Sentences with phrase «than favorable credit»

Having little to no current debt is a healthy compensating factor for less than favorable credit.

Not exact matches

It also provides credit insurance to small companies in the U.S. who'd similarly like to sell to customers in other countries who might need more favorable purchasing terms than many small companies can offer.

It sent buyers to eight dealerships in eastern Virginia and found that white borrowers with weaker credit profiles got less expensive financing options and more favorable treatment than their nonwhite counterparts who were more financially qualified.

If a customer has less - than - perfect credit, you can either choose not to enter into a business agreement with them, or you can use the results of the credit check as leverage to ask for more favorable payment terms.

If you or your cosigner has good credit and a favorable application, then your interest rate will typically be lower than an applicant with undesirable credit.

He imagines a scenario in which a credit - classifying algorithm might give favorable results to some races more than others.

The district has earned a favorable A + Standard & Poor's credit rating and exceeded budgeted student enrollment by more than 300 students.

Once you feel that you've done all you can with your credit rating, visit a few banks to get an idea of what percentage loan rate you would be able to get for a new vehicle (you will be able to get a more favorable rate on a new vehicle than a used vehicle).

As a result, individuals looking to start a business or purchase a home may find more favorable loans at a credit union than a national bank.

If you can thread the needle just right, LendingPoint may be able to offer you a better rate than you can find elsewhere, and under much more favorable terms than a payday lender or 0 % APR credit card that requires collateral to secure.

An individual that has multiple credit accounts open in good standing is in a more favorable position than an individual with just one account.

@reirab there may not be an explicit foreign transaction fees on some credit cards, but the card issuer is still charging the consumer a hidden fee by using a less favorable rate than what the issuer is able to convert currencies at.

To allow you to get a loan with favorable terms and interest rates, you need to have a good - to - great credit score otherwise you could end up paying higher interest than the rates on your cards.

If an insurer assigned a consumer to a less favorable rating category for a personal insurance policy based on the use of the consumer's credit information, that consumer could request a rerating of that policy no more than once annually.

These personal loans for bad credit are unsecured and can come with more favorable terms than you would find anywhere else.

If your credit score is less than favorable, you're probably looking for ways that you can improve it.

OnDeck and IOU Financial offer larger loans with more flexible terms but requires annual revenue of more than $ 100,000 and a favorable credit score.

Therefore, if you have a 790 credit score and your partner has a 670 credit score, you're not likely to receive the most favorable rate due to your partner's less - than - perfect credit history.

As not - for - profit financial institutions, credit unions are more focused on offering favorable products to members than making money.

However, this portfolio was nothing more than a factor bet on energy and favorable credit markets.

To make things worse, your new rate may not be much lower than it is on your current debts because it's hard to get a loan with a favorable rate and terms if you have high credit utilization.

In their findings, NFHA uncovered that more than half the time white borrowers with weaker credit profiles received less expensive financing options and more favorable treatment than their non-white counterparts who were more financially qualified.

The advantage of being a co-signer is that you can use your own credit history to help your child qualify for a better loan with more favorable interest rates and terms than they might have gotten on their own.

If a credit score was a factor in the decision to deny you credit or to offer you terms less favorable than most other customers receive, the notice also will include that credit score.

If you receive a notice explaining that you are being offered less favorable credit terms than those offered to most other consumers, ask the creditor or insurance company why you aren't getting its best offer.

In exchange, this permits the second purpose where the debtors may receive loans on more favorable terms than that available for unsecured debt, or to be extended credit under circumstances when credit under terms of unsecured debt would not be extended at all.

Parents can also take out Federal Parent PLUS Loans, which generally have much more favorable repayment terms than any other type of loan, and are easier to qualify for if credit is an issue for you.

The above math is of course based upon the guaranteed vs. non-guaranteed dividend crediting rates and therefore the return on a direct recognition company could in fact be much more favorable than break even.

A 0 % APR credit card with a balance transfer option is a more favorable option than signing up for 3 or more years of 29.99 % APR..

Although benchmark EM credit spreads are compressing to 12 month lows, favorable global liquidity conditions suggest still a slow grind tighter with few options other than the high yielding single B credits like Argentina.

The new RBP rules require mortgage lenders to notify borrowers if their credit terms are less favorable than those they provide to other consumers due to credit - related issues.

Whole life insurance may prove a better value than term for someone with an insurance need of greater than ten to fifteen years due to favorable tax treatment of interest credited to cash values.

Not having a credit history is almost worse than having bad credit — at least with bad we know that you have access to credit cards and can get a loan, albeit not always on favorable terms.

NAR supports the proposed amendments that will provide consumers with their credit score used in making a credit decision when the score results in less favorable terms to the consumer than the most favorable terms available to a substantial proportion of consumers or when a creditor notifies consumers against whom it has taken an adverse action.

Unless you're an A credit such as Wal - Mart or Target, expect less favorable terms than you had in the past.