Not exact matches
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and
other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of
such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.
such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes
in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation
in government - sponsored programs
such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.
such as Medicare; the effectiveness and security of our information technology and
other business systems; unfavorable
industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time
than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed
in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
The battle for pipelines has become a battle for more
than just the people involved
in the oil and gas
industry in Alberta; it has also become a battle for
other commodity traders
such as farmers and everyday Albertans who rely on the transportation of goods.
Cohn believes that the tariffs could result
in trade wars and cost more jobs
than they save; while Navarro and
others such as US Trade Rep. Robert Lighthizer and US Commerce Secretary Wilbur Ross think they could be an effective way to reduce the US trade deficit and revive beleaguered
industries.
The platform planks for «32 embodied a number of Century concerns: U.S. adherence to the World Court protocol; U.S. entry into the League of Nations, provided that its covenant be amended to eliminate military sanctions; U.S. recognition of the Soviet Union (which was granted a year later); the safeguarding of the rights of conscientious objectors (including those denied citizenship,
such as Canadian - born theologian D. C. Macintosh of Yale Divinity School); the abolition of compulsory military training
in state - supported educational institutions
other than military and naval academies; emergency measures for relief and public - works employment; the securing of constitutional rights for minorities; the reduction of gross inequality of income by steeply progressive rates of taxation on large incomes; «progressive socialization of the ownership and control of natural resources, public utilities and basic
industries»; «the nationalization of our entire banking system»; and so on (June 8, 1932).
Those broadcasters who have previously invested excess income
in revenue - producing activities
such as their own stations or
other industries appear to be
in a healthier position
than others who have invested
in liabilities
such as buildings or dependent schools.
The California Department of Labor Statistics and Research reports that workers
in food - processing plants have a higher likelihood of being hurt on the job
than workers
in many
other industries.1 A simple investment
in solutions
such as ergonomic stands can save you from the high cost of employee injury.
That this House: (1) notes with concern the impact on the Dairy
Industry of the Coles milk pricing strategy and that: (a) dairy farmers around the country are today seriously questioning their future having suffered through one of the worst decades in memory including droughts, floods, price cuts and rising cost of inputs such as energy and feed; (b) unsustainable retail milk prices will, over time, compel processors to renegotiate contracts with dairy farmers and the prospect that these contracts will be below the cost of production may force many to leave the industry; (c) the fact that supermarkets are now selling milk cheaper than many varieties of bottled water will be the straw that finally breaks the camel's back for many dairy farmers; and (d) the risk of other potential impacts includes: (i) decreased competition as name brands are forced from the shelves; and (ii) the possible loss of fresh milk supplies to some parts of the country as local fresh milk industries become unviable; and (2) calls on the Government to: (a) ask the ACCC to immediately examine the big supermarkets and milk wholesalers after recent price cuts to ensure they do not have too much market power and are not anti-competitive in their behaviour; and (b) support the new Senate inquiry into the ongoing milk price war between the country's major supermarket chains
Industry of the Coles milk pricing strategy and that: (a) dairy farmers around the country are today seriously questioning their future having suffered through one of the worst decades
in memory including droughts, floods, price cuts and rising cost of inputs
such as energy and feed; (b) unsustainable retail milk prices will, over time, compel processors to renegotiate contracts with dairy farmers and the prospect that these contracts will be below the cost of production may force many to leave the
industry; (c) the fact that supermarkets are now selling milk cheaper than many varieties of bottled water will be the straw that finally breaks the camel's back for many dairy farmers; and (d) the risk of other potential impacts includes: (i) decreased competition as name brands are forced from the shelves; and (ii) the possible loss of fresh milk supplies to some parts of the country as local fresh milk industries become unviable; and (2) calls on the Government to: (a) ask the ACCC to immediately examine the big supermarkets and milk wholesalers after recent price cuts to ensure they do not have too much market power and are not anti-competitive in their behaviour; and (b) support the new Senate inquiry into the ongoing milk price war between the country's major supermarket chains
industry; (c) the fact that supermarkets are now selling milk cheaper
than many varieties of bottled water will be the straw that finally breaks the camel's back for many dairy farmers; and (d) the risk of
other potential impacts includes: (i) decreased competition as name brands are forced from the shelves; and (ii) the possible loss of fresh milk supplies to some parts of the country as local fresh milk
industries become unviable; and (2) calls on the Government to: (a) ask the ACCC to immediately examine the big supermarkets and milk wholesalers after recent price cuts to ensure they do not have too much market power and are not anti-competitive
in their behaviour; and (b) support the new Senate inquiry into the ongoing milk price war between the country's major supermarket chains».
Thanks to its compact size — less
than 1 m
in height — and with a connection size of 80 mm, the Alfa Laval T8 is the ideal gasketed plate heat exchanger for HVAC applications
in buildings, as well as numerous
other industries such as fluid power, metalworking, marine, power generation, general manufacturing, general utility cooling, engine cooling, and the semi-conductor
industry.
The technology, to appear as the cover article
in the March 20 print issue of Science, allows ready - to - use products to be made 25 to 100 times faster
than other methods and creates previously unachievable geometries that open opportunities for innovation not only
in health care and medicine, but also
in other major
industries such as automotive and aviation.
In an August 2010 survey by Symantec, of 1580 private businesses in industries such as energy, banking, health care, and other areas of critical infrastructure, more than half reported politically motivated cyber attacks, averaging 10 attacks in the past 5 year
In an August 2010 survey by Symantec, of 1580 private businesses
in industries such as energy, banking, health care, and other areas of critical infrastructure, more than half reported politically motivated cyber attacks, averaging 10 attacks in the past 5 year
in industries such as energy, banking, health care, and
other areas of critical infrastructure, more
than half reported politically motivated cyber attacks, averaging 10 attacks
in the past 5 year
in the past 5 years.
But when the
industry begins reincarnating films that so richly belong to a specific era
in order to turn a quick buck, I'm left with no
other option
than to blame the star who attaches himself to
such a feature.
The mean rating of companies
in some
industries,
such as the 6.53 of the Communications
industry, are higher on average
than those of
other industries,
such as the 5.26 of the Agricultural Production
industry.
Today, after more
than 30 years
in the
industry, we offer our loyal customers
other products and services
such as international money remittance, foreign currency exchange, e-loading, bills payment and accident insurance
in all our branches
in cities, municipalities and remote towns nationwide.
When compared to
other entertainment
industry subscription programs
such as Xbox Live, Hulu and Netflix, Call of Duty: Elite attracted more paying members
in a week's time
than the
others could do
in nearly a year.
«The weight of evidence now shows the risks neonicotinoids pose to our environment, particularly to the bees and
other pollinators which play
such a key part
in our # 100bn food
industry, is greater
than previously understood,» UK environment secretary Michael Gove told the Guardian.
But rather
than ask for an equitable distribution of the pain that goes with substantial across - the - board reductions
in carbon emissions, what the Obama Administration did instead was to bundle GHG reductions with reductions
in other kinds of pollutants
such as mercury and sulfur into a single plan targeted mostly at the coal
industry — thus guaranteeing that their plan would be highly vulnerable to lawsuits of the kind that Lawrence Tribe is now leading.
Hardrock mining releases more toxic substances —
such as mercury, arsenic, lead and cyanide —
than any
other industry in the United States.
Rather
than engage the climate policy proposals I and
others have put forward — like substituting prizes for subsidies, reducing regulatory barriers for alternative energies, increasing
industry's carbon efficiency, and promoting efficiency gains
in developing nations where
such investments are most cost effective — they attack a straw man of «conservative orthodoxy that global warming can be overcome by private companies operating
in free markets with little or no help from the government.»
Fuelwood is not a suitable energy source
in all locations,
such as densely - populated urban areas, because its air emissions tend to be higher
than other options, and the air is already burdened with pollution from
industry and transportation.
(4)
Such cartelization is certain to lead to higher prices to the public (see, to cite only one example among many, many, what happened when a handful of US title insurers replaced 100,000 US real estate lawyers — a «dysfunctional» per the State of California and «invidious» per the Supreme Court of Iowa
industry «
in which the public pays too much» per the State of California (about four times more
than what the lawyers used to charge) while delivering services that are «shit» per an employee of a US title insurer who used to be an independent lawyer until she and all the
other real estate lawyers
in her city
in Florida were put out of business by predatory pricing that lasted only as long as it took to kill the lawyers).
Some
industries such as the finance sector will advance more quickly
than others, and you will need to be on the ball to keep up with developments
in blockchain and financial chatbots, for example.
That fact only adds to the credibility of that
industry group because it shows that some of its members,
such as Apple, are more interested
in obtaining sales bans over patents
than others,
such as Google and Samsung, yet they all agree that the current proposal would make Europe a patent trolls» paradise and hurt all innovative operating companies.
Although there are many factors
other than just licensing date that affect your rates
such as age, gender, vehicle type and so on, our team of dedicated brokers will work on your behalf to find you some of the most competitive rates
in the
industry.
Since the concept of the smart home was introduced a few years ago, Wi - Fi - enabled devices
such as lights, locks and
other doodads, have been little more
than fascinating novelties, despite the fact analysts continue to predict the internet of things (IoT)
industry is poised for an inevitable surge
in popularity.
How do I handle requests for
such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: 334-215-3706 Cell Phone: 334-233-2631 Fax: 334-273-0477 E-mail:
[email protected] position managing legal discovery and document review with opportunity to assist attorneys with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more
than 1 million pages of evidentiary documents for litigation purposes and for inclusion
in electronic databaseso Coordinated document review assignments with attorneys at local depository and at
other sites across the USo Retrieved, reviewed and coded documents
in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis of discovery materials • Aided attorneys and support staff with processing and preparation of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted with preparation of correspondence to clients and referring attorneyso Contacted clients for additional information needed
in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated
in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates
in cases involving mentally ill patients confined to state mental health facilitieso Interviewed clients
in person (at state facilities) and over the phoneo Worked with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided
in legal research on an appellate brief submitted to the U. S. Court of Appeals for the Eleventh Circuit (ruling granted
in favor of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours per week while matriculating 10 - 15 hours per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers
in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants
in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and costs over timeo Prepared and analyzed cost reports used by materials buyers and production planners
in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting
in reductions
in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs)
in City 1 and City 2, which together generated nearly $ 700,000 for more
than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs
in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared
in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music
in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music
industry of the progress and popularity of music and performers
in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load
in the MBA programo Analyzed consumer surveys used
in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports
Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science
in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active
in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request
This is an
industry in which both graduate schemes and higher - level apprenticeships are less widely available
than in some
other career areas
such as finance or retail.
Better
than social media are the sites where you can directly demonstrate your knowledge,
such as a personal blog that chronicles your experiences learning a new topic, or making opinion or how - to videos on YouTube, or creating a podcast where you interview experts and
other people
in the
industry you're trying to break into.