Sentences with phrase «than insurance reduction»

If you're on this page for any of the reasons previously listed other than insurance reduction, here's some general information for you about the course.

Not exact matches

The Update incorporates the October average private sector economic forecasts and an increased «adjustment for risk» for 2011 - 12 to 2013 - 14, as well as an increase in employment insurance rates of only 5 cents (employee rate) for 2012, rather than the 10 cents set in legislation As a result, the balanced budget target is delayed from 2014 - 15 to 2016 - 17, prior to the inclusion of the Targeted Strategic and Operating Review Savings (now called «Deficit Reduction Action Plan Saving Target»).

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

The refinance must produce a net tangible benefit resulting in at least a 0.5 percentage point reduction in the combined interest rate and Mortgage Insurance Premium (MIP) or Refinancing from an Adjustable - Rate Mortgage (ARM) to a Fixed - Rate Mortgage (with no more than 2 percentage points greater than the combined interest rate and MIP)

Last year, the nonpartisan Congressional Budget Office concluded that enacting medical malpractice reform would, on average, reduce malpractice insurance costs by 10 percent nationwide, and probably more in New York, resulting in a more than $ 300 million of overall reduction in health care spending in our state budget.

Yet, the main driver of this debt reduction — using flood insurance to pay off mortgages of damaged homes, rather than rebuilding or repairing them — may ultimately harm the city's recovery, the study suggests.

A reduction in the total mortgage payment (principal, interest, taxes and insurances, HOA fees, ground rents special assessments and all subordinate liens): The new total mortgage payment is 5 % lower than the total mortgage payment for the mortgage being refinanced.

A credit score reduction might translate to higher costs elsewhere (insurance premiums, for example) that more than offset the paltry income.

With the FHA's half - point reduction in monthly mortgage insurance premiums, and mortgage rates that are lower than this time last year, it's worth finding out if you could benefit from refinancing.

By that point, the hopelessness of Federal social insurance programs like Social Security and Medicare, plus underfunded Federal and state retirement plans, will force benefit reductions and tax increases on the US, and crimp borrowing capacity, unless they borrow in a currency other than dollars.

The Wise Folk want to frame action as risk reduction and insurance policy rather than mobilization and crisis control.

«On the interest charges for insurance companies, I certainly always thought the 12 percent was a bit punitive,» said Rhoades, adding that a reduction to 10 is «not significant» and a much larger number than what is in the original bill.

Less than 10 % of these drivers have taken a Point and Insurance Reduction Program to save money on their auto insurance and clean up their drivingInsurance Reduction Program to save money on their auto insurance and clean up their drivinginsurance and clean up their driving records.

Safety advances / congestion reduction / air pollution reduction / energy conservation can best be pursued in ways other than mileage - based insurance.

The price reduction on insurance charges is usually more than 20 %.

Of course, at a price of only $ 14.95, you can be sure that your investment in the 6 - hour Florida insurance discount course will more than pay you back over the next three years of insurance rate reductions.

As defined in the State Statute § 38.2 - 2217, any motor vehicle insurance rate filed with the Commissioner may provide a reduction in premium charges for Virginia drivers younger than 55 years of age, who have satisfactorily accomplished a Driver Improvement Clinic approved by the Department of Motor Vehicles.

Sure, the automatic 20 percent reduction is great, but you can save even more than that with discounts from auto insurance providers.

If you have fewer than four points on your New Jersey driver record, you can take New Jersey defensive driving to receive a mandatory 5 % auto insurance reduction good for three years.

Other than the immediate benefits of an insurance discount and point reduction, studies show course graduates are in fewer accidents and have fewer traffic violations.

Insurers may also offer more liberal premium reduction programs, including, for example, premium reductions greater than 10 percent, application of the program to additional coverages (such as collision insurance), application of the premium reduction percentage to the actual class rate rather than to the base rate, etc..

Our Texas insurance reduction course costs less than a tank of gas and makes you eligible for a 10 percent savings on your insurance plan for the next three years - that's more than 1,000 days!

You may be better off buying supplemental travel health insurance coverage from your current health insurance provider, even if it is more expensive than a separate travel insurance policy, in order to avoid a potential reduction of your lifetime maximum benefit.

Decreasing your term life insurance generally provides you with more flexibility than layering your life insurance, but it's important to note that not all life insurance companies allow policy reductions, and some companies only allow one policy reduction during the term of your policy.

In a more in - depth study prepared by the New York State Department of Motor Vehicles in December of 1987 entitled «Evaluation of the Point / Insurance Reduction Program,» the Department found that «the 84,806 drivers who participated in the Point / Insurance Reduction Program had 15 % lower accident rates and 56 % lower conviction rates during the eighteen months after attending a motor vehicle accident prevention course than during the eighteen months prior to attendance» (Evaluation page 11).

New Jersey drivers with fewer than four points on their record may take the course to receive an automatic 5 % auto insurance discount and a 2 - point reduction on their driver record.

If you accumulate 12 to 14 points in more than 2 years on your driver record, you may be able to take a Driver Improvement Program (DIP) also known as a Point & Insurance Reduction Course (PIRP) in lieu of a 30 - day suspension.

For the biggest reduction in auto insurance rates, you'll need more than just etched windows.

If you're younger than 55 years old, please check with your insurance provider to see if you're eligible for a rate reduction once you complete a defensive driving or traffic school course.

You should also get a reduction of your insurance rates if you haven't had any claims in the past three years or if there are less people living in your household than a year ago.

Pension maximization involves determining whether or not a life insurance policy can provide a comparable replacement income for your surviving spouse for less than the monthly reduction of selecting a joint - life annuity plan.

Reduction in premiums for motor vehicle liability, first - party medical, and collision coverages for certain named drivers (a) For each personal or family - type policy of private passenger motor vehicle insurance issued or issued for delivery in this state, there shall be offered by the insurer a reduction of not less than 10 percent in premiums for motor vehicle liability, first - party medical, and collision coverages to the policyholder if all named drivers, as listed or who should be listed on the policy application or provided in information subsequent to such application, of each motor vehicle covered by such policy satisfy the requirements of subsection (b) or subsection (c), as applicable, of this CodeReduction in premiums for motor vehicle liability, first - party medical, and collision coverages for certain named drivers (a) For each personal or family - type policy of private passenger motor vehicle insurance issued or issued for delivery in this state, there shall be offered by the insurer a reduction of not less than 10 percent in premiums for motor vehicle liability, first - party medical, and collision coverages to the policyholder if all named drivers, as listed or who should be listed on the policy application or provided in information subsequent to such application, of each motor vehicle covered by such policy satisfy the requirements of subsection (b) or subsection (c), as applicable, of this Codereduction of not less than 10 percent in premiums for motor vehicle liability, first - party medical, and collision coverages to the policyholder if all named drivers, as listed or who should be listed on the policy application or provided in information subsequent to such application, of each motor vehicle covered by such policy satisfy the requirements of subsection (b) or subsection (c), as applicable, of this Code section.

Do I qualify to take the Perry Mississippi online ticket dismissal, Perry Mississippi online insurance reduction, or Perry Mississippi online point reduction course if my Perry Mississippi traffic school due date is less than 3 days away?

Drivers younger than 60 years of age still may be eligible for CT insurance reduction course discounts as determined by their insurance company.

If you are taking the defensive driving / driver improvement course for insurance premium reduction ONLY, we are allowed to charge less than $ 95.

The online New York insurance reduction courses are typically faster, cheaper, and to be blunt... less painful than the classroom options (let's face it, taking an online driving course isn't exactly a fun way to spend your time).

Do I qualify to take the Lee Kentucky online ticket dismissal, Lee Kentucky online insurance reduction, or Lee Kentucky online point reduction course if my Lee Kentucky traffic school due date is less than 3 days away?

Automotive Mechanic — Duties & Responsibilities Perform full service automotive maintenance and repair across varied civilian and military platforms Serve as lead fleet mechanic responsible for more than 90 corporate vehicles Diagnose and repair all makes and models of cars, light trucks, heavy diesel trucks, and heavy equipment Prepare automobiles for fleet work and for private and public resale Utilize expertise in electronics, A / C, hydraulics, pneumatics, and fuel injection systems Continually develop proficiencies in the latest automotive diagnostic and repair technologies Set and strictly adhere to project timelines and budgets ensuring timely and cost effective operations Negotiate contracts with suppliers and contractors resulting in significant reduction of company expenses Maintain insurance, registration, EPA standards, and service records for each fleet vehicle Lead staff training in safety, MSDS information, OSHA requirements, and general vehicle information Set staff workloads and schedules ensuring cost effective and efficient project completion Prepare project records, invoices, and other pertinent documentation Maintain company equipment, facilities, and products in an organized and professional fashion Represent company brand with poise, integrity, and positivity