Sentences with phrase «than money saved»

Money saved today is worth a lot more than money saved tomorrow — and this is true for money in a savings account, as well as money in short - and long - term investments.

Money saved early is worth more than money saved later.

A survey done by TD Bank in February found that a full 20 % of Canadians are counting on a lottery win, an inheritance or government payments to provide a comfortable retirement — rather than money saved in an RRSP.

«The easiest way to think about it is with compounding, the money you save earlier is worth more than the money you save later,» he said.

Not exact matches

Companies such as Uber and Instacart stand to save a ton of money on labor costs — up to 40 percent, according to one study — by continuing to classify their workers as independent contractors rather than as employees.

There is, unfortunately, no getting around the fact that the government will need to spend even more money on farmers than it does today if it wants to save the industry, whether it's for developing a perennial wheat, funding a home - grown advertising campaign or investing more into making car parts from plants.

This ends up using less energy than running your air conditioner or heater all day long, which can save you money in the long run.

Having done more deals in more businesses than I can count, I've got a few simple rules that have saved me tons of money, helped me dodge more than a few bullets, and added a few years to my life.

Establishing better primary care would also save employers money, because preventing disease is cheaper than treating someone who is already sick.

In the finance world, when you start saving money is far more important than how much you save.

Steering consumers to pick - up and drop - off locations saves both companies money because labor and fuel costs are lower when many packages can be picked up from one place rather than retrieving packages door - to - door.

Financial planning is key, she added: «Give yourself the best possible start by either saving more money than you'll think you need or acquiring sufficient startup funds from the beginning.

If you have credit card debt, always pay much more than the minimum to save time and money.

Often their fees are more than justified by the amount of time and money you save.

If you're looking to update more than one piece, their bundled kits are worth looking into and will save you some more money.

More than 200 new leads roll in each day in response to corporate marketing that stresses saving money as much as saving the planet.

Most people contribute to a 401 (k) to grow their savings tax free, but it may end up costing you more money than you save.

To minimize the impact of fees on your own savings, choose index funds and ETFs over actively managed funds; if you plan to hire a financial adviser, calculate whether you'll save money by paying an hourly fee rather than an annual percentage of your assets.

Most people will appreciate the thought behind your gifts more than anything, so don't be afraid to save money and find free ways to celebrate birthdays and holidays.

When it comes to saving for retirement, we are facing all kinds of risks, from skyrocketing healthcare costs to running out of money because we're living longer than we expected.

This applies to food, too: Buying quality organic food can nourish you in ways that fill you up more than the prepackaged, processed stuff and potentially save you money on health - care expenses in the future, since you're taking good care of yourself.

If you saved more than you needed in your 529 and try to pull that money out to use for costs other than education, you'll pay a fee.

And because of the materials he had, including his rock saw that he uses for the trenching, he was able to provide a more efficient and much cheaper service than others for the customers, who are usually large - ranch owners investing a lot of money to save their trees.

These days, in our world of instant gratification, it's more important than ever to be able to stay focused on saving money any way you can.

The company says it can charge less than traditional payday lenders because of its underwriting software and because it saves money by not opening physical branches.

Cloud management software, like what CliQr sells, is a hot commodity among companies looking to save money by being more flexible about their data center operations than being locked into a single vendor.

It's cheaper than going out for a new eyeliner, so while the initial price of this tube is kinda steep, you'll wind up saving money in the long run with the refills.

In the end, improving a company's image and work conditions may result in greater profits than all the money saved on energy.

On the other hand, if you earn more than expected, that money can easily slip away through wasteful spending if you don't have a clear plan to save extra income.

It can also save you money in the long run, as safety razor blades and shaving soap are considerably cheaper than cartridges and canned foam.

Getting an expert opinion can be a money - saving move for small - business owners who would prefer to spend a lot more time keeping up on the latest developments in their industries than on the latest in software.

Beema, Inc., a multimedia production house, found that it could save money by using Internet telephony rather than the traditional telecoms.

But saving cash on hand in a 401 (k) account, if you expect to earn 5 percent or more, can make more sense than using the money to pay off a loan with interest at 4.6 percent.

More than half of respondents believe the single platform of the future will help save time (which is money), be more productive, and create better organization and communication with their colleagues.

Instead, try making your goal part of your identity, such that you think of yourself as the kind of person who saves money or works out regularly, rather than as someone who is working against their own will to do something new.

But if you place a value on your time and look at the long term picture, more often than not, you will still save money.

According to the survey, 49 % of respondents said they have less money than they did before the crisis, so they can't save as much, while 27 % said they're worried about market volatility.

But if the Department of Finance wants to find ways to save Canadians money on mortgage insurance, it need look no further than the 49th parallel.

Datskovsky: What you've suggested so far — building cash reserves, establishing a 401 (k) plan, and continuing to save for college — will more than eat up the money you think we could set aside.

If you're disciplined enough to save the tax money rather than spend it, and if you fall into one of the penalty safe harbors, this is the road to take.

Nobody cares more about your money than you do, so don't wait for someone else to tell you how to save or invest or get out of debt.

«We believe saving money every day is better than just one, and that all customers should save, not only some,» Wal - Mart said in a statement that directly takes on Amazon's shopping event.

A recent Harvard Business Review article, for example, explained that «avoiding a toxic employee» can save a company a great deal of money — even more than the company would make by hiring a star performer.

# 5 — New tech — VoIP, mobile phones and the paperless office New technology can represent a great way to save money, so investigate using a VoIP phone system rather than a more expensive conventional land line provider.

While Quicken won't really save you any money with a lower mortgage rate or fewer closing costs, the convenience of its online tools ensure that most borrowers will have an easier time navigating their applications than they would with a standard bank.

If you are approved for an application and the student loan rate is not lower than your current rates, then refinancing typically will not save you any money.

This app sucks and costs you money rather than saving it.

Having money gives you freedom and making more, saving more, and growing your net worth is easier than you think.

For example, you will likely need to save more money for a down payment than you would for a vacation.

That 7 - 8 years when they are young, $ 5.5 K a year into a Roth IRA, a total of $ 44,000 investment (at age 18), and even if they NEVER invest in it again, at 8 % annual returns will net them $ 2.5 million of tax free money at age 62 (which is more than most people who work all their life and don't save), and $ 5.1 million at age 70.