Consolidating your debt with a personal loan could be a better
choice than making minimum payments, but you might have trouble qualifying if your debt to income ratio is already high.
A better
choice than making minimum payments could be a debt consolidation loan because it could enable you to move your debt from a higher interest to a lower interest, saving you money in the long run.
Debt settlement may be the right strategy for you if you're struggling with $ 15,000 or more in debt, want a single, low monthly program cost, want to resolve your debt faster
than making minimum payments, and / or are worried that bankruptcy may be your only option.
With help, you could put your debt in the past a lot faster
than making minimum payments, and for less than the cost of a debt consolidation loan.