Sentences with phrase «than insuring with»

More over, whats the point if you had to pay Rs. 5 lakhs for a treatment and you are concerned to save those Rs. 5 lakhs all the years that you lived in saving rather than insuring with a much lesser amount.

They're significantly cheaper than insuring with a whole life policy and still provide some flexibility.

It's usually more expensive to insure your car and home with two insurers, rather than insuring them with one company.

Not exact matches

«What we thought and we had envisioned is the cost of the newly enrolled would end up approaching that of the [employer - insured] group market, but we're seeing in the data we have today it is actually about 20 percent higher than in the group market,» said Alissa Fox, senior vice president for policy and representation at BCBSA, in an interview with Morning Consult.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Renters insurance premiums in Draper are 4.1 % higher than the average in the state, which ranks it with the third highest rates for insuring our study's model unit.

Tenants in Lawrence, Kansas have 1.9 % lower rates for the sample property than the state mean, which places Lawrence with the fourth most affordable rates for insuring a rental in KS.

Both of those charges are less than the 1.75 percent charged on FHA - insured mortgages with low down payments, and the cost of an 80-10-10.

We have most visibility on the insured space, mortgages with less than 20 per cent down payment.

In the first place, most major corporate misconduct implicates senior corporate officials, such that a regime of personal — rather than corporate — liability would provide them with incentives to cause the corporate entity to insure against the risk of such losses, which satisfies the goal of compensation.

If you're putting less than 20 % of the home value down, your lender will want to insure your mortgage in case you run into trouble keeping up with the payments.

Second, seek legislation requiring that if a federally insured financial institution is required to pay fines to or settlements with any regulatory agency aggregating more than $ 2.5 billion in any two year period based on conduct that, if established, would constitute a crime under any law, then the CEO, President, and all Board members must step down, disgorge all of the bank's stock they own, and they are disqualified from holding any office at any federally - insured institution for the rest of their lives.

It has the most expensive renters insurance rates in Wisconsin, with premiums to insure our study's sample property 14.2 % higher than the state average.

It's more likely that you can avoid mortgage insurance premiums (MIPs) with conventional loans than with government insured loans, largely because conventional loans require higher down payments.

If you put your money in a FDIC - insured savings account with less than 3 % interest a year, there is 0 risk, but then your money doesn't keep up with inflation.

Such a view would not be quite so absurd as might at first appear: the divine temporal evaluations would seem to be no more arbitrary than those of the constitution of the primordial nature in Whitehead's view; and the divine subjective aim toward the maximum of value intensity, together with the property of everlastingness and the Categoreal Obligations (constituted by the primordial nature) of Subjective Unity and Subjective Harmony, would seem sufficient to insure the mutual coherence of the growing series of divine temporal evaluations.

Thus, while a case for government - supported mass media may be made, other independent agencies should coexist in the field with them, and safeguards should be provided in the system of government to insure that high professional standards prevail and that the media are used for the general good rather than for partisan advantage.

Lazard always plays spectacularly — possibly because as an aggressive bidder he more often needs to conjure an extra trick out of nowhere than to come up with a safety play that insures a comfortable contract.

In that more people were able to get insurance than before, and more people with pre-existing conditions were able to get insurance, and, overall, more people were insured, I'd say coverage was better.

Those with Medicare plus Medicaid, Medicaid only, or military insurance had higher rates of HCV testing than the privately insured.

«Although almost all the prior studies we reviewed were for privately insured patients from a time when cost - sharing levels were much lower than they are today, these studies still commonly found evidence that high out - of - pockets costs were associated with reductions in utilization of these drugs,» said Doshi.

The sample number was progressively reduced to 129 KOIs on 125 target stars, by removing already known false positives, stars too faint to be observed by SOPHIE, and candidates with orbits of more than 400 days, to insure that at least 3 transits could be observed.

Uninsured women with breast cancer were nearly 2.6 times more likely to have a late - stage diagnosis than cancer patients who were insured, finds a new study from the Brown School at Washington University in St. Louis.

Uninsured women with breast cancer were nearly 2.6 times more likely to have a late stage diagnosis than cancer patients who were insured, finds a new study from Kimberly Johnson, associate professor at the Brown School.

With intake of a lot more fiber than is present in a small daily dose of RS, one can insure that all the RS gets to the lower gut where the RS needs to be worked, as the additional fiber (insoluble) moves the meal along.

Returning to statistics, some 40 - 50 of fires in schools are termed serious fires, involving insured building losses in excess of # 50,000, with some 20 of these involving losses of more than # 250,000.

For XC60s, overall losses under property damage liability were 16 percent lower than losses for all other midsize luxury SUVs combined, at $ 78 per insured vehicle year compared with $ 92 per insured vehicle year for the control group.

The two - seat 370Z is more expensive to buy or insure than Nissan's Altima mid-size sedan, and it's more costly to keep filled with gasoline, too.

The FIAT 124 Spider (shown) and Mazda MX - 5 Miata siblings take the top spot on our list of the 10 cheapest sports cars to insure, with insurance premiums of $ 1,353 and $ 1,284 a year respectively — significantly less than any of the other cars on the list.

The 2 Series also is more reliable and less expensive to insure than many mainstream cars with the same cost.

Given that price, the 500 works out to be a strong insurance value with our go - to website, since its average coverage rate was $ 1,274 — so it's cheaper to insure than vehicles that cost thousands of dollars less.

With larger size and larger engines, midsize sport - utes by and large get worse mileage and are comparatively more expensive to insure than compacts.

HLDI found that claim frequency under collision insurance, which covers damage to the insured vehicle, was 5 percent lower for vehicles with the park assist feature than for those without, while claims under property damage liability, which covers damage to other vehicles, were 17 percent lower.

Rawlins ranks with the third lowest renters insurance in our Wyoming study - costs to insure our example rental are 4.5 % lower than the state average.

As with all FHA mortgage products, your home loan is insured, which allows for more leniency than a conventional loan.

Reverse mortgages, including government - insured Home Equity Conversion Mortgages (HECMs), are quite different than the traditional forward mortgages that many homeowners are familiar with.

Markel has been insuring motorcycles for more than 40 years, making it familiar with the needs of motorcycle enthusiasts.

Remember HUD said in early December that «more than 33,000 borrowers have already refinanced their subprime home loans with FHASecure, a government - insured foreclosure avoidance initiative.»

It plainly says that «more than 33,000 borrowers have already refinanced their subprime home loans with FHASecure, a government - insured foreclosure avoidance initiative.»

Renters insurance rates are 4.8 % lower than the state average, which places Ord with the fourth lowest rates for insuring our rental unit in Nebraska.

GEICO ranked as the carrier with the best rates for insuring the motorcycle in our analysis, with costs that were 38 % lower than the state mean.

And as with any investment other than an FDIC - insured account, you might lose money.

The money is still insured so I don't really risk anything, and the interest rates (ranging from 1 % for 9 months to 2.3 % for 5 years) seem higher than anything else with the same amount of risk - zero - that I can find around.

How could Ambac, through the magic of its triple - A rating, with equity capital of less than $ 5bn, insure the debt of the state of California, the world's sixth - largest economy?

They typically offer the most competitive rates to borrowers with good credit, but may have stricter requirements than loans insured by a government agency.

FHA - insured loans come with competitive interest rates, smaller down payments and lower closing costs than conventional loans.

Rewriting FHA requirements for future mortgage loans insured by FHA could be an option, but FHA is currently between a rock and a hard place with its current commitment to reimburse lenders for foreclosure losses and the need for addressing problems caused by homes worth less than the mortgage loans financing them.

With certain exceptions, FHA regulations prohibit insuring a mortgage on a home owned by the seller for less than 90 days.

Even so, insured bonds trade with greater liquidity than uninsured bonds.

High - deductible health plans offer lower premiums than traditional health insurance plans, with the trade - off being much higher deductibles (the amount that the insured person must pay before the insurance company will begin covering part or all of the cost of the medical treatment or item) than traditional health insurance plans.