Sentences with phrase «than loans if»

Needless to say, grants and fellowships are better than loans if you can find them.

Not exact matches

Think long term, he advises: «If you don't get retirement fully funded, you're going to be on your kids» payroll for 15 or 20 years,» which could end up being more expensive in the long run than student loans would be.

If the business growth ideas are legitimate enough than it could be easier to repay the loans.

-- Douglas Merrill, former CIO of Google and now CEO of ZestFinance, a big - data startup that uses more than 100,000 data points about an individual to figure out if he or she will pay back a loan.

Repak: While borrowing from friends or family is better than borrowing from a bank and especially those high - interest payday loans, only lend money if you're fine with never getting it back.

«If you're VP of finance, your job is to manage bank loans, rather than book flights on Expedia,» says Lucy.

For example, if you're paying higher interest on a loan than the interest you're earning on an investment, the wise move is to pay off the loan before adding any more money to the investment.

If you consolidate loans other than Direct Loans, it may give you access to additional income - driven repayment plan options and Public Service Loan Forgiveloans other than Direct Loans, it may give you access to additional income - driven repayment plan options and Public Service Loan ForgiveLoans, it may give you access to additional income - driven repayment plan options and Public Service Loan Forgiveness.

According to the SBA, fixed rate loans are not allowed to exceed the prime rate plus 2.25 percent if the loan matures in less than seven years.

But saving cash on hand in a 401 (k) account, if you expect to earn 5 percent or more, can make more sense than using the money to pay off a loan with interest at 4.6 percent.

Those easy to obtain credit line increases proved a lifeline for small businesses and were much easier than dealing with a bank, if a bank approved the loan at all.

If you own a small firm and have been in operation for less than three years and have a credit score of below 650, you likely won't be able to secure a small business loan from a large bank.

The spread of automatic loan decisions is bad news if, like Sorensen, you feel you are a better risk than you look to be on paper.

If you apply, expect barter companies to check your Dun & Bradstreet credit rating and vendor references, although the application and approval process should be easier than with a bank loan; on credit lines worth more than $ 10,000, owners may also have to sign personal guarantees.

Another way to look at that is if those in the audience who know what covenant - light loans are, which are loans without a lot of stuff tied around you, back in» 06,»07 less than 20 percent of the debt was issued cov - light.

Raymond Yeung, Greater China chief economist at ANZ in Hong Kong, said that China needs to pay attention to high loan growth even if more funds are now flowing into real investment rather than speculative activity.

But at the end of the year, you write your own ticket if you're talented because now you have experience and it cost you less than your law school loans!

Having a poor credit score will either keep you from obtaining credit altogether or place you in a high - risk category, which means that if you're approved for credit or loans, the interest rates you'll be offered will be significantly higher than someone with excellent credit.

If the amount available under the Asset - Based Revolving Credit Facility is less than the greater of (i) 12.5 % of the lesser of (A) the aggregate revolving commitments and (B) the borrowing base and (ii) $ 60 million, NMG will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of crediIf the amount available under the Asset - Based Revolving Credit Facility is less than the greater of (i) 12.5 % of the lesser of (A) the aggregate revolving commitments and (B) the borrowing base and (ii) $ 60 million, NMG will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of crediif an event of default has occurred, cash collateralize letters of credit.

If the loans sell for more than $ 800m, the excess is split between us and the lender.

No interest is imputed if the aggregate loans are less than $ 10,000.

If the amount available under the Asset - Based Revolving Credit Facility is less than the greater of 1) 12.5 % of the lesser of (a) the aggregate revolving commitments and (b) the borrowing base and 2) $ 60 million, we will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of crediIf the amount available under the Asset - Based Revolving Credit Facility is less than the greater of 1) 12.5 % of the lesser of (a) the aggregate revolving commitments and (b) the borrowing base and 2) $ 60 million, we will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of crediif an event of default has occurred, cash collateralize letters of credit.

If a company like iHeart gets in trouble and someone else want its assets, rather than buying the shares, they often buy the debt (bonds and loans) at a big discount.

This means that if you buy a home anywhere in the state other than Jefferson County, and you get a loan for $ 417,000 or less, you will have a conforming loan which is eligible for normal interest rates.

If rates stay elevated into May, rates on new government loans will be about eight - tenths of a percentage point higher than they are today.

If you think you need to borrow more than federal loans will allow, consider a private loan, but do some research.

Advantages: If you can get a small business loan from a bank, you'll typically pay lower interest than most other options.

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges yoIf you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges yoif you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

Or if you're looking for a mortgage, one credit bureau might rely on a different FICO algorithm that gives them a more accurate picture of whether you're a better mortgage borrower than, say, a car loan borrower.

If your friend or family member wants to give you a no - interest loan, make sure the loan is less than $ 100,000.

If you take out a loan larger than that it will be considered a «jumbo loan» and will have higher interest.

A jumbo loan might be the right kind of mortgage for you if you plan to buy a big piece of property and you don't want to bother dealing with more than one piggyback loan.

First - year undergraduate students may borrow up to $ 5,500, with no more than $ 3,500 in subsidized loans if they are claimed as a dependent by their parents.

It typically wouldn't make sense to take out a new loan on your home if the interest rate would be higher than your current mortgage rate.

If interest rates rise over time due to market fluctuations, then these rates have the potential to be substantially higher than the rates for fixed interest rates loans.

If a home loan is more expensive than that limit, it is considered riskier for the lender as more money is at stake.

The lender won't loan you more than the appraised value of the home, so if this happens, you have a few options:

«If you have a good credit score, private mortgage insurance is going to likely be your best option if you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, CaliforniIf you have a good credit score, private mortgage insurance is going to likely be your best option if you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, Californiif you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, California.

If he were to refinance his student loan with SoFi, which recently raised a whopping $ 1 billion in funding from Softbank to help make student loans even cheaper, I'm sure he could get lower than 5 % because he went to William & Mary, Columbia for his Master's in Public Health, Yale for Medical School, and Cornell for his residency!

If you have a credit score of less than 580 or no credit history, you may have trouble qualifying for a conventional personal loan altogether.

If approved, the student loan rate could be lower than any of the interest rates that the borrower currently has.

If you are approved for an application and the student loan rate is not lower than your current rates, then refinancing typically will not save you any money.

A collection agency, whether through the US government or private lender, won't usually settle a defaulted student loan debt if it's less than the amount that the lender is likely to receive over the life of the original loan — so negotiation is essential during settlement talks.

If you need to take out a home loan that is larger than the conforming limit in the county in which you're looking to buy, you will have what is known as a «jumbo loan.»

If you're taking out a condo loan with less than 20 % down, you'll have to factor in the cost of mortgage insurance premiums as well.

«If this is true then it looks like Cohen may have made an unreported loan to the campaign rather than a contribution,» said Richard L. Hasen, an expert in election law at the University of California, Irvine.

Even if a personal loan rate is lower than your current student loan rate, you might save even more by refinancing with new private student loans, instead.

When you're in delinquency, your student loan servicer will send you a notice if you're more than 15 days late on your payment.

This type of loan might make sense for you if you can get a better interest rate than that of your current mortgage, you plan to shorten the term of your loan instead of refinancing for 30 years, and you plan to keep your mortgage for at least several more years.

If you are fortunate enough to amass even more than the 20 % required for the best rates, the extra money can go toward decorating and fixing up your new place or to lowering your loan amount and the resulting monthly payments.