Sentences with phrase «than financial institution»

This may indicate that it is more beneficial to consumers than financial institution.

A peer - to - peer loan, or P2P lending, is a personal loan that is funded by another individual or investor, rather than a financial institution.

A purchase of «cash equivalents» — items that can be used as or changed into cash — from any seller other than a financial institution.

Here, insofar as company results are analyzed, book value (i.e., net asset value per share computed in accordance with Generally Accepted Accounting Principles [GAAP]-RRB- is usually ignored in almost all analyses of companies other than financial institutions and regulated utilities.

Bush hinted at and Obama said «cramdown» The government can not manage a «cramdown» better than the financial institutions that don't even know where the original mortgages are stored.

Receive and disburse money in establishments other than financial institutions.

Abilities Receive and disburse money in establishments other than financial institutions.

Not exact matches

On the downside, these lenders may have higher interest rates and more onerous repayment terms than traditional financial institutions charge.

Conservatism and consistency are the hallmarks of successful banks, and Canada's financial institutions demonstrate these traits far better than their international peers.

The privately held firm, which is not regulated by the Office of the Superintendent of Financial Institutions (OSFI), claims its assets under management jumped more than tenfold to $ 225 million between 2009 and 2015.

After all, at its core, AmEx is a financial institution and there's typically nothing less exciting to young consumers than finance and credit.

That's higher than the average offering for similar accounts at Canada's biggest financial institutions, said Wealthsimple's chief executive Michael Katchen.

What could improve the PRPP proposal is allowing more than just financial institutions to act as pension administrators.

«The power of moral suasion is greater than we might think,» says Brenda Lum, managing director of Canadian financial institutions with bond - rating agency DBRS.

«Unknown perpetrators also specifically targeted and drained debit accounts with large amounts of money in them, concentrating the damages and causing individual financial institutions... to suffer losses much greater than what was experienced after the Home Depot or Target data breaches.»

Macron has said he hopes to pool liability for various kinds of debt: a completed banking union would ensure bailout costs for individual financial institutions would be distributed across the continent rather than borne by individual countries, and the so - called Eurobonds would allow national governments to borrow money against a joint continental credit rating.

Over the past three years, half of small business owners reported applying for a loan from banks or another financial institution, with 20 percent applying more than once for financing.

After being rejected by at least fives Canadian banks, one foreign financial institution believed in their grassroots idea and contributed a little less than half of the $ 7 million investment they needed to get the new brewery going.

Despite more than paying for itself — by its own reckoning, Ex-Im Bank has returned $ 7 billion to the U.S. Treasury in the last two decades through interest on guaranteed loans and credit insurance — the 80 - year - old government - run financial institution is a sunset agency.

SecondMarket's online auction platform has more than 10,000 participants, including global financial institutions, hedge funds, private equity firms, mutual funds, corporations, and other institutional and accredited investors that collectively manage more than $ 1 trillion in assets available for investment.

Businesses that have been in operation for less than three years are the most likely to change their financial institution.

More than that, it is a document that gives sufficient details about your business to a degree that will be appealing to any third party such as a potential investor or financial institutions.

Founded in 1985 by the Swiss entrepreneur Ronald Strässler — now the company's COO — Avaloq is a technology - driven financial services provider that serves more than 140 financial institutions across the globe.

More than 100 financial institutions use Ripple's blockchain network, according to the company.

Wellins recently relocated from Texas and has held senior leadership roles in retail, digital and small business banking for a number of well - known financial institutions in Texas, New York, Arizona and California throughout his more than 20 year career.

The hire is another coup for Coinbase, which has rapidly been building out its executive team as the more than 5 - year - old startup, now worth over $ 1 billion, attempts to fortify its reputation as one of few professional financial institutions catering to Bitcoin investors.

Some foreign investors, rather than crunching data on earnings and stock valuations to come up with investment strategies, actively mimicked the actions of China's so - called «national team» — a group of state - backed financial institutions that were tasked with propping up share prices in the height of the market rout.

The company markets itself as being more transparent with its users about fees than established financial institutions, which would almost certainly dispute that assessment.

That said, nonprofit bonds tend to be riskier than munis because if, say, a museum or other cultural institution enters financial hardship, it's more difficult for it to bounce back than for a municipality to do so.

Regulators need to get financial institutions to identify their own internal management risks, how their compensation programs will ameliorate, rather than amplify, those risks, and why those remedies (as opposed to alternatives) are the best approach.

Despite that, financial institutions made over $ 152 billion in profit in 2014 — the most profitable year on record, and three of the four largest financial institutions are 80 percent bigger today than they were before we bailed them out.

The banks likely could manage a bust in either city; they would feel it, but their capital cushion is bigger than it was before the 2008 crisis and they are among the most profitable financial institutions in the world.

More than a dozen financial institutions listed by Bankrate have savings and money market accounts with annual percentage yields of 1 percent or more.

Another thing is that other than selling a product through your own website, Kickstarter has the lowest commission fees [five per cent plus financial institution charges].

Rebecca Schreiber, a Certified Financial Planner in Silver Spring, Md., says the key is to determine your comfort level with a bank, rather than focusing on the institution's size.

The Impartial Conduct Standards generally require that advisers and financial institutions provide investment advice that is in the investors» best interest, receive no more than reasonable compensation, and avoid misleading statements to investors about recommended transactions.

He preferred to let financial institutions fail in 2008 rather than risk taxpayer money to rescue them.

I have ignored reasons that might justify lower discount rates or higher GDP adjustments for China mainly because the purpose of this essay is to explain why the U.S. multiple is so much higher than China's, and of course these reasons exist, but I think whatever the correct ratio should be, there is no question that advanced economies always justify higher multiples than developing economies because they tend to be economically more diversified and politically more stable, and they usually have institutions, including clearer legal and regulatory frameworks, more sophisticated capital allocation processes, less rigid financial systems, and smaller state sectors (which make smooth adjustment, one of the most valuable and undervalued components of long - term growth, more likely).

Those countries with less - developed institutions and financial systems, limited policy credibility, greater foreign currency debt and / or more precarious economic situations are certainly more exposed than others to external shocks.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

While money market accounts typically have higher rates than a basic savings account, not all financial institutions can offer the highest rates.

The Financial Times discusses the trend of financial institutions using fewer analysts to do more investment research tFinancial Times discusses the trend of financial institutions using fewer analysts to do more investment research tfinancial institutions using fewer analysts to do more investment research than ever.

Gannesh joined Credit Karma in September 2017 with more than 20 years of experience in creating synergies between technology and financial institutions.

«By taking charge of their earning power, rather than waiting for governments, financial institutions and employers to «right themselves,» the baby boomer generation now has the power and access to put their skills and abilities on the global market regardless of where they live or work now,» he says.

Venture lenders (individuals or groups with a pool of money, or specialized banking organizations)-- they may provide term and short - term loans to technology businesses earlier than these loans would become available from traditional financial institutions; however, these loan facilities are usually reserved for businesses that have received venture capital investment and / or can demonstrate their ability to make loan payments from cash flow.

Ripple is using blockchain technology to develop a payment network that more than 100 financial institutions are currently using.

There is a sense that one should try and use all the tools at one's disposal, and that means fiscal tools, monetary tools, tools for intervention in financial institutions, and that there is more risk of doing too little than there is of doing too much.

Investors in cryptocurrency are highly reliant upon unregulated companies, including some that may lack appropriate internal controls and may be more susceptible to fraud and theft than regulated financial institutions.

Founded in 1946, the firm is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing, and many other financial products and services to more than 20 million individuals and institutions, as well as through 5,000 financial intermediary firms.

Seen as the most significant portion of the legislation is the increase in the level at which a financial institution is considered a systemically important financial institution or SIFI — which subjects institutions to more oversight than other banks not given this designation.