Sentences with phrase «than individual term»

Group plans can sometimes be more attractive than individual term insurance.

The price you pay (literally) is in higher premiums than individual term insurance since you are also paying for less healthy people in the group.

Not exact matches

«So folks just aren't making individual decisions as much and advisors are more making longer - term sector and strategic investments than saying let's make a play for this one name or the others» earnings,» Tabb Group's Larry Tabb told CNBC.

He is overseeing the Better Capitalism series in 2018, which is exploring ways companies and individuals are doing more than just chasing quarterly results — and are instead creating sustainable long - term value by considering employees, customers, and communities.

As I've argued frequently on this blog, we ought to reserve the term «corporate social responsibility» to refer to obligations that a company owes to society at large, in some sense, rather than responsibilities it owes to particular individuals.

Although some users who have been hit with the restriction have said they believe it was because they used an abusive term, a spokesperson for Twitter told BuzzFeed that when deciding who to apply the limit to, the service's harassment and abuse team looks at a pattern of overall behavior, rather than just individual words.

Venture lenders (individuals or groups with a pool of money, or specialized banking organizations)-- they may provide term and short - term loans to technology businesses earlier than these loans would become available from traditional financial institutions; however, these loan facilities are usually reserved for businesses that have received venture capital investment and / or can demonstrate their ability to make loan payments from cash flow.

What we were really providing investors was a level of discipline that few individual investors can muster over time — by adopting a long term asset allocation strategy and using low cost investment vehicles, our long term performance was always going to be better than the average individual investor who tends to time markets and chase performance, with little understanding of the costs they are incurring.

The most valuable employees understand more than just their jobs; they understand the industries in which their companies operate, the way in which their companies functions in big - picture terms and the way in which their individual job roles contribute to the success of their firms.

[2] For the purposes of the SBIR program, the term «small business» is defined as a for - profit business with fewer than 500 employees, owned by one or more individuals who are citizens of, or permanent resident aliens in, the United States of America.

Critics of investing in individual stocks in an IRA point to the fact that capital gains tax (currently 15 % -20 %) is likely lower than your income tax level (20 - 40 %), so you lose that long term capital gains tax advantage in an IRA since you get taxed at your income rate.

Individuals who earn more than that but less than $ 418,400 a year pay a 15 percent rate long - term capital gains rate and people who earn more than that pay a 20 percent rate.

This is not unlike the dilemma facing many retirees and other individual investors: holding ultra-safe interest - bearing investments is wise past a certain age; yet when yields are lower than the inflation rate, this strategy erodes buying power and undermines long - term financial security.

Gains on sales of these assets by individuals are currently taxed at a higher rate than other long - term capital gains.

Being an Anytime Fitness master franchisee can be more difficult and time - consuming than operating individual clubs, but the long - term rewards can be substantial.

This is why, in strongly uptrending markets, we find it much easier and more profitable to focus on the price action and technical patterns of individual leadership stocks and ETFs, rather than paying much attention to whether or not the charts of the S&P, Nasdaq, and Dow are «overbought» (we hate that useless term).

In the short - term, the market's tide will raise and lower all boats, but value investing works in the long - run, and unless you're in a late 1990's type mania, I think it probably is best to completely ignore the overall market and just focus on looking for undervalued stocks of individual companies that you think will be doing more business in five years than they are now.

The term refers to an individual business owner who would rather run their company by his / herself than share the responsibilities with someone else.

Any person who breaches the Act, the regulations, a term or condition of a licence, or an order or direction of the Minister, is guilty of an offence (s 7) subject to a penalty of not more than $ 10 million (in the case of a corporation) or $ 1 million (in the case of an individual), for each day or part thereof that the offence is committed.

Requests to use Company content for any purpose other than as permitted in these Terms shall be directed to Company at: [email protected] I. Company shall not be liable for User interactions with any 3rd - parties, businesses and / or individuals found on the Company web site or through the services provided.

We are made male and female, man and woman, and attempts to blur distinctions under the seemingly innocuous term «gender» are really attempts to assert that sex should be seen as an autonomous human activity, something which has noother meaning than what the individual wishes to bestow upon it.

Matters of tariffs and trade were decided by individual countries in terms of their own interests more than by international agreements.

Furthermore, precisely as a community (or, in Whiteheadian terms, a structured society), they possess a higher unity and greater actuality than would theoretically be possible for each of them as individual persons, i.e., as separate personally ordered societies.

And this, for the devout, was, on its highest level, the experience of salvation: not deliverance or welfare or the like — though these are comprised within the scope of the term — but most of all an assurance of God's gracious attitude and concern toward the individual, not less than toward the nation.

The term is apt, since this movement shares many features with the romanticism of literature and philosophy — the stress on feeling rather than rationality, on individuality (e.g., the individual nation) rather than universality, on particularity (e.g., of blood and soil) rather than abstraction.

If, on the one hand, this assertion is construed objectively, as asserting that God is the eminent object of experience, because the only individual other than ourselves whom we experience directly and universally, it can be shown to be true both literally and necessarily, on the understanding that such immediate experience of God can become knowledge of God, or even experience of God as God, only through the mediation of concepts and terms.

I have introduced here more of Whitehead's technical terms than I use in the rest of this book, and henceforth I use only the term individual entity to refer to the truly individual entities such as protons and people.

The fourth definition is «the doctrines, opinions, or way of thinking of an individual, class, etc.» I used the term «ideology» in its usual, dictionary sense rather than in Strauss» idiosyncratic usage.

One person can't be a crowd or team, because by definition the terms refer to more than one individual (when referring to people).

Within such a paradigm we would begin to analyse an issue such as media and violence in terms of its effects first on the broader symbolic environment that is needed for constructive social life, rather than just on isolated and selected individual actions.

Social morality is to a large extent viewed as this personal morality writ large: there is little understanding in evangelical ethics of group morality, corporate ethics or social behavior, Christian discipleship has tended therefore to be interpreted mainly in terms of individual morality and witness rather than in action for change in other dimensions such as social structures or political systems.

J. M. Sterrett defines Antinomianism as follows: «In its widest sense the term is used to designate the doctrines of extreme fanatics who deny subjection to any law other than the subjective caprices of the empirical individual, though this individual is generally credited as the witness and interpreter of the Holy Spirit.»

The term as a title applied to these individuals can hardly originate earlier than the latter part of the ninth century, and much more likely reflects the development of tradition in the eighth or seventh century.

Othniel is a tribal designation, certainly; but is the episode of judges 1:11 - 15, in which Othniel figures ostensibly as an individual, anything other than a tribal encounter, reduced and idealized in terms of personal relationships?

My take is that their back 5 is better than ours but not necessarily in terms of individual ability.

Conclusion: 1, We have a medical team no better than my youngest brother playin doctor, 2, we are light weight in terms of individual threat and 3 i have unfortunately given up any hope of winning anything this year.

Conclusion: 1, we have a medic staff no better than my youngest brother playing doctor, 2, we are light weight, not in terms of physical but individual threat and 3 i have given up on any titles this year.

Part of this problem could be considered to be that the most used central midfield pairing, Lucas Leiva and Charlie Adam, aren't particularly dynamic nor inclined to get on the end of crosses (of which Liverpool have had more, per game, than any other team in the league apart from Wolves — more of which, will be discussed later), so this only leaves a certain number of players who will be able to get into the box in the more rigid 4 -4-2 utilised for most of this season. Inspite of this, however, 58 % of Liverpool's goals have come from inside the 18 yard box, the highest in the league so far this season in terms of percentage of goals scored by each individual team, suggesting that this is the best avenue of attack for Liverpool, so the question has to be: why have Liverpool only managed to score 14 times, the 10th lowest amount of goals in the league?

Every baby is an individual, and premature babies will have different challenges than those who are full term.

It is probably fair to say that libertarianism is a term less familiar to British political culture than to that of the United States, but British conservatives (including members of the Conservative party) often like to claim the mantle of liberalism and individual liberty, usually relating these ideas to the promotion of free enterprise, reduced state intervention in the economy and individual responsibility.

In terms of texts etc for me the best work on interdependency is Norbert Elias The Society of Individuals» which is sociology rather than political philosophy.

The Oneida County Office for the Aging & Continuing Care and its Advisory Long Term Care Council presented its 2017 Older American Awards Thursday and recognized more than 60 individuals and organizations for their contributions to the community.

Although the difference is marginal, the Republican Party took more of a hit from term limits in the 2012 state legislative elections than the Democratic Party, both in terms of how many individual incumbent legislators the Republican Party lost (120, versus 119 for the Democratic Party) and in terms of how many state legislative chambers lost more Republicans (12, versus 10 for the Democratic Party).

The Republican Party is took more of a hit from term limits in the 2010 state legislative elections than the Democratic Party, both in terms of how many individual incumbent legislators the Republican Party is losing (190, versus 182 for the Democratic Party) and in terms of how many state legislative chambers lost more Republicans (13, versus 10 for the Democratic Party).

Campaigning on individual issues is, in the long term, less productive than working towards an effective participatory democracy.

«To the extent that it is better for individuals to stay in work, albeit with lower wages, than to become unemployed, the long - term consequences of this recession in terms of labour market performance may be less severe than following the high unemployment recessions of the 1980s and 1990s.»

The Republican Party had more members impacted by term limits in the 2010 state legislative elections than the Democratic Party, both in terms of how many individual incumbent legislators the Republican Party lost (190, versus 182 for the Democratic Party) and in terms of how many state legislative chambers lost more Republicans (13, versus 10 for the Democratic Party).

Nearly 2 million frail elderly Americans live in long - term care facilities and many of them have osteoporosis and bone fracture rates higher than less impaired elderly individuals.

And the unsupported assumption that antidepressants are more effective than cognitive - behavior therapy for the long - term treatment of depression can dissuade individuals from seeking the most beneficial interventions for their illness [see «The Best Medicine?»

In terms of functional groups rather than individual genes, of the 51.4 % Bt genes with COG annotations, those related to carbohydrate transport and metabolism comprised 10 % of the input library.