Sentences with phrase «than decreasing term»

As regular level term life insurance premiums became less expensive than decreasing term insurance, the traditional mortgage life insurance fell out of favor.

The premiums for these policies are generally more expensive than decreasing term due to the level death benefit.

It can be a standard level term policy, which is generally less expensive than a decreasing term policy.

Level term policies have pricing that's comparable and, in some cases, much better than decreasing term insurance.

In fact, in many cases level term policies are cheaper than decreasing term policies.

It can be a standard level term policy, which is generally less expensive than a decreasing term policy.

Not exact matches

In fact, according to the researchers, the health risk of having few friends was similar to smoking 15 cigarettes a day, and more dangerous than being obese or not exercising in terms of decreasing your lifespan.

Rather than offering a promotion on a wide array of products or services, the paradox of choice suggests that narrowing down to one or two options will be drive more sales in the long - term and decrease return rates.

For purposes of the offering in Canada, if all of the shares have not been sold, after the Canadian underwriters have made a reasonable effort to sell the shares at the public offer price, the Canadian underwriters may from time to time decrease or change the offering price and the other selling terms provided that the price for the shares shall not exceed the public offer price and further provided that the compensation that is realized by the Canadian underwriters will be decreased by the amount that the aggregate price paid by the purchasers for the shares is less than the gross proceeds paid by the Canadian underwriters to us or the selling stockholders.

«The open - plan offices may have short - term financial benefits, but these benefits may be substantially lower than the costs associated with decreased job satisfaction and wellbeing.

The EU already produces, in relative terms, more Ph.D. s than the United States, but most European countries note that their young people's interest in scientific careers is decreasing.

«When we reduce our energy (food) intake during dieting, resting metabolism decreases to a greater extent than expected; a phenomenon termed «adaptive thermogenesis» — making weight loss harder to achieve,» Professor Byrne said.

«A long - term decrease in ozone might systematically affect stratospheric temperatures so that the beginning of winter could be colder than in our simulation,» say Austin and his colleagues.

«Our study suggests that follow - up with bariatric specialists more than 5 years after surgery, rather than with specialists with no bariatric expertise, can decrease long - term anemia risk.

Current users of statins experienced a 27 % decrease in risk for CA - SAB and long - terms users (multiple prescriptions across more than 90 days) had a 30 % decrease, while new users (first prescription within 90 days) showed a modest 4 % decrease in risk.

«Although the impact of long - term use of e-cigarettes on health is still unknown,» the study stated, «the available scientific evidence indicates that e-cigarettes are less harmful than combustible cigarettes, and that smokers switching to e-cigarettes could benefit from a decrease in health risks related to smoking combustible cigarettes.»

The first study showed the short - term benefits, as participants who drank guava leaf tea after consuming white rice had decreases in blood sugar that were greater after 30 minutes, 90 minutes and 120 minutes than when the same study participants ate the same amount of white rice followed by drinking hot water.

While acute THC stimulates appetite, the repeated stimulation of CB1 receptors by THC decreases receptor expression and sensitivity, and long - term stimulation may result in antagonistic rather than agonistic triggering of CB1 receptors, which would dampen hunger signals.

Low testosterone has been correlated with unwanted changes in body composition such as increased abdominal fat and decreased muscle mass.16 - 20 Unfortunately, abdominal fat affects organs like the heart, liver and kidneys more adversely than fat anywhere else, in terms of cardiovascular risk.

Two longer - term studies, in persons without diabetes, that measured fasting blood β - hydroxybutyrate concentrations over 10 wk found that, whereas the concentrations increased over the first 2 — 4 wk, they then decreased and, after 10 — 12 wk, remained only slightly higher than those of dieters following other diets (21, 23).

Any attempt to decrease exercise - induced ROS production with antioxidant supplements is not only useless in terms increasing strength, performance, and recovery, but may be worse than useless (1), possibly canceling out much of your hard work in the gym.

Only in a prospective study from Lopez - Garcia et al., 69 who studied the effect of caffeine on long - term weight change in a cohort, it was found that people who increased the caffeine consumption over 12 years gained less weight than those who decreased the caffeine consumption.

In terms of market share, Chromebooks maintained their momentum during the first quarter, accounting for more than 50 % of education sales in the USA during the first quarter, while Windows saw its share of the market decrease YoY within the USA to less than a quarter of all shipments.

Decreasing term life insurance is less expensive than level term life insurance, but the death benefit decreases over time.

If you decreased your term and rate, payments might go up overall, but they'd be significantly less than what you were paying before.

Since your monthly premium is fixed but the sum you are insured for decreases roughly in line with the way a repayment mortgage reduces, it's generally cheaper than mortgage term insurance.

Because the death benefits decrease over time, these policies tend to be more affordable than a standard term life insurance policy.

You can pay more than the minimum required each month on your consolidation loan, and thus shorten your overall loan term and decrease the total amount of interest you pay.

Accessing the death benefit to pay for long term care costs decreases your death benefit, but it is a valuable resource to have, rather than tapping into your nest egg.

Longer - term investors are in a position to allocate a larger portion of their portfolio to higher - risk investments like stocks than shorter - term investors because a longer time horizon is associated with lower volatilityVolatility The rate at which the price of a security increases or decreases for a given set of returns.

Some cats need longer - term treatments than others do, and it is not unusual for very allergic cats to actually receive special and individualized injections of compounds that are designed to decrease that cat's specific areas of reactivity.

Homeopathically I have tried Merc Sol 30c disolved in his water which has helped short term decreasing the redness of his gums, when this is in his water he as been known to sit at the water bowl and drink most of the bowl, more so than usual.

Since the Earth has Ocean that decrease in temperature with depth and an atmosphere that decreases with temperature with height, the shorter term atmospheric «sensitivity» is different than the longer term ocean «sensitivity».

From what I have seen, your central «no hockey - stick» contention is that long term change in the past temperature history on the scale of 1000 - 2000 years is slowly decreasing rather than flat.

But other than that wouldn't be similar in terms of air temperature and air temperature decreasing with higher elevation?

I do think, however, that it is significant (short term, not a firm trend) that CO2, as measured at MLO, has been increasing at a smaller rate than in previous years despite the fact that overall anthropogenic CO2 output is not decreasing and, furthermore, that the short term trend of the absolute increase is also down which indicates a greater rate of absorption of CO2 than in previous years — which to me would indicate an ongoing cooling of the oceans as per the theory that a cooling ocean absorbs more CO2 while a warming ocean releases more CO2.

The data and the statistical analysis does not provide the evidence that the so called «pause», a time period with a lower trend estimate than the longer - term trend estimate, was more than just a short - term fluctuation around the median warming trend, mostly due to short - term unforced internal variability in the Earth system (and some contribution from decreasing solar activity and increased reflecting aerosols in the atmosphere, counteracting the increased greenhose gas forcing to some degree), like the «acceleration» over the 16 - year period from 1992 to 2007 (e.g., UAH trend: 0.296 + / - 0.213 (2 sigma) deg.

Decreasing Term Insurance is almost always cheaper than Whole and Universal life insurance of the same coverage amounts.

Level term life insurance is way more affordable than mortgage decreasing term life insurance.

Decreasing term insurance is a more affordable option than whole life or universal life insurance.

For example, you might find that getting a decreasing term policy to cover your mortgage plus another smaller whole life policy to cover burial costs will cost you less than one sizeable permanent life insurance policy.

But they start with appreciably lower amounts than with Level Term or Increasing Term policies because the death benefit in the event of the insured's death is decreasing all the time.

Decreasing term policies are usually slightly cheaper than regular term policies, but because they shrink in value over time and because regular term policies are already low - cost, it usually makes better sense to go with a regular term policy.

This form of term life insurance is cheaper than other types, decreasing in cost over the life of the policy.

Having some life insurance is better than having none at all, so if you are unsure you can easily afford the premiums of a 25 - year $ 500,000 term policy, consider a 20 - year term or decreasing the coverage amount.

However, today you can buy a level term policy with a fixed rate and a fixed benefit for less than it would cost to buy a decreasing term plan.

Because the death benefits decrease over time, these policies tend to be more affordable than a standard term life insurance policy.

Rather than getting one big term life insurance policy that lasts a long time, the ladder strategy stacks multiple smaller life insurance policies of different lengths to save money and offer a decreasing amount of coverage.

Prices for decreasing term life insurance typically start lower than prices for level term life plans because the decreasing coverage amount is less risky for the insurance carrier.

Although the premiums remain level, they might be more affordable than a level term life policy due to the decreasing nature of the coverage.