Sentences with phrase «than exchange policies»

On average, employer - sponsored insurance costs families 48 % more than exchange policies.

Not exact matches

Equal Exchange is ideal for an end - of - millennium Business Ethics Award, for it is muchmore than a company with progressive policies.

A huge number of doctors — 89 percent — said they believed that consumers had not been adequately educated about how the exchanges» policies will function, and more than 9 percent didn't know if there had been adequate education of consumers.

The policy framework of the MAS is focused on managing the Singapore dollar's nominal effective exchange rate (NEER), or the trade - weighted exchange rate, against an undisclosed basket of currencies, rather than interest rates.

The Government has put in place legislation which requires any future Government to reach this first goal however this analysis and subsequent figures from Policy Exchange's report: Warmer Homes — Improving fuel poverty and energy efficiency policy in the UK highlights current resources are less than half of what is required to meet this target, let alone a more ambitious timePolicy Exchange's report: Warmer Homes — Improving fuel poverty and energy efficiency policy in the UK highlights current resources are less than half of what is required to meet this target, let alone a more ambitious timepolicy in the UK highlights current resources are less than half of what is required to meet this target, let alone a more ambitious timeframe.

Thinktank Policy Exchange said rising life expectancy and fewer active members were responsible for the high cost, which has risen from less than # 1 billion in 1991.

A report by Policy Exchange published last week claimed that public sector workers are better off than their private sector counterparts in terms of hours worked, retirement age and pension quality.

While it is obvious to everyone that portfolio investors have a shorter investment horizon than real FDI investors and are naturally more brittle, yet the data and our practical experience confirm that all investors are concerned about sensible and predictable economic policy and exchange rate management systems!

It's an interesting shift of direction for Policy Exchange, since Godson's expertise is in security issues, rather than the think tank's familiar home ground of public service reform.

What they are proposing is nothing less than what I called in Compassionate Conservatism (Policy Exchange, 2006 and downloadable from my website) a Full Audit of Government.

Union funding of political parties also came under scrutiny, with Policy Exchange railing against the default position for union membership being a commitment to donation rather than allowing workers to «opt - in» if they so choose.

David Cameron said today's survey by the Policy Exchange showing more than a third of young Muslims would like to live under sharia law, and 13 per cent support groups like al - Qaida, proved the failings of treating each community as distinct.

Policy Exchange, which has close links with the Conservative party, is arguing in a report out today that # 4.5 billion could be raised by putting social housing properties worth more than the regional average on the market.

Policy Exchange have calculated that public spending will rise to more than 50 % of GDP next year.

He then promptly allied his new party with Senate Republicans in exchange for some say, policy, nicer offices than minority members would typically get and more cash for staffers.

And the policy appears to have worked: more than 200 needle exchanges are now operating in Britain and figures just published by the Public Health Laboratory Service suggest that only about 6 per cent of men and 7 per cent of women now injecting drugs in London are HIV - positive.

An analysis published by the Policy Exchange think tank showed that in the most recent waves of free schools, more than two - thirds were opened by academies or academy chains.

The Policy Exchange said rather than castigating parents who did their best for their children, the focus must be improving teaching in poorer areas.

It's not a live public forum or debate where we can see the candidates answer questions or exchange views in real time, but it's better than nothing: Educators 4 Excellence, an organization that advocates for teachers to take a more active role in shaping education policies, plans to host a podcast interview with District 6...

Although state laws vary widely in terms of the policies governing charter school oversight and accountability, these publically funded institutions, which receive freedom from the rules and regulations of traditional district schools in exchange for meeting agreed - upon performance targets, now serve an estimated 2.9 million students in more than 6,700 schools around the country (National Alliance of Public Charter Schools [NAPCS], 2015).

The policies the Obama administration has advanced in exchange for NCLB waivers are sensible, if less ambitious than those that came before.

Avery Greene Honda Exclusive 90 Day Mechanical Warranty on Pre-Owned Vehicles sold with Less than 90,000 Miles, Avery Greene Hondas Exclusive 72 Hour Used Car Return / Exchange Policy if you get Home and for any reason are no longer satisfied with the vehicle you purchase you can bring it back within 72 hours of purchase to exchange it for another vehicle, NO QUESTIOExchange Policy if you get Home and for any reason are no longer satisfied with the vehicle you purchase you can bring it back within 72 hours of purchase to exchange it for another vehicle, NO QUESTIOexchange it for another vehicle, NO QUESTIONS ASKED

Eligibility: Vehicles must be less than 5 years old with fewer than 100,000 km Security: 152 point inspection, 10 day / 1000 km exchange policy Warranty: varies from 1 year / 20, 000 km to 4 year / 80, 000 km New Car Comprehensive Warranty: 3 years / 60, 000 km Major Component Warranty: 5 years / 100, 000 km

Eligibility: Vehicles must be less than 5 years old with fewer than 120,000 km Security: 3 day / 300 km exchange policy, 360 - degree survey and reconditioning process Warranty: 2 years / 80, 000 km New Car Comprehensive Warranty: 4 years / 80, 000 km

Eligibility: Vehicles must be less than 6 years old with fewer than 120,000 km Security: 100 point inspection, 7 day / 1000 km exchange policy Warranty: 6 years / 120, 000 km (powertrain) New Car Comprehensive Warranty: 3 years / 60, 000 km New Car Powertrain Warranty: 5 years / 100, 000 km

Eligibility: Vehicles must be less than 6 years old with fewer than 180,000 km Security: Vehicle inspection and reconditioning, 3 day / 500 km exchange policy Warranty: varies from optional 6 months / 10, 000 km to 5 years / 100, 000 km New Car Comprehensive Warranty: 3 years / 60, 000 km New Car Powertrain Warranty: 5 years / 100, 000 km

Eligibility: Vehicles must be less than 6 years old with fewer than 120,000 km Security: Multi-point inspection, 7 day / 1000 km exchange policy Warranty: 1 year / 12, 000 km New Car Comprehensive Warranty: 5 years / 100, 000 km New Car Powertrain Warranty: 5 years / 100, 000 km

Eligibilty: Vehicles must be less than 6 years old with fewer than 120,000 km Security: 155 point inspection, 10 day / 1500 km exchange policy Warranty: 12 month / 20, 000 km (powertrain) New Car Comprehensive Warranty: 3 years / 60, 000 km New Car Powertrain Warranty: 5 years / 100, 000 km

In our view, small tariffs that serve as a «speed bump» for goods and services in a world of volatile exchange rates are relatively harmless and perhaps of marginal benefit to some businesses, but more significant protectionist policies may hurt the country imposing trade barriers far more than the countries being blocked.

Landlord policies generally cost about 25 percent more than a standard homeowners policy, according to the III, but you'll get more protections in exchange for the increase.

While some exchange - traded funds (ETFs) have rates of return as high as 12 %, and even funds with lower interest rates will like still be a few points higher than the average interest rate on a cash value policy.

The selling policyowner receives an upfront cash payment in exchange for transferring ownership of the life insurance policy — typically more than any existing cash value but less than the policy's full death benefit — and the investor as the new owner then continues to make the ongoing / annual premium payments.

Maximum stay policy To better meet our mission as a nonprofit organization that supports travel and cultural exchange, the Golden Gate Council of Hostelling International USA has established the following maximum stay policy: No guest may stay at one hostel location for more than 14 nights in a calendar year.

Since more than a decade RUAF Foundation is publishing the Urban Agriculture Magazine in English to enable exchange of policy views, practical experiences, research results and other information in the field of urban agriculture and urban food systems.

Mackinac's director of labor policy is Vincent Vernuccio, who chairs a committee of the labor task force of the Bradley - supported American Legislative Exchange Council and previously has worked at the Bradley - supported Capital Research Center and Bradley - supported Competitive Enterprise Institute... MCLF spent much of last year helping to defend the new right - to - work law, in policy and legal arguments, as well as in the larger public discourse in the state and nationally... MCLF is working with the Bradley - supported National Right to Work Legal Defense Foundation on this and several other legal matters surrounding implementation of right to work in Michigan... On education, among other things, Mackinac is analyzing mroe [sic] than 200 collective - bargaining agreements (CBAs) in the state, covering some 75 % of the state's public - school students, to see if and if so, how, they are adhering to the teacher - tenure and - evaluation policy changes.

ExxonMobil now gives more than $ 1 million a year to organizations which oppose taking action against climate change — including the Competitive Enterprise Institute, Frontiers of Freedom, the George C. Marshall Institute, the American Council for Capital Formation Center for Policy Research and the American Legislative Exchange Council.

Avoid Modified Endowment Status: If the subsequent premiums paid into the new policy, other than the exchange proceeds, are within the new 7 - pay limit, then a 1035 Exchange of a life insurance policy allows the policy owner to place the original contract's entire value in the new policy without creating a modified endowment contract,exchange proceeds, are within the new 7 - pay limit, then a 1035 Exchange of a life insurance policy allows the policy owner to place the original contract's entire value in the new policy without creating a modified endowment contract,Exchange of a life insurance policy allows the policy owner to place the original contract's entire value in the new policy without creating a modified endowment contract, or MEC.

In exchange for a higher premium than a standard term life insurance policy for the same amount and term, a return of Premium term life insurance policy will refund the premiums you've paid after the term has expired.

Exchanges may, and the Federally - facilitated Exchange will, allow issuers to implement, a premium payment threshold policy under which issuers can consider enrollees to have paid all amounts due if the enrollees pay an amount sufficient to maintain a percentage of total premium paid out of the total premium owed equal to or greater than a level prescribed by the issuer, provided that the level is reasonable and that the level and the policy are applied in a uniform manner to all enrollees.

Under the proposed rule, the cost of pediatric dental coverage would be included in premium subsidy calculations, even if the dental coverage is sold through the exchange as a separate policy, rather than an embedded part of the health plan.

Avoiding Tax Trap in the Exchange The very common reason why many policyholders would opt to change their old annuity policy and old life insurance policy in exchange to a new annuity policy and new annuity policy is mainly because a new policy is most likely will perform much better compared to the old policies since nowadays there are already improvements when it comes to mortality which will provide a lower insurance cost, a lesser administration expense on the policy which will provide lower cost, improvements in the said underwriting with lower cost, improvements in the health of the insured which will trigger lower cost, improvements in interest crediting which will perhaps provide higher rates of interest as well as the interest linked in an index and to some cases, a worsened health which may cause higher than the usual annuity pExchange The very common reason why many policyholders would opt to change their old annuity policy and old life insurance policy in exchange to a new annuity policy and new annuity policy is mainly because a new policy is most likely will perform much better compared to the old policies since nowadays there are already improvements when it comes to mortality which will provide a lower insurance cost, a lesser administration expense on the policy which will provide lower cost, improvements in the said underwriting with lower cost, improvements in the health of the insured which will trigger lower cost, improvements in interest crediting which will perhaps provide higher rates of interest as well as the interest linked in an index and to some cases, a worsened health which may cause higher than the usual annuity pexchange to a new annuity policy and new annuity policy is mainly because a new policy is most likely will perform much better compared to the old policies since nowadays there are already improvements when it comes to mortality which will provide a lower insurance cost, a lesser administration expense on the policy which will provide lower cost, improvements in the said underwriting with lower cost, improvements in the health of the insured which will trigger lower cost, improvements in interest crediting which will perhaps provide higher rates of interest as well as the interest linked in an index and to some cases, a worsened health which may cause higher than the usual annuity payments.

These policies often offer the option to take out loans against the accumulated cash value of your policy, which can offer an easy short - term influx of cash if you need it in exchange for a lower - than - average interest rate.

Farmers, which today insures more than 10 million households with more than 19 million individual policies, is headquartered in Woodland Hills, California, and the Farmers Exchanges has regional facilities that are located throughout the U.S., including major centers that are located in Austin, Grand Rapids, Kansas City, Oklahoma City, and Portland.

Furthermore, insurance policies offered through the healthcare exchange charge higher rates to smokers than to non-smokers.

Rather than cancel your life insurance, another option is to exchange the policy for a better one.

The selling policyowner receives an upfront cash payment in exchange for transferring ownership of the life insurance policy — typically more than any existing cash value but less than the policy's full death benefit — and the investor as the new owner then continues to make the ongoing / annual premium payments.

And anyone who has been on the wrong side of a legal exchange involving car insurance non compliance will say that the trouble it causes is much more costly than a compliant car insurance policy.

If an individual owns more than one vehicle, selecting an auto insurance company which gives him a good deal on insurance policies in exchange becoming the sole insurance provider to him is also a very good idea.

The good news is that if you have an over funded universal life or whole life policy (has more cash than it needs), you can do a 1035 exchange into a NLG universal life and get far more bang for your buck.

Along would come these less than reputable business people (we'll call them pigs), who would be willing to pay you half of the value of your life insurance policy in exchange for ownership of the policy.