Sentences with phrase «than insurance brokers»

In this regard, they are no different than insurance brokers.

Not exact matches

Particularly, several insurance carriers with affiliated broker - dealer networks have indicated that they will attempt to comply with the best interest contract exemption, rather than exiting certain lines of business.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

The EaseCentral team lead by founders David Reid and Courtney Guertin have worked closely with leading insurance brokers and more than 30,0000 SMB customers to define data - rich, seamless HR and benefits processes for one million employees on a single, easy - to - use platform.

Royal LePage has partnered with ICC, a provider of insurance industry flooring replacement, to offer Royal LePage agents, brokers and their clients «significant discounts from some of Canada's best - known flooring manufacturers, sold throughout the ICC network of more than 540 retail locations across Canada,» says the company.

If activated, the change could push brokers, planners and insurance agents toward selling their clients better investments than they might be recommending now.

This insurance fee is paid by the broker and will likely lower your interest rate, but it is much better to get insured and earn smaller interest rate, than go for bigger interest rated bonds at your own risk.

The XP Group also includes an asset management company with more than $ 35 billion for over 500,000 clients under management and an insurance broker.

It's so efficient, in fact, that our insurance carrier partners are willing to sell policies for much less than traditional brokers and we pass those savings directly through to our customers.

A longtime Albany insurance broker has pleaded guilty to bilking investors of his cheese company out of more than $ 1 million, while his wife admitted to filing a false claim after their son's suicide last spring.

A brokerage account can aggregate brokered CDs from different FDIC banks in one account, so you may be able to put more than $ 250,000 in CDs without running into the FDIC insurance limit.

No case, however, unsettled the past president of the Insurance Brokers Association of Ontario (IBAO) more than that of a woman diagnosed with breast cancer while in the midst of a divorce a few years ago.

It's not that hard to ask your mortgage broker to add your mortgage, insurance, taxes together and see if it is higher or lower than your Rent.

Most people don't realize that these policies sold by a bank are not from licensed insurance agents and brokers, and have completely different characteristics than individual life insurance policies.

According to an insurance broker friend of mine, statistics show that people with bad credit file claims something like 40 percent more frequently than those with good credit.

There are a lot of insurance options out there, and you usually have to go through an insurance broker who has a financial incentive to steer you into something that costs more than it should.

We were savvier home buyers than many, but we still underestimated the cost of fixing our drainage issues and the expense of tearing down the garage («Give it a year and you won't have to,» one broker told us when were out shopping for insurance).

The fiduciary standard is much stricter than the «suitability standard» that applies to brokers, insurance agents, and other financial professionals.

However, insurance agents who sell indexed annuities are mandated to participate in product - specific training that is far more comprehensive than the sales product training for securities brokers, such as mutual funds.

I've been talking to our credit union and a mortgage broker about this very thing, and I gather that if you're close to the 80 % LTV, some lenders are still willing to do a second up to about 83 % or 85 % LTV... It may be preferable to go this route than it would to pay mortgage insurance, since I gather you have to keep mortgage insurance for a minimum of two years, and then your LTV has to be down to 78 % — and you're still on the hook for paying for a new appraisal.

That's why you should consider enlisting an independent insurance broker to shop for you, rather than going directly to one provider.

Unfortunately, some U.S. consumers still fall prey to agents and brokers touting whole life insurance is a good investment when simple research will explain why whole life insurance is a bad investment for more than 95 % of the population.

Far more than «just a broker» in the traditional sense, we operate exclusively in the world of litigation finance and insurance.

In fact, although less well - publicised than third party funding, insurance features in over 95 % of the eventual litigation finance arrangements brokered by TheJudge.

Defended, prosecuted, and brokered settlement in insurance fraud / breach of contract matter that spanned more than six years (having been filed in four different courts and administrative agencies) and implicated dozens of parties.

If your firm thinks your reasonable exposure is $ 1 million more than what you currently have under the Law Society program, you can contact LAWPRO or discuss with your insurance broker or agent whether lower limits, like $ 1 million or $ 2 million per claim in excess of what the lawyers in your firm already carry, is available and appropriate to meet your needs.

They are not backed by the broker - dealer and / or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims - paying ability of the issuer.

In Canada group insurance is usually purchased through larger brokerage firms because brokers receive better rates than individual companies or unions.

Using the services of an insurance broker is definitely a better bet than talking to an insurance agent.

The Irda regulations do not allow any person other than insurance agents and insurance brokers approved by it to sell vehicle insurance policies and the maximum brokerage or commission payable for selling insurance policies is capped at 10 per cent of the premium.

They might talk you into more insurance than you need: Lauderdale says, «Understandably, brokers are interested in the commission they will gain from a sale.

However, with insurance brokers, the fee is usually paid in the form of commission from the insurer that is selected rather than directly from the client.

An insurance broker can provide better pricing options than direct writers because we can access multiple markets and our insurers provide us with preferred rates to keep premiums low.

The expert brokers at Rogers Insurance make the process easier than ever by providing you with a free Calgary mortgage insuranInsurance make the process easier than ever by providing you with a free Calgary mortgage insuranceinsurance quote.

A commission - based broker works a bit differently than a fee - only planner in the fact that they're paid through the sale of certain product such as a life insurance, mutual funds, and annuities.

Review your revenues with your insurance broker: request that your broker amend revenue projections immediately rather than waiting for your renewal cycle to come around.

We can show you quotes from over a dozen life insurance companies, which probably is more than your local neighborhood broker could ever dream of.

Your insurance broker has a relationship with more than one insurance company, one of which will provide you with your insurance.

It doesn't cost any more to go to a broker than it does to go directly to an insurance company.

Embroker is a tech - enabled commercial broker built on the premise that it can serve small and medium businesses better than the status - quo insurance broker.

NEW YORK --(BUSINESS WIRE)-- PolicyGenius, a digital insurance broker and multi-product shopping platform, conducted an online survey of more than 1,000 Americans last month to understand consumer attitudes towards insurance coverage.

But employer - based supplemental coverage, which is offered at group rates, costs about one - third less than individual policies, says Jim Edholm, president of Business Benefits Insurance of Andover, Mass., a group insurancInsurance of Andover, Mass., a group insuranceinsurance broker.

«Don't increase or decrease your coverage, limits or deductibles — otherwise the comparison will be obsolete and you could spend more than necessary,» advises Smith, adding, «If the broker isn't able to cut the cost of the calculator - generated insurance quote, ask if anyone's offering better coverage at the same price.

Bill Bailey, Travel Insurance Specialist, Edwards Insurance is a registered insurance broker who has been working for his clients in Ontario for more than tInsurance Specialist, Edwards Insurance is a registered insurance broker who has been working for his clients in Ontario for more than tInsurance is a registered insurance broker who has been working for his clients in Ontario for more than tinsurance broker who has been working for his clients in Ontario for more than ten years.

However, the price you pay may be higher than if you were to purchase mortgage insurance on your own through an insurance agent or broker, or direct online.

The truth is you get the same exact rate working with a broker than if you went to apply with the company directly and that is because life insurance rates are fixed by law.

Unlike traditional insurance brokers, independent agents work with more than one single company.

Unlike a traditional insurance broker, we can give you more than just a single quote from one company.

But the court found this relationship to be no different than the typical insurance broker and customer relationship.

IRDA recently has allowed banks to act as brokers and sell products of more than one insurer in order to increase the penetration of insurance in the country.