Sentences with phrase «than guaranteed issue»

The good news is that simplified issue is cheaper term life insurance than guaranteed issue.

There will be a few health questions, but it is generally very easy to qualify for, comes in both term insurance and whole life, and is usually less expensive than guaranteed issue.

I explained that at this juncture there really was no option other than guaranteed issue life insurance, a whole life policy that is «graded».

Finally, for those who have had a serious disease or who are currently battling a serious disease (such as cancer, heart disease, Alzheimer's, or Parkinson's disease) than a guaranteed issue final expense policy will be the best (and probably only) choice.

With multiple life insurance carriers providing coverage it can significantly improve your chance at securing a policy with a much higher death benefit than a Guaranteed Issue policy.

Simplified issue exists somewhere between term life and guaranteed issue life insurance — it's more expensive than term life, but because it is based on some medical information, it's less expensive than guaranteed issue life insurance.

Despite having similar names, guaranteed universal life insurance (GUL) is a very different product than guaranteed issue life insurance.

With acute kidney disease, it will probably be difficult for your brother to qualify for anything other than a guaranteed issue policy.

And what we learned is that when it comes to organ transplants, (heart, liver, lungs, etc...), there really aren't that many options other than a guaranteed issue life insurance policy.

However, it is less expensive than guaranteed issue life insurance which has no medical questions as part of the application process.

They offer nothing else other than guaranteed issue final expense.

Simplified Issue Insurance — Detailed Overview — Of the two options above, simplified issue is more common than guaranteed issue because the latter is often a last resort.

You will have to answer a few questions however and it costs a little less than guaranteed issue coverage.

If you can qualify for a final expense policy (most can), this is better than a guaranteed issue policy because it's less expensive and you have coverage day 1... as opposed to a 2 year waiting period that guaranteed acceptance life insurance has.

Final expense life insurance provides more coverage than guaranteed issue; while guaranteed issue usually caps out at around a $ 10,000 death benefit, you can typically get up to $ 25,000 with final expense insurance.

Relative to term life insurance you'll still be paying a lot for that $ 25,000, but depending on what you need it for (ie, how much you want to cover in terms of funeral costs) final expense life insurance may be the better fit than guaranteed issue.

Again, its no different than their guaranteed issue or express issue plans.

Honestly, this plan is no different than their guaranteed issue plan.

Sometimes even policies with strict underwriting guidelines can still offer a more competitive rate than a guaranteed issue policy.

We often approve them with life products that are better overall and offer lower premiums than guaranteed issue life insurance.

Overall, even if you have some health problems, you will likely pay less for an underwritten policy than a guaranteed issue policy.

Every burial insurance company (other than guaranteed issue plans) will ask you a series of health questions.

The good news is that simplified issue is cheaper term life insurance than guaranteed issue.

No exam life insurance policies are more expensive than a traditional policy, but they are going to be more affordable than a guarantee issue life insurance plan.

Not exact matches

British bank Barclays recently started issuing exchange - traded notes on the NYSE Arca exchange (similar to ETFs, only they are derivatives guaranteed by the bank rather than invested in the underlying securities) that track a Women in Leadership index of U.S. companies whose CEOs are women or whose boards are at least one - quarter female.

In today's issue, the Federal Reserve isn't afraid of inflation, Chinese trade politics are more complicated than Americans think, New York's new tax loophole finds few takers, and the pros and cons of a federal jobs guarantee.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.

In the marketing for deals business, I guarantee it is more of a timing issue than a copy writing issue.

And life insurance policies with limited underwriting, such as simplified issue or guaranteed acceptance policies, regularly restrict death benefits to be less than $ 100,000 to $ 250,000.

Are gold and silver purchases more sensible than investing in overpriced paper debts that guarantee a negative yield in a devaluing currency issued by a dodgy government or central bank?

Currently, the U.S. Treasury Department is taking far more of it than it should, and mortgage bonds are being propped up artificially with another $ 1 trillion of government guaranteed paper being issued in 2009.

Most of Godin's posts take less than five minutes to read, but they are guaranteed to get you thinking about key issues in entrepreneurship.

Writing more than five decades ago in Sports Illustrated, Catholic moral theologian Richard McCormick stated: «Regardless of what answer we come up with, it is both a sign and guarantee of abiding spiritual health to face issues at their moral root.

It's more resilient than anything else I've used, which is really important and they come with amazing guarantees so if you ever have an issue it's easily fixed.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

We offer a better than money back guarantee, if there is an issue with your product for any reason we will refund you and send you a new one absolutely FREE!

It's an issue that local pastors / clergy discuss, and Manchester has more horny sex contacts than any where else and you are guaranteed to meet swingers, wives, mums and sexy singles for nights of pure adult fun.

With no one keeping an eye on the cost, it was almost guaranteed that more would be spent than necessary and that efficiency was seldom an issue.

As of Nov. 30, the PSF guaranteed payments on 3,374 issues from more than 800 school districts, and 36 issues from 19 eligible charter school districts, according to S&P Global Ratings.

«This is a guarantee system that goes back to 1983 and since then we've backed more than $ 112 billion in bonds issued by the independent school districts,» said DeEtta Culbertson, spokeswoman for the Texas Education Agency.

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Oh, and I looked them up on the Better Business Bureau's website — there have been more than 100 complaints filed against Kobo through the BBB just in the past few months, most of them related to guarantee / warranty issues or problems with their product / service.

Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.

And life insurance policies with limited underwriting, such as simplified issue or guaranteed acceptance policies, regularly restrict death benefits to be less than $ 100,000 to $ 250,000.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

So the real issue is whether you need more guaranteed income than you're already getting or will receive.

There are other ways to «class» stocks, most of which have a similar tradeoff between earnings percentage and voting percentage (typically by balancing these two you normalize the price of stocks; if one stock had better dividends and more voting weight than another, the other stock would be near - worthless), but companies may create and issue «superstock» to controlling interests to guarantee both profits and control.

Both simplified issue and guaranteed issue life insurance types of coverage are more expensive than going through the standard underwriting process, which includes a medical exam, with guaranteed issue typically being more expensive than simplified issue since no health questions are required.

3 To be eligible for the CoverMe Guaranteed Issue Life insurance Living Benefit, you must be less than 83 years of age and your policy must be in effect for at least two years.