Sentences with phrase «than market rate when»

The realtor would buy it from a white family for a relatively low price and then would charge much more than market rate when selling to a black person, because they may not have had any other options (Coates, 2014).

Not exact matches

The Duetsche Bank predictions came supported with charts and statements that show Canada's housing market is valued 35 % higher than the median house price (when compared to median household income) and 91 % when compared to average rental rates.

It's got all this stuff in the news, with ghost cities and real estate markets crashing, but when we think about it, if the U.S. economy is forecast to grow somewhere between 2.75 % and 3 % for 2015, and China is growing at 6.5 % or 7 %, we're still looking at essentially twice the U.S. [growth rate] on a much bigger base than 10 years ago,» she says.

When Bernanke's taper talk caused long - term interest rates to rise much faster than the Fed intended, one of the ways in which the central banks sought to allay market fears was to stress that it would keep short - term rates steady until the jobless rate had reached at least 6.5 %.

And when states fail to increase their per - child payments to keep pace with market rates, parents find themselves armed with a voucher than no one will take: Since the child care providers can make more money accepting a child whose parents can afford to pay market rates, that's what they do.

While it's still not known when interest rates will go up and by how much, what we do know is that the bond market is at greater risk to rising interest rates than at any time in recent history.

DR's simulations assume that last dot climbs in time to give the Fed some height to drop from when the next downturn hits (importantly, he stresses that the neutral funds rate is very likely lower than it used to be), but, as I argue in the piece, with some evidence from market expectations of the funds rate, I'm skeptical.

This would sharply enhance growth rates during the expansion phase, much like margin borrowing enhances returns when market prices are rising faster than the debt servicing costs, but at the expense of sub-par performance once conditions reverse.

Even so markets, which have been much more right than the Fed so far, are clearly signaling the likelihood that rates will be under 2 percent when the next recession comes.

They moved into money market funds at a time when rates were lower than they had been in nearly half a century, only to earn anemic returns while Wall Street ultimately recovered and skyrocketed.

«We had anticipated a rebound in activity from earlier this year when the harsher than normal winter weather took hold, but the biggest drop in fixed mortgage rates in almost four years and resulting improvement in affordability also gave the Canadian housing market a boost of extra energy.»

The media / realtors say the condo market is still hot but there are a lot of speculators in that market, and they are taking possessions of condos they thought would be easy flips with mortgage rates of 6 % or in some case more than 9 % — when rates are low.

It was problematic because many of those bonds were purchased a time when interest rates were much higher and enjoyed far fatter bond coupons than anything then available on the market.

Upcoming economic data are likely to matter more for interest rates and currencies than they have over the past few months, when market participants waited for the launch of QE2, according to Bank of America Merrill Lynch.

This is significantly higher than expected at the time of the last Statement, when futures markets expected that the federal funds rate would only be around 2 1/2 per cent in the middle of 2005.

When Newmark Knight Frank's December IPO disappointed at $ 14 a share rather than the firm's anticipated $ 19 to $ 22, for example, analysts blamed investor fears that rising interest rates would harm the commercial real estate market.

However, when one considers that more than half the gains in the S&P 500 from 2008 until the end of 2015 (when the FOMC began raising rates) came on days the Fed announced policy decisions then we should prepare for some harsh market reactions.

When you do a low - cost or no - cost mortgage, you are willingly accepting a higher mortgage rate than the «market rate» in exchange for having some or all of your loan fees waived.

So, it actually makes complete sense that that number is too low when you're talking about a developed market economy versus an emerging economy because, in theory, a developed economy can borrow at lower rates than an emerging economy can.

When the current market rate for mortgages is six percent, a home that comes with a four percent assumable mortgage is significantly more valuable than one without such financing.

Markets and the economy tend to do badly when the Fed raises rates more than the markets anticMarkets and the economy tend to do badly when the Fed raises rates more than the markets anticmarkets anticipated.

By market definition, a «normal yield curve» is when long rates are higher than short rates (line is above zero).

With financial markets more interconnected than ever, one would hope that the Federal Reserve is scouring more than just US domestic data to consider when the time is right to alter its interest rate policy.

It's been quite a tumultuous week in the markets, as we all know, but something seems amiss... on Thursday when the Bank of England's Mark Carney talked about raising rates faster than expected, the pound popped (as one would expect) but it did not take even a few hours for it to completely reverse trend as if nothing happened, and the USD was back to being strong again.

After repeated episodes stretching back to 2013 when the Fed had failed to deliver predicted rate rises, market participants were now faced with a specific warning from Fed Chair Yellen that policy accommodation would be removed more quickly than in previous years.

Against this background, Asian authorities have continued to intervene in foreign exchange markets, though less strenuously than was the case in mid 2004 when upward pressures on regional exchange rates were also very strong.

A report by the Federal Reserve found that deposit rates (for example, on savings, checking and money market accounts) adjust about twice as frequently when federal funds rates are falling than they do when rates are rising.

«There is nothing worse than preferential rent when market rate is hovering,» said Manhattan Borough President Gale Brewer, who was also in attendance.

Expected to be one of the most frugal SUVs on the market when it arrives here in late 2014, the new BMW X5 eDrive plug - in hybrid vehicle could use less petrol than the Toyota Prius, with the near - production concept car unveiled at the Frankfurt motor show in September sucking down juice at a rate of just 3.8 L / 100 km.

Here are the official numbers from the EPA 4x2 F - 150 3.5 L V6: 18 City / 25 Highway / 20 Combined 4x4 F - 150 3.5 L V6: 17 City / 23 Highway / 19 Combined 4x2 F - 150 2.7 L V6 EcoBoost: 19 City / 26 Highway / 22 Combined 4x4 F - 150 2.7 L V6 EcoBoost: 18 City / 23 Highway / 20 Combined 4x2 F - 150 5.0 L V8: 15 City / 22 Highway / 18 Combined 4x4 F - 150 5.0 L V8: 15 City / 21 Highway / 17 Combined 4x2 F - 150 3.5 L V6 EcoBoost: 17 City / 24 Highway / 20 Combined 4x4 F - 150 3.5 L V6 EcoBoost: 17 City / 23 Highway / 19 Combined Source: Ford Press Release is on Page 2 FORD»S BLUEPRINT FOR SUSTAINABILITY ADVANCES TO NEXT LEVEL; NEW F - 150 LINEUP INCLUDES HIGHEST EPA - ESTIMATED FUEL ECONOMY RATINGS AMONG GAS - POWERED PICKUPS The new 2015 F - 150 lineup — featuring the toughest, smartest and most capable F - 150s ever — now includes the highest EPA - estimated fuel economy ratings of any full - size gasoline pickup on the market When equipped with available 2.7 - liter EcoBoost ® engine, new F - 150 4x2 has EPA - estimated 19 mpg City, 26 mpg Highway and 22 mpg Combined fuel economy ratings 2015 F - 150 can tow as much as 1,110 pounds more, haul as much as 530 pounds more, has a 5 percent to 16 percent better power - to - weight ratio and new F - 150 EPA fuel economy ratings are 5 to 29 percent better than current models, depending on engine Ford advances to the next level in providing customers with more fuel - efficient vehicles, as the new 2015 F - 150 lineup includes the highest EPA - estimated fuel economy ratings of any gasoline - powered full - size pickup sold in ARATINGS AMONG GAS - POWERED PICKUPS The new 2015 F - 150 lineup — featuring the toughest, smartest and most capable F - 150s ever — now includes the highest EPA - estimated fuel economy ratings of any full - size gasoline pickup on the market When equipped with available 2.7 - liter EcoBoost ® engine, new F - 150 4x2 has EPA - estimated 19 mpg City, 26 mpg Highway and 22 mpg Combined fuel economy ratings 2015 F - 150 can tow as much as 1,110 pounds more, haul as much as 530 pounds more, has a 5 percent to 16 percent better power - to - weight ratio and new F - 150 EPA fuel economy ratings are 5 to 29 percent better than current models, depending on engine Ford advances to the next level in providing customers with more fuel - efficient vehicles, as the new 2015 F - 150 lineup includes the highest EPA - estimated fuel economy ratings of any gasoline - powered full - size pickup sold in Aratings of any full - size gasoline pickup on the market When equipped with available 2.7 - liter EcoBoost ® engine, new F - 150 4x2 has EPA - estimated 19 mpg City, 26 mpg Highway and 22 mpg Combined fuel economy ratings 2015 F - 150 can tow as much as 1,110 pounds more, haul as much as 530 pounds more, has a 5 percent to 16 percent better power - to - weight ratio and new F - 150 EPA fuel economy ratings are 5 to 29 percent better than current models, depending on engine Ford advances to the next level in providing customers with more fuel - efficient vehicles, as the new 2015 F - 150 lineup includes the highest EPA - estimated fuel economy ratings of any gasoline - powered full - size pickup sold in Aratings 2015 F - 150 can tow as much as 1,110 pounds more, haul as much as 530 pounds more, has a 5 percent to 16 percent better power - to - weight ratio and new F - 150 EPA fuel economy ratings are 5 to 29 percent better than current models, depending on engine Ford advances to the next level in providing customers with more fuel - efficient vehicles, as the new 2015 F - 150 lineup includes the highest EPA - estimated fuel economy ratings of any gasoline - powered full - size pickup sold in Aratings are 5 to 29 percent better than current models, depending on engine Ford advances to the next level in providing customers with more fuel - efficient vehicles, as the new 2015 F - 150 lineup includes the highest EPA - estimated fuel economy ratings of any gasoline - powered full - size pickup sold in Aratings of any gasoline - powered full - size pickup sold in America.

The international rollout is taking longer than anticipated, with Nook still focused in the US, UK, and now Australia (some additional global markets can access the Nook ebook store through specific tablet apps, however), but at a time when there's a high rate of turnover within the digital division, maintaining a slow but steady pace of international growth may be the smarter move to take.

Harlequin, a mainstay of romance publisher, launched its Carina Press imprint to put high - quality romance ebooks on the market at an astounding rate of between four and ten titles per week, back at a time when some critics were still arguing the ebooks and digital reading were nothing more than a fad.

The general rule is that when the interest rate on your mortgage is at least two percentage points higher than the current market rate, then it may be time to refinance.

However, I only know is that when there is a sudden shift in the market interest rates change dramatically almost overnight and if you are paying attention, you can lock in a rate that is much lower than if you wait a few more days.

Voting against the action were Richard W. Fisher, who believed that, while the Committee should be patient in beginning to normalize monetary policy, improvement in the U.S. economic performance since October has moved forward, further than the majority of the Committee envisions, the date when it will likely be appropriate to increase the federal funds rate; Narayana Kocherlakota, who believed that the Committee's decision, in the context of ongoing low inflation and falling market - based measures of longer - term inflation expectations, created undue downside risk to the credibility of the 2 percent inflation target; and Charles I. Plosser, who believed that the statement should not stress the importance of the passage of time as a key element of its forward guidance and, given the improvement in economic conditions, should not emphasize the consistency of the current forward guidance with previous statements.

Specially, when the mutual fund investments are enjoying higher than normal returns pushed by a bull market 9for equity) and falling interest rates and thus higher returns (for debt funds).

When you start to see the yield curve flatten or even invert, meaning short - term rates become equal to or higher than long - term rates, and the line either becomes flat or sloped lower from left to right, then that usually signals trouble ahead in terms of a recession and lower market prices.

In sum, when rebalancing a portfolio either on a fixed schedule or as a result of divergence from prior allocations, investors should take into account a broader market and interest rate context, rather than just follow rigid rules.

More often than not, it seems to me that the Fed tends to lead the market from behind, promoting the illusion they're setting rates when in fact they're more often than not simply validating what the market would do in any case.

Interest Rate Risk — When interest rates go up, the market value of existing notes will fall in price because new notes can be found at interest rates more attractive than existing (lower interest rate) noRate Risk — When interest rates go up, the market value of existing notes will fall in price because new notes can be found at interest rates more attractive than existing (lower interest rate) norate) notes.

As personal time deposit rates tend to move more slowly than market interest rates in general, and because the W - COSI is composed of a portfolio of such deposits with different maturities, the Wachovia Cost of Savings Index lags when market rates move up or down.

NDP: Update the Consumer Protection Act to cap ATM fees at a maximum of 50 cents per withdrawal; ensure all Canadians have reasonable access to a no - frills credit card with an interest rate no more than 5 % over prime; eliminate «pay - to - pay» by banks in which financial institutions charge their customers a fee for making payments on their mortgages, credit cards, or other loans; take action against abusive payday lenders; lower the fees that workers in Canada are forced to pay when sending money to their families abroad; direct the CRTC to crack down on excessive mobile roaming charges; create a Gasoline Ombudsperson to investigate complaints about practices in the gasoline market.

When I sell the ETF after 5 days to obtain USD, I'll be selling it at a market price lower than what I bought it for and end up losing more money than I would have if I just paid the 2 % exchange rate.

When data was reported that wages had risen at a higher rate than workers had seen in many years, markets plunged with the DOW tumbling thousands of points.

This is quite a different result than earlier this year, when European bond market bonds sold off in fear that a Fed rate hike would lead to a shift away from European government bond markets to the higher yields and high quality of the US government bond market.

A bond is considered a discount bond when it has a lower interest rate than the current market rate and, consequently, is sold at a lower price.

If you prefer predictable payments and / or are planning to stay in your home for longer than a decade, a fixed - rate mortgage may be better, says Shikma Rubin, a mortgage consultant at Tidewater Home Funding in Chesapeake, VA. «This is especially true in today's market, when interest rates are low.

This can save you tons of money when market interest rates drop 1 or more basis points lower than your present rate.

Yes the loan origination takes more time, but the mortgage marketing costs are less than refinance leads and the referral rate is phenomenal when closing home purchase loans.

I expect we'll actually spend somewhat more than this when we're retired, but knowing what our lowest non-emergency level of spending is should help us plan for adjusting our safe withdrawal rate in terrible market years.