Another surprise was that Samsung stuck with the microUSB 2.0 port rather
than changing over to the newer Type - C that uses the reversible plug.
I tend to ease into the seasons anyway, so I like to start out with just a few touches, rather
than changing over the entire house from top to bottom.
Not exact matches
Over the past eight months, I've noticed several trends emerging that indicate real
change is closer
than ever.
Some industry observers predict that retail will
change more in the next five years
than it has
over the past century, and that the extinction of brick - and - mortar stores isn't far off.
By recognizing that the marketplace is
changing, Volk - Weiss, in response to that
change, has built a 120 - person company that he says grew its revenue (from licensing, streaming, and production fees, product sales, and ad - revenue sharing) more
than 100 percent annually
over the past three years — and more
than 200 percent
over the past two.
According to the chart below — not to mention every single piece of research written by Hussman
over the past year and
change — the first qualification has been more
than met.
Over the last 10 years there have been many
changes to Facebook; some getting a better reception
than others.
Gordon is curious about an untested policy called «price - level targeting,» which would refocus monetary policy on achieving an absolute increase in prices
over time, rather
than the current emphasis on the rate of
change.
The latest report from the International Panel on Climate
Change, an intergovernmental group charged with researching the effects of carbon emissions, said at the end of September that climate change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40
Change, an intergovernmental group charged with researching the effects of carbon emissions, said at the end of September that climate
change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40
change is unequivocal and that going forward, sea levels will rise at a faster rate
than they have
over the past 40 years.
Usually the
change over time is more important
than the raw number at any given point.
Is your sales percent
change higher, year
over year, for this year,
than it was last year?
It says that Bushmen societies seem not to have
changed over tens, maybe hundreds of thousands of years — longer
than most societies have existed.
Although meteorology had developed throughout the Victorian era to produce same - day weather maps and daily weather warnings (based on a telegram service that could literally move faster
than the wind), the practice of forecasting the weather as it evolved and
changed over time remained notoriously inadequate.
Depending on what your primary goals are, you may find that one or more of these tips work better
than the others; be sure to refine your approach
over time, and don't be afraid to
change things up.
For starters, she recommends that managers view the question in terms of «work - life fit» rather
than «work - life balance» because «fit» better acknowledges that each employee's situation is unique — and likely to
change over time.
More
than 200 million shares — the entire size of the offering —
changed hands
over the course of the day, accounting for roughly 10 percent of the total volume of trading on the New York Stock Exchange on Thursday.
It also allows the 31 - year - old budding philanthropist to
change his mind about what he wants to fund and how much he wants to give
over his lifetime, making the $ 45 billion number more like a pledge
than a gift.
Wildfire seasons all
over the planet are lasting longer
than they have in the past and burning wider swaths of land, and Earth's
changing climate is to blame, according to a new report.
A commodities boom has driven the Canadian dollar from a 62 cents US low up to parity, vaporizing any labour cost advantage we previously enjoyed
over the U.S. and
changing the structure of the economy; at the margin, a Canadian worker adds far more to our economy by extracting resources
than by building cars.
This isn't chump
change I'm talking about;
over the course of a year, the 31 tips in this series (see the list below) could save you more
than $ 7500.
The proposal has generated a great deal of often vitriolic debate
over the future of the wheat board, and the C.D. Howe Institute recently weighed in with a report arguing that global grain markets have
changed significantly
over the past few decades, to the point that the CWB is more often
than not a price taker.
But at least one rule
change appears to have improved the numbers: touchbacks have only resulted in 17 to 20 concussions
over the last several years, about half the injuries compared with pre-2011 seasons when that play moved the ball to the 20 - yard rather
than 25 - yard line.
A spokesman said in a statement: «At Twitter we've launched more
than 30 policy and product
changes over the past 18 months, all with the aim of making our platform safer.
Perversely, this perceived insincerity has hurt the anti-Brexit camp more
than it has Boris Johnson, the Tory ex-Mayor of London, who has shamelessly
changed his tune on the E.U. to make Brexit the instrument by which he can oust Cameron as party leader and take
over as Prime Minister.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger
than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products
over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to
changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
«Blockchain is going to
change the world more, I think,
than the internet has,» Byrne told CNNMoney, adding that he prefers ICOs
over Wall Street stock offerings.
But the playing field has
changed significantly
over the past two years, and U.S. producers are indeed able to make money at far lower oil prices
than at the peak.
That's a downward revision of 0.1 percent, smaller
than the 0.3 percent average adjustment
over the past decade and much too small to
change our understanding of how the economy as a whole is doing.
Of course, the policy's cash value
changes over time and is lower
than the total sum of the death benefit it provides.
The demographics are also
changing: more
than 400 million millennials have emerged as a driving force in consumer spending, while the country's aging population — expected to double
over the next two decades — will generate new product and services demands.
Meanwhile, a new poll shows that more
than 50 per cent of Canadians are pooping like puffins
over the possibility of a Tory majority, but most are unwilling to
change their votes to stop it.
In pedestrian English, these
changes more
than double Zcash transactions speeds
over bitcoin (before Lightning Network).
A survey of more
than 5,500 business leaders from all
over the world from the 2016 Global Opportunity Report revealed widespread support of the UN's new Sustainable Development Goals, including the ones relating directly to climate
change (SDG 7, 11 and 13).
When it comes to foreign exchange, average daily trading volume in April 2016 was $ 4.6 trillion dollars, slightly lower
than the $ 4.8 trillion of April 2015, with volumes little
changed over three years.
The deterioration in revenues
over the next four years is much larger
than what one would expect given the Department of Finance's «sensitivity» analysis to the
changes in nominal GDP.
But looking
over recent decades, that
change has been fairly smooth, and on a relative basis, the effect on valuations is far more modest
than investors seem to assume.
Since a larger share of deposit rates are fixed
than are loan rates, this will overstate the effect on cash flows
over longer time horizons, though the extent of this bias has not necessarily
changed over time in an obvious way.
The National Association of Certified Valuation Analysts predicts that
over the next 18 months more
than 1 million privately held businesses will
change hands.
Variable rates can be much lower
than fixed rates, but they can
change over time.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation
over our business and the potential effects of new laws or regulations or
changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time
than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
The bank's chief currency strategist Richard Grace made the forecast
changes to reflect a slightly quicker -
than - expected slowing in the global economy
over the first quarter.
[01:10] Introduction [02:45] James welcomes Tony to the podcast [03:35] Tony's leap year birthday [04:15] Unshakeable delivers the specific facts you need to know [04:45] What James learned from Unshakeable [05:25] Most people panic when the stock market drops [05:45] Getting rid of your fear of investing [06:15] Last January was the worst opening, but it was a correction [06:45] You are losing money when you sell on corrections [06:55] Bear markets come every 5 years on average [07:10] The greatest opportunity for a millennial [07:40] Waiting for corrections to invest [08:05] Warren Buffet's advice for investors [08:55] If you miss the top 10 trading days a year... [09:25] Three different investor scenarios
over a 20 year period [10:40] The best trading days come after the worst [11:45] Investing in the current world [12:05] What Clinton and Bush think of the current situation [12:45] The office is far bigger
than the occupant [13:35] Information helps reduce fear [14:25] James's story of the billionaire upset
over another's wealth [14:45] What money really is [15:05] The story of Adolphe Merkle [16:05] The story of Chuck Feeney [16:55] The importance of the right mindset [17:15] What fuels Tony [19:15] Find something you care about more
than yourself [20:25] Make your mission to surround yourself with the right people [21:25] Suffering made Tony hungry for more [23:25] By feeding his mind, Tony found strength [24:15] Great ideas don't interrupt you, you have to pursue them [25:05] Never - ending hunger is what matters [25:25] Richard Branson is the epitome of hunger and drive [25:40] Hunger is the common denominator [26:30] What you can do starting right now [26:55] Success leaves clues [28:10] What it means to take massive action [28:30] Taking action commits you to following through [29:40] If you do nothing you'll learn nothing [30:20] There must be an emotional purpose behind what you're doing [30:40] How does Tony ignite creativity in his own life [32:00] «How is not as important as «why» [32:40] What and why unleash the psyche [33:25] Breaking the habit of focusing on «how» [35:50] Deep Practice [35:10] Your desired outcome will determine your action [36:00] The difference between «what» and «why» [37:00] Learning how to chunk and group [37:40] Don't mistake movement for achievement [38:30] Tony doesn't negotiate with his mind [39:30]
Change your thoughts and change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom fo
Change your thoughts and
change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom fo
change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom for you?
Inadequate flood protection infrastructure, which right now might not contain high tides in El Nino years; Lack of action on annual sediment removal from spring freshets, which each year move
over 30 million m3 of sediment and leave about 3 million m3 of silt in the navigation and secondary channels of the lower reaches; and, By the end of this century sea levels at the mouth of the river could potentially rise more
than one meter due to climate
change overtopping the diking system.
Since September 21, more
than 80 % of speculative positions on bitcoin have been long... Analysts have also noted a major
change in market confidence
over the past two weeks, as investors looked past a series of negative news headlines involving bitcoin.
Interest in real estate
over $ 1 million was less elastic to
changes in policy
than in the conventional real estate market:
[05:50] Do it for passion, not for money [06:10] The importance of innovation and marketing [06:30] Start with a mission and finding how to add value [06:50] Joe Gebbia's trajectory
over a decade [07:10] Culture is the ultimate element to building your brand [07:40] Namale Resort [08:00] Finding a way to do more for others
than anyone else [08:45] The beauty of competition [09:15] Don't just advertise, become the expert [09:25] Value - added marketing [09:40] It takes 16 impressions to inspire buying behavior [10:10] Do something where marketing isn't marketing [10:30] The 17 - year old kid in real estate [11:35] Find a way to stand out from the crowd — the trash strike example [14:10] Authenticity plays a critical role [16:00] Building reciprocity with your customers [17:00] Double the value you add [17:20] Bringing innovation and marketing to the forefront [18:35] Innovation can mean raising your price [18:55] What innovation really means [19:25]
Changing the way something is perceived [20:55] The man who was copying Tony constantly [22:00] Does
change happen in a second?
That software has taken
over and
changed many aspects of the global economy in less
than a decade is now clear.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher -
than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls
over financial reporting or
changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
In general terms, an ownership
change results from a cumulative
change in the equity ownership of certain stockholders by more
than 50 percentage points
over a three - year period.
This means that your business offerings and business model will probably
change more
than once
over time which means that your website content should be
changing along with it.