Sentences with phrase «than most bank loans»

The fees can vary from less than 1 percent to a few percentage points — and interest at the prime rate to several points over prime on the balance of receivables you sell, making it steeper than most bank loans.

Not exact matches

According to the most recent Biz2Credit Small Business Lending Index, big banks are granting a higher percentage of loan requests than at any time since the mid 2000s.

According to The Kauffman Firm Survey, 50 to 75 percent of young firms use capital injections, most of which comes from owner investments or sources other than banks, while 19 percent use bank loans.

While Chinese banks tend to front - load loans early in the year to get higher - quality customers and win market share, the lofty figure was even higher than the most bullish forecast by economists in a Reuters poll.

Most banks don't use autodecisions for loans greater than $ 100,000.

Most small - business owners need a bank loan at one time or another, and applying for one involves much more than filling out paperwork and saying a prayer.

Advantages: If you can get a small business loan from a bank, you'll typically pay lower interest than most other options.

Although it's true that some lenders tend to weight the value of your personal score higher than others (banks and other traditional lenders fall into this category) when they evaluate your business loan application, most lenders include a review of your personal credit score when they evaluate your business» creditworthiness.

Traditional bank loans are the most obvious method of financing your endeavor; but before you get your heart set on getting one, consider this fact: more than 82 % of small business loan applications are denied by big banks.

For one thing, its home loan rates and fees aren't particularly low when compared to mortgages at other banks, and they actually lead to higher costs than at most direct lenders.

Unless it's a major bank, most lenders care more about your personal credit score than your business credit score — even for a business loan.

Most banks don't like to make loans to borrowers with more than 43 % debt - to - income ratios.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

The assets of the bank are more than enough to pay $ X, but most of them are not liquid enough (they are mostly as loans that will be paid in the coming months or years).

Yet despite the advantages of Chase's credit cards, the bank provides far fewer details about its business loans and deposit accounts than most other banks.

Payday lenders, while not having any collateral requirements, in most cases may be compared with loan sharks, as the interest rates they charge are hundred times more than the interest rates banks charge their customers.

Its selection of loan types is greater than Wells Fargo, and the U.S. Bank Silver Business Checking Package comes with no monthly fee, a rare benefit you won't find at most other banks.

The bank providing your student loans will have great power over you, more than most any other lenders.

Fannie Mae will not purchase home loans issued to borrowers with credit scores lower than 620, so most banks are unwilling to underwrite mortgages at those levels.

It might seem glamorous now to have a few thousand dollars in the bank, but graduation rolls around sooner than most undergraduates expect, and the time for loan repayment even faster.

Although it's true that some lenders tend to weight the value of your personal score higher than others (banks and other traditional lenders fall into this category) when they evaluate your business loan application, most lenders include a review of your personal credit score when they evaluate your business» creditworthiness.

Many borrowers have credit scores that may be too low for most banks, but our mortgage lenders specialize in loans for people with less than perfect credit.

As long as you have a steady income and resources to pay back money borrowed on time, a cash advance from a short - term loan company could help you out faster than your own bank, as most operate 365 days a year and can get cash to you quickly, some even operating 24 - hours a day.

U.S. Bank came through the financial crisis in much better shape than most banks, thanks to good management and the high average credit quality of its loan portfolio.

Most banks are more than happy to share the reasons why your business loan application was rejected.

Most banks consider individuals who take on a shorter time frame much less of a risk than those who take a conventional 30 year mortgage loan.

Most hard money lenders can also close much faster than a bank or traditional lender, so these loans are also good to consider if you need to purchase a property quickly.

You can borrow more than most online lenders offer without sacrificing funding speed, and you can get an annual percentage rate (APR) that is closer to what a bank loan carries.

This is high even compared to other online lenders (most have rates starting between 8 % and 10 %), and it's certainly higher than what you might find through a bank or SBA loan.

Most banks are apprehensive about extending business loans to new businesses less than 2 years old or haven't shown a profit for two years.

The loans originated by VA Loan Centers have lower standards than you will find with most banks and institutional lenders.

Because these loans are short term, the direct lenders can consider a different group of approval criteria than a bank or credit card might; people's circumstances can change drastically over the course of years or even months, but since payday loans are repaid within weeks, your current employment situation and income are the most important factors and are easily assessed!

Most of the banks are offering debt consolidation loans, but they have become more discriminating than ever about who qualifies for these loans.

Here comes the tricky part, most of these lenders are banks or credit unions who are most likely than not going to rely on your credit rating to weigh your eligibility for the loan.

Most banks offer debt consolidation loans, but as for approvals, the process remains to be more discriminating than before.

Besides, most banks prefer issuing bigger loans since they are more profitable than small loans.

Loans made via LendingClub provide fast access to credit at lower interest rates than most banks and credit cards.

When your credit score is less than 680, you'll have such a hard time getting a loan from most credit unions and banks.

This allows us to streamline the mortgage process, and close loans faster than most banks and mortgage brokers.

This is most useful when taking out bank loans and you want to ensure they're not trying to pull any shenanigans by putting compounding periods less than annual into your contract.

#For BLOC applications between $ 10,000 and $ 150,000 financial statements will be required at the time of application if: (1) your business is a not - for - profit organization; or (2) your business» existing Santander Bank business credit exposure at time of loan application in addition to the loan application request amount exceeds or will exceed $ 150,000; or (3) your business» existing Santander Bank business credit exposure at time of loan application in addition to the loan application request amount is more than 10 % of your business» most recent annual sales

Because security is taken seriously at Payoff Loan, they do more than meet security standards, they strive to exceed the standards of most banks.

According to Yellen, former Chair of the Federal Reserve, independent mortgage companies made risky «higher - priced» loans at more than twice the rate of the banks and thrifts; most CRA loans were responsibly made, and were not the «higher - priced» loans that have contributed to the current crisis.

If the child fails to qualify financially for a mortgage loan, most banks will require the parent to go on title along with the child, rather than simply guaranteeing the loan.

More options, convenience at banks: From a retirement plan to business loans and investing services, and everything in between, most banks will often offer more services than credit unions do.

Most banks don't like to make loans to borrowers with more than 43 % debt - to - income ratios.

One thing is certain: a Private Hard Money Loan is going to be easier to qualify for than typical bank financing, and since it's asset - backed (secured by equity in the property), it will also be the most flexible type of debt financing you can find.

Originally, the Fed wanted to require banks to hold more capital in reserve for most of the residential mortgages they make, which would have made these loans far less attractive to banks than other types of products.

One of my lender buddies used to be at Wells before she was licensed (at the big banks, you need only be «registered,» not «licensed»), and at the time they had better rates for CA branches than most of the midwest because of our larger loan amounts here.

A trade association representing banks indicated that a consumer's cash to close amount would most likely increase due to consumer choice, rather than because of a loan origination charge, and that very few closed loans have increases in closing costs that result in tolerance violations requiring reimbursement, and therefore a three - business - day period was unjustified.