The auto insurance rates differ according to gender and that means that a women driver may be able to get better rates as women drivers are considered to be safer drivers
than male drivers.
In general, women get into fewer accidents, make fewer insurance claims, and so cost the car insurance company less
than male drivers.
Compared to female drivers their age they are given higher premium quotes because female drivers are believed to be less aggressive
than male drivers.
In 38 instances, women with perfect driving records were charged at least $ 100 more per year
than male drivers.
Washington, D.C. — Female motorists with perfect driving records often pay significantly more for auto insurance
than male drivers with identical driving records and other characteristics the insurers use to price auto insurance, according to new research by the Consumer Federation of America (CFA) released today.
Not exact matches
A 2016 SurveyMonkey Intelligence report found that Uber's U.S.
drivers are mostly
male, white, high - school graduates between the ages of 30 and 49 who make less
than $ 50,000 per year.
According to Baleka, the average life expectancy for a long - haul truck
driver in the U.S. is 61 to 64 years (10 to 15 years less
than the average American
male); truck
drivers have the highest rate of obesity of any occupation in the U.S. (86 % are overweight, 69 % are obese); they have one of the highest rates of metabolic syndrome, a group of risk factors for heart disease and diabetes; in some years they have had the highest number of fatalities of any occupation, making trucking one of the most dangerous and unhealthy occupations in the U.S.
· Legally intoxicated
male drivers are 707 times more likely to be involved in a road death
than a sober
driver.
Our results show that
male competition is a key
driver of speciation — by a factor that is five times greater
than results on which other, more - traditional theories of natural selection causing speciation are based.»
For example,
male drivers were more
than three times as likely as female
drivers to have gotten out of a vehicle to confront another
driver or rammed another vehicle on purpose.
Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more
than you are married
males, less arecan follow with just one other
driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.
Russian insuring companies take into account the difference in
male and female
drivers and offer the possibility for Russian women to qualify for a cheaper motor insurance quotes
than men.
Still, once you wiggle your way in there's more
than enough knee - room for an average - size
male to sit behind a same - size
driver.
We looked at rates in Montana for one sample
driver in more
than 36 cities within the state: a single 30 year old
male.
For the study, we collected premiums for one sample
driver in more
than 30 cities in the state for a 30 year old single
male.
As you are considering purchasing insurance, consider a few factors: first, females generally cost less
than males to insure; second, shop around for insurance companies that offer discounts for
driver's education classes, good grades, and driving logs; third, as you are insuring teenage
drivers, your premiums will be lower if the
drivers are occasional
drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.
Said another way, actuaries can project with much better certainty the financial damage a legion of 16 - year - old
male drivers will create over the next 5 years
than what the S&P 500 will be on a certain date 5 years into the future.
The Centers for Disease Control and Prevention (CDC) reports that 22 percent of teenage
drivers involved in fatal automobile accidents had been drinking, and that the occurrence of teen drinking and driving is higher for
males than females.
Young
male drivers are statistically more likely to be involved in car and auto accidents
than other age and demographic groups due to speeding, drunk...
The NHTSA further reports that those who are most likely to speed are young
males, although young
drivers in general are more guilty of speeding
than are older
drivers on the road.
Young female
drivers are considered less risky
than their
male counterparts and so pay less for car insurance; the effect is reversed for life and health insurance — women tend to live longer and utilise more medical services
than men, resulting in higher premiums.
According to the researchers» article in the American Journal of Public Health, they found that the odds of a woman
driver who is wearing a seatbelt suffering a serious injury is 47 percent higher
than that of a belted
male driver in a comparable automobile accident.
Reports indicate that the
driver was a 35 - year - old
male and had a blood alcohol content of more
than twice the legal limit.
At 18, a
male driver may have slightly lower costs
than a 16 year old.
Among the 12 insurers we included in the study, only five provided quotes for more
than a $ 1,000 for a year of insurance coverage for our
male driver: Allied, Allstate, MetLife, Workmen's Auto and Sentry.
For instance, the national median cost of a new full - coverage auto policy for a 35 - year - old single
male driver with a $ 500 deductible and a clean driving record was 8 percent cheaper in December
than March.
Though the index of safe driving tends to vary and change with time, females are considered to be safer
drivers than males, and young
male drivers often end up paying about 40 % higher premiums
than female
drivers.
By age 35, typically
males will even pay a bit less
than female
drivers.
A lot of people believe that women
drivers are not as skilled as
male drivers hence are more prone to be involved in accidents
than men.
Male drivers will also traditionally pay more due to studies that show they are involved in more accidents than women are, so young male drivers are hit tw
Male drivers will also traditionally pay more due to studies that show they are involved in more accidents
than women are, so young
male drivers are hit tw
male drivers are hit twice.
Young female
drivers fare better
than young
male drivers.
Note: As illustrated, Erie is cheaper
than Ameriprise and Farmers by 2 % to 4 % for a 25 y / o
male driver.
According to statistics, young
drivers under 25, especially
males, belong to a high risk group, i.e. those who tend to make insurance claims more often
than any other group of
drivers.
For instance, studies show that
male drivers are more likely to get in to a car accident
than are female
drivers.
We looked at rates for one sample
driver in more
than 50 cities within New Mexico: a single 30 year old
male.
That's 11 % lower
than the state mean and over $ 100 in savings for our 30 year old single
male driver.
As we've discussed before, female
drivers pay less for car insurance
than their
male counterparts.
When a
male driver turns 25 years old, most car insurance agencies will lower their rates as long as they have a clean driving record — clean meaning no serious accidents and no more
than one speeding ticket or other traffic violation ticket for at least three or four years in a row.
During our sampling of insurance quotes each
driver had no more
than one driving violation, good credit history,
male, and single.
Male drivers younger
than age 25 cost insurance companies money by filing more insurance claims
than other categories of
drivers.
For example, most insurers charge higher premiums for young
male drivers, as insurers deem the probability of young men being involved in accident to be higher
than, say, a middle - aged married man with years of driving experience.
This
male driver has a clean driving record and a higher -
than - average credit score.
Our 30 year old
male driver had an average rate of $ 708 at Utica National which was about $ 500 less
than the Nashville average.
We looked at rates in Kentucky for our sample single 30 year old
male driver in more
than 90 cities within the state.
Furthermore, female
drivers, on average, experience rates that are around 10 percent lower
than their
male driving counterparts.
Our analysis was based on a thirty year old single
male driver for a policy with slightly wider coverage
than the state minimum requirements.
Statistical data concerning driving habits and claims rates has proven that
male drivers tend to be more aggressive and more reckless behind the wheel of a car
than women will be.
Overall, these four cheapest companies quoted an average annual rate for our two
male drivers of $ 921, which was 25 % lower
than what the typical company charged in the state.
Note: For a 25 y / o
male driver Elephant is approximately 15 % higher
than larger competing carriers.
However, this surcharge is not as high for females as it is for
males, because young women
drivers are less likely to be involved in car accidents
than young
males.