Sentences with phrase «than life insurance coverage»

However, these plans may charge a higher price than life insurance coverage requiring you to take a physical examination to find out if you qualify for coverage.

Not exact matches

While many Americans get life insurance policies through their job, the coverage is usually lower than individual policies and is only in place while they're employed.

Simplified issue life insurance doesn't require a medical exam and accepts a wider range of health problems than fully underwritten coverage.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.

If you're moderately healthy, no medical exam life insurance quotes will consistently be more expensive than fully underwritten quotes for the same amount of coverage.

Permanent life insurance is generally more expensive than term life insurance because it is intended to provide coverage for your lifetime.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

You may get life insurance policies through your employer, but the coverage is usually lower than individual policies and is only in place while you're employed.

He may feel anxious about upcoming expenses, your health insurance coverage, the pain that you'll feel during pregnancy or delivery, what life will be like with three rather than two, and the effects of pregnancy on your sex life.

Sometimes couples may only seek a legal separation rather than filing for divorce, which will allow the parties to live both separate and apart while still enjoying the legal benefits of marriage such as continuing healthcare or insurance coverage.

No medical exam life insurance policies are always much more expensive than fully underwritten coverage, so we don't recommend them if you have pre-existing medical conditions that would preclude you from passing a medical exam.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

If you're moderately healthy, no medical exam life insurance quotes will consistently be more expensive than fully underwritten quotes for the same amount of coverage.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

Gerber's whole life insurance policies also can be purchased without undergoing a medical exam, so long as you are under 51 and are seeking less than $ 100,000 in coverage.

We relied on others to decide on the coverage they thought suited us best — governments, employers, even my mother, who used life insurance rather than savings to pay for her funeral.

While coverage can vary from policy to policy, most homeowners insurance policies provide coverage for covered family members living at a residential premises other than the primary insured's residence - AKA a college dorm or apartment.

This is a beneficial option to have in case circumstances in your life change, such as an adverse medical diagnosis or the insurance coverage is needed for a longer period of time than originally anticipated.

Additionally, if you're looking for only a specific period of coverage, term life insurance plans can often be less expensive than whole life insurance.

Simplified issue life insurance doesn't require a medical exam and accepts a wider range of health problems than fully underwritten coverage.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

They are more expensive than policies that do require a medical exam, but are ideal for those who have a life threatening or terminal illness and can't find insurance coverage from a standard insurance carrier.

Both simplified issue and guaranteed issue life insurance types of coverage are more expensive than going through the standard underwriting process, which includes a medical exam, with guaranteed issue typically being more expensive than simplified issue since no health questions are required.

During the middle of the 20th century term life insurance provided temporary coverage while Whole Life insurance provided coverage for those that needed it to last a lifetime (or longer than 20 yealife insurance provided temporary coverage while Whole Life insurance provided coverage for those that needed it to last a lifetime (or longer than 20 yeaLife insurance provided coverage for those that needed it to last a lifetime (or longer than 20 years).

Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.

Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.

Another difference — other than the cost — between term and permanent life insurance is how much coverage you typically need.

So rather than choosing a yearly renewable term life insurance policy, choose a 10 year term for the same price over the length of time you need the coverage.

This is an excellent option because most applicants need more life insurance coverage than the basic plan offers.

Because term life insurance has an expiration date on them, they tend to be much cheaper than the other coverage options.

If you do need permanent life insurance, it will cost more than term coverage and a guaranteed universal policy is the closest way to approximate your cost of coverage.

Banner's term life insurance policies offer flexible coverage with lower premiums than many competitors.

Mutual of Omaha offers convertible term life insurance which allows you to have a large guaranteed death benefit for a lower initial cost than permanent coverage.

Variable life insurance premiums are much more expensive for the same death benefit coverage than term life insurance, which covers you for a set period of time — usually while you have dependents.

The drawback to whole life would be that whole life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered by life would be that whole life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered by life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered by Life Guaranteed policy, such as the one offered by MOO.

A recent survey found that those that had life insurance 2/3 of them paid less than $ 100 / month for coverage.

Purchasing life insurance can seem absolutely overwhelming at times, and that's especially true when you're considering different types of coverage with more than one provider.

The campaign was created in response to growing concern about the large number of Americans who lack adequate life insurance protection: 95 million adult Americans have no life insurance, and most of those who do have far less coverage than most financial experts recommend.

This type of life insurance is cheaper than conventional coverage and may be preferred if the surviving spouse does NOT need the life insurance death benefit proceeds.

Further, total death benefit coverage falls short with women as well, as life insurance policies for women have 22 % lower death benefits than men.

And know this, when applying for life insurance as a senior, permanent life insurance underwriting is typically easier to navigate than term coverage, making cash value life insurance a better option.

Term life insurance is the most affordable life insurance type — an insurance rate you pay is often 2 - 3 times lower than premiums you'd pay for a permanent life insurance policy with a similar coverage (also called whole life insurance).

Since premiums are often lower than permanent life insurance plans, this coverage is good for a head of household who wants to provide for their loved ones in the event of their death.

Yet nearly four in 10 single parents have no life insurance, and many with coverage say they need more than they have.

You'll still be able to get affordable life insurance coverage, even if you've been caught going slightly higher than the speed limit.