Sentences with phrase «than equity when»

European pensions are more comfortable with debt than equity when investing in the developing world, the Dutch institution's investment management chief tells us.

Not exact matches

Federal Labor MP Pat Conroy will demand to know why Australian banks have higher returns on equity than those in other countries when he questions bank chief executives attending a Canberra hearing next week.

The dollar, measured against a basket of currencies, has now given up more than half of the gains it notched up this month when investors rushed into the greenback as equity markets suffered a violent sell - off.

Q: How do I compensate my salespeople when I can't afford to pay a big base salary, equity counts for less than it used to, and the reps aren't making their numbers?

Of course, the Securities and Exchange Commission frowns on companies offering equity to the public without filing with the government to do so, so when it comes to crowdfunding backers always get something other than equity.

Last fall Quimby, who'd bought out Shavitz when he retired, struck a deal to sell 80 % of the company to AEA Investors, a private - equity firm, for more than $ 175 million.

An unlimited policy is also hard on managers, she says, because when one employee takes more time than another, issues of equity or fairness crop up.

With an online presence that dates back more than a decade (and includes more than a million Facebook friends), Coastal has a digital brand - equity advantage over newer competitors when curious shoppers Google eyewear - related keywords.

It's going to take longer than that with equity crowdfunding simply because of the due diligence and information sharing that needs to occur when investors are buying a piece of a company and hoping to someday see a financial return.

On Monday, investors rushed into Treasuries as the S&P 500 and Dow Jones Industrial Average nosedived more than 4 percent - reversing a move on Friday when a spike in bond yields, which move inversely to prices, triggered an equity rout.

Mortgage insurance is often required when buying a home with a down payment of under 20 % or when refinancing with a current equity of less than 20 %.

You still have 25 % of American homes in negative equity — that is, when the mortgages are higher than the market value of the housing.

However, when the real estate market declines 15 % / yr, the equity investments also decline 10 % / yr, and one realizes they are paying (in my case 5 % / yr) for the privilege of losing money while paying for a home eventually sold for 30 % less than one paid, I can feel pretty stupid!

Of course, there are times when people selling their homes to downsize are fortunate enough that the house that they are selling has more equity than what they are buying, but unless you're in a market bubble, that scenario is the best we can hope for.

When the stock market dividend yield yields more than a 10 - year US treasury bond yield, it's generally a good sign to invest in equities.

Plan B calls for giving this money directly to the banks and leading insurance companies, on terms that let them continue paying high executive salaries and dividends to existing shareholders rather than wiping them out as normally happens when an enterprise has Negative Equity.

When a government or a bank needs capital fast, private equity firms can mobilize faster and with more confidence than most other sources of capital.

When I first read Paul Graham's blog post on «High Resolution» Financing I read it as a treatise arguing that convertible notes are better than equity.

The deal is a huge one by any standard — bigger than Walmart's $ 3.3 billion deal for Jet.com last year — and especially for a retail company like PetSmart, which was itself valued at only $ 8.7 billion when private equity investors took it over in 2015.

Although oil prices are now half what they used to be three years ago, Big Oil is better positioned now than it was when oil prices were sky high, Michele Della Vigna, co-head of European equity research at Goldman Sachs, told CNBC in an interview on Monday.

When equity crowdfunding was mentioned, the taxi driver disclosed he had invested in more than one company via a crowdfunding platform.

The equity ownership, economic interest and cross-directorships could create, or appear to create, conflicts of interest when these individuals are faced with decisions that may impact us differently than EHI.

This dilution is due in large part to the fact that our existing investors paid substantially less than the initial public offering price when they purchased their equity.

''... though the value equation has usually shown equities to be cheaper than bonds, that result is not inevitable: When bonds are calculated to be the more attractive investment, they should be bought.»

Btw the 10 year horizon is relevant to me as it is when I can take my 25 % lump sum from SIPP, so preferable taking it from bonds that have just been redeemed rather than selling down equities that may be in a bear market at the time.

And, when it comes to growing your real estate empire, you need more properties that generate cash flow, rather than equity.

When equities yield less than bonds, they still usually have the higher expected returns.

Although decades of history have conclusively proved it is more profitable to be an owner of corporate America (viz., stocks), rather than a lender to it (viz., bonds), there are times when equities are unattractive compared to other asset classes (think late - 1999 when stock prices had risen so high the earnings yields were almost non-existent) or they do not fit with the particular goals or needs of the portfolio owner.

In a year when banks around the world were raising equity capital to shore up their balance sheets, Goldman raised $ 15.1 billion for financial institutions, more than any of its competitors, according to Dealogic.

The company is making good progress towards a sustainable return on equity of at least 10 % which is why the stock trades much closer to NTA today than when the Fund purchased it.

Taking on more equity risk when the expected future returns are lower than in the past and downside risks higher makes little sense to me.

To understand why conventional loans required PMI when the down payment / equity in the home is less than twenty percent, consider what happens during a mortgage default.

It's a long and in depth article I had to read a few times to understand but the basic gist of it is that when investors are under allocated to equities, future returns are better than when they are over allocated.

 The Harper government's decision last year to write off every penny of the auto aid and thus build it all into last year's deficit calculation (which I questioned at the time as curious and even misleading) has already been proven wrong. Since the money was already «written off» by Ottawa as a loss (on grounds that they had little confidence it would be repaid — contradicting their own assurances at the same time that it was an «investment,» not a bail - out), any repayment will come as a gain that can be recorded in the budget on the revenue side. Jim Flaherty has learned from past Finance Ministers (especially Paul Martin) that it's always politically better to make the budget situation look worse than it is (even when the bottom has fallen out of the balance), thus positioning yourself to triumphantly announce «surprising good news» (due, no doubt, to «careful fiscal management») down the road. The auto package could thus generate as much as $ 10 billion in «surprising good news» for Ottawa in the years to come (depending on the ultimate worth of the public equity share).

An easy rule of thumb I use is to start asset allocating more into equities when the S&P 500 dividend yield is equal to or greater than the 10 - year yield.

When the Oliners affirm that the language of care — of compassion, hospitality, and helpfulness — is overwhelmingly employed to express their motives, they clearly imply that face - to - face compassion is a far more salient motive for sacrificial and heroic moral altruism than abstract principles of equity and justice.

When he retiress he has no home and no equity to use to buy one, too many retired pastors live on less than subsistence levels.

And [in all your dealings] give full measure and weight, with equity: [however,] WE do not burden any human being with more than he is well able to bear; and when you voice an opinion; be just, even though it be [against] one near relative.

«And so it's far easier to win the Midwestern white working class vote when your opponent is private equity - personified Mitt Romney rather than a Jacksonian populist like Donald Trump.»

Women fare better in New York state than in other states when it comes to pay equity, Lt. Gov. Kathy Hochul said during a speech in late May.

Ultimately, however, his plan falls short by allocating less than $ 1 billion in new education money this year at a time when public schools are still owed more than $ 4.4 billion in Campaign for Fiscal Equity (CFE) funding.

There are unfunded mandates and lack of aid from the state, and while he has provided more money for education, it is less than the Campaign for Fiscal Equity settlement [the 2006 court ruling requiring the state to pay billions in backpay to shortchanged school districts]... When [Assembly Speaker Carl] Heastie proposed a slightly progressive income tax, he just rejected it.

She estimated Buffalo schools would be owed more than $ 100 million in aid from the state, had Albany followed the decision that came out of a landmark school funding lawsuit won by the Campaign for Fiscal Equity, a group Nixon got involved with when her oldest teenager began as a kindergarten student in a New York City public school.

The parents of more than 10,000 students learned this difference the hard way last year, when the Danish private equity group Axcel abruptly announced its exit from the Swedish school market, stating that it could no longer cover the continued losses.

With five comprehensive high schools, more than 13,000 students, an 80 - percent - and - growing Hispanic population, and a large number of economically disadvantaged families, Thorstenson was faced with the challenges of increasing student achievement, making curriculum relevant, and promoting equity of opportunity for students when she first took office in 2000.

When students in high poverty communities are three times as likely to be taught by an unsatisfactory teacher than a student in a low poverty community, this is a fight for equity.

At any rate, it could be argued that these threats of financial sanction for opt out are meaningless when our schools are already having money withheld: after more than a decade New York State still owes city schools nearly $ 2 billion dollars awarded by the courts in the Campaign for Fiscal Equity case.

When it comes to matters of equity and privilege in the public schools, few issues are more symbolic of the challenge than fights over teacher assignments.

In district - level analysis, the Education Trust finds that nationally districts serving high concentrations of low - income students receive on average $ 1,200 less in state and local funding than districts that serve low concentrations of low - income students, and that gap widens to $ 2,000 when comparing high - minority and low - minority districts.17 These findings are further reflected by national funding equity measures reported by Education Week, which indicate that wealthy school districts spend more per student than poorer school districts do on average.18

To understand why conventional loans required PMI when the down payment / equity in the home is less than twenty percent, consider what happens during a mortgage default.