes at their workplace, or other factors, suggesting that many workers may be overestimating their future retirement income and savings.

Our partners tried to outdo each other, with some sending more emails than originally planned and even changing strategies mid-launch to get closer to that Tesla.

We generally do not enter into severance arrangements with our named executive officers, and none of the equity awards granted to the named executive officers under Apple's equity incentive plans provide for acceleration in connection with a change in control or a termination of employment, other than as noted below or in connection with death or disability.

Survey shows majority support for an effective climate plan and minimum carbon price, even if some provinces disagree OTTAWA — New public opinion research shows that two - thirds of Canadians believe it is more important to have a plan to meet Canada's climate change targets than to have all provincial and territorial premiers agree with that...

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

Under the 2017 Plan, a change in control is defined to include (1) the acquisition by any person or company of more than 50 % of the combined voting power of our then outstanding stock, (2) a merger, consolidation, or similar transaction in which our stockholders immediately before the transaction do not own, directly or indirectly, more than 50 % of the combined voting power of the surviving entity (or the parent of the surviving entity), (3) a sale, lease, exclusive license, or other disposition of all or substantially all of our assets other than to an entity more than 50 % of the combined voting power of which is owned by our stockholders, and (4) an unapproved change in the majority of the board of directors.

When I survey the more than 20 years since that first issue, a lot has changed in DRIP (Dividend ReInvestment Plans) investing, much for the better.

This problem is compounded by the fact that Canada has yet to formulate a credible climate change plan to meet its less than ambitious 2020 targets (see here and here) or the 2030 targets put forward in Canada's current INDC.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Remember, you'll likely have the chance to change it later on if you take a job with a lower salary than you'd planned for.

The House Republican plan proposes roughly doubling the standard deduction, a change they believe will lead many more Americans to take the standard deduction rather than itemize their deductions.

While getting out of debt requires a change of mindset more than anything else, there are a handful of numbers you should absolutely know before you begin any journey out of debt — and no matter which plan of attack you choose.

If you recertify and your income or family size changes so that your calculated monthly payment would once again be less than the 10 - year Standard Repayment Plan amount, your servicer will recalculate your payment and you'll return to making payments that are based on your income.

NEW PLAN The bill would change the measure to what's known as the chained C.P.I., which generally rises more slowly than what is used now.

Investor purchasing intentions have changed significantly since ORC surveyed investors in August, when only 30 percent said they planned to buy fewer properties in the next 12 months than they did in the previous year.

Depending on how your income changes over time, you may pay more in total than you would under some other repayment plans, such as the 10 - year standard plan.

Ten Years Post-Financial Crisis and Americans Say it Had No Impact, According to Hartford Funds Survey Yet Many Don't Trust the Stock Market, Changed their Spending Habits, and Plan to Work Longer than Anticipated

Rick the more i think about it we are to live as overcomers not strugglers since the day i decided to turn away from the sin that was controlling my life i never fell back into old sinful patterns not once, was i tempted many many times.The Lord will work in our lives one area at a time he needs us to give him full control so if an area is taking control we do need to hand it to him so he can change us.How do we do it immediately we say Lord you know i am weak but in you i am strong i leaned on him and overcame time and time again.We all have areas of weakness that we struggle in so do nt feel bad.Struggling is us trying to do it in our own strength before this process i was so stubborn i refused to let God help me i wanted to do it in my own strength and so it was a roller coaster ride in my christian walk if the day went well i was on a high if it did nt i would would be down.Not any more now when things do nt go to plan i still thank the Lord and when it goes well i thank the Lord.Because i know that all things work for good to those who love the Lord.The main area he is wanting is our hearts he wants all our heart not only some until we come to that place we will continue to struggle in our faith.The only reason to tell you this is not to boast because of what i have done in myself because i have nothing to boast about but if i did i would brag that Christ has empowered me by his holy spirit to be an overcomer just as he would want you to be.As Christians we are all called to be overcomers more than conquerers.Make a decision today to turn all your hearts to the Lord to acknowledge the areas you are holding onto that are controlling your flesh life hand them to the Lord and walk according to the spirit and not the flesh and he will give you the victory.That can be a reality starting today merry christmas everyone and may the new year be an exciting one as we put all our trust in Christ our Lord and savior.Brentnz

But we also know that plans can change and that flexibility and adaptation are far more important skills to master than stubbornness or certainty... especially when it comes to parenting.

A slight change of plans here — I had wanted to talk about this recent Conor Friedersdorf piece about the lack of conservative rap critics as part of a three - part essay called «Paradoxes of Conservative Pop - Culture Studies,» but I realized that to really to do that, I would have to talk about rap more than a bit, indeed, enough to demand a Rock Songbook post or two.

There's no hgiher arrogance than asking a god to change his plans for you, i.e., praying.

Join us in demanding change by sharing a photo of your pastured poultry or pork operation and calling on ministers to support scale - appropriate planning controls that encourage rather than hinder regenerative and ethical farming in Victoria.

While French onion dip is not something that initially comes to mind when party planning, her version completely changed my perception, and with Labor Day coming up this weekend, I thought there was no better time than now to share.

Trending Story: Wineries Report Increased Use of Social Media to Enhance Direct to Consumer Sales More than 60 % of wineries and wine - related businesses say they plan to increase their use of social media over the next three years in response to changing market demographics, to build their brand and to reach targeted customers... Today's News -LSB-...]

By Elizabeth Hans McCrone More than 60 % of wineries and wine - related businesses say they plan to increase their use of social media over the next three years in response to changing market demographics, to build their brand and to reach targeted customers.

I would be more than happy, if all your weekly plans came with a printfriendly versions: — RRB - and I'm using the ZipList app to store your recipes and it would look much nicer if there was a picture with it so I can see the delicious food the recipe will bring; — RRB - Just my thoughts, I know that it's very time consuming changing older posts.

Mr Clarke said there had been a «leak» in Florida about the looming changes which had prompted the company to work through the night and bring its results to market much earlier than planned.

The Murray Darling Basin Plan's (the Basin Plan) Sustainable Diversion Limit (SDL) adjustment mechanism enables the Basin - wide SDL for surface water (10,873 GL per year) to be changed up or down by no more than 5 %, as long as environmental, social and economic outcomes are not compromised.

Nothing really has changed since ESPN's Adrian Wojnarowski reported more than a week ago that Anthony still expected the Knicks to carry out their previous plan to trade him to Houston.

I think the argument is more about the pace of change / catching up — I'd wager a hefty sum that AFC / AW have a slightly longer term plan than some of the guys on here.

You change your opinions more frequent than Wenger changes his game plan.

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

Although I've found it very cathartic to speak, vent and end occasionally rant about all things Arsenal, we need to act carefully and intelligently right now or we're going to get played by this club even worse than at present... the pro-Wengerites and the suits, who represent a considerable proportion of the season ticket holders, don't want to believe that there is no plan and that Wenger has mailed it in for several years now or that things are going to get much worse before they get better... why would they... many have spent a considerable sum buying some of the highest priced tickets in the World... they want to have a front row seat to see something special and to be seen doing so, which simply provides ample justification for the expense and the time invested... to many of them, Wenger is the sun in their soccer universe... his awkward disposition, misplaced arrogance and his utter lack of balls makes him a rather unusual cult figure, but the cerebral narrative seemed to embolden those who already felt pretty highly of themselves... many might not even of really liked football that much before his arrival and rarely games they weren't attending... as such, they desperately believe that Wenger, and only Wenger, can supply them with their required fix... if he goes, they were wrong and that's a tough pill to swallow... they would have to admit that they were duped... they will definitely resent whoever made them feel this way, but of course it will be too late by then... so when we go overboard with ridiculous comments bordering of anarchy, it scares the shit out of them and they shift their blame towards us rather than at those who really perpetrated this act of treason... we aren't the enemy... we simply woke much earlier and the reason our comments have gotten more vile in recent years is out of utter frustration... in order for any real change to occur at this club we need to bring as many supporters as possible with us or the big money interests will fade and our ultimate objective will be lost... so it's time to focus on the head instead of the heart for now

there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark

I can only hope that this attempt is taken more seriously than the largely muted and clearly unsuccessful protests of late last season... although the plane writing escapade brought some much - needed attention to the matter, it failed to resonate with fence - sitters and those who had just recently fell off the Wenger truck... without a big enough showing of support the whole endeavor appeared relatively weak and poorly organized, especially to the major media outlets, whose involvement could have significantly changed what was to follow... but I get it, few wanted to turn on their club, let alone make a public display of their discord... problem is, they are preying on that vulnerability, in fact, their counting on you to keep your thoughts to yourself... who are you to tell these fat cats how to steal your money... they have worked long and hard to pull the wool over your eyes... they even went so far as to pay enormous sums of cash to your once beloved professor to be their corporate spokesmodel so that the whole thing would be more palatable... eventually the club made it appear as if this was simply a relatively small fringe group of highly radicalized supporters, which allowed the pro-Wenger element inside the club hierarchy to claim victory following the FA Cup win... unfortunately what has happened to this club can't be solved by FA Cups or a few players coming in, the very culture of this club needs to be changed and that starts at the top... in order to change the unhealthy and dysfunctional narrative that has absorbed this club we need to remove everyone who presently occupies a position of power... only then can we get back to the business of playing championship caliber football, which should always be the number one priority of this organization... on an important side note, one of the most devastating mistakes made in the final days of this hectic and poorly planned transfer window didn't have to do with the big name players like Sanchez or Lemar, but the fact that they failed to secure Jadon Sancho, who might even start for Dortmund this season... I think they might seriously regret this oversight... instead of spending so much time, energy and manpower pretending that they were desperately trying to make big moves, they once again lost the plot due to their all too familiar tunnel vision