Sentences with phrase «than mutual funds when»

ULIPs were always better than mutual funds when it came to taxability of the investment instrument.

ETFs may also offer greater flexibility than mutual funds when it comes to buying and selling.

ETFs offer greater flexibility than mutual funds when it comes to trading.

Not exact matches

Mutual funds are generally more tax inefficient than ETFs and, as a result, are typically more negatively impacted than ETFs when comparing performance based on post-tax returns rather than total returns.

1Returns and principal value of a Mutual Fund will fluctuate so that shares, when redeemed, may be worth more or less than their original cost.

More control over gain and loss tax exposure through ownership of individual securities, rather than mutual funds or strategies managed by third parties, except when appropriate.

An investment in a mutual fund or exchange — traded fund (ETF) will fluctuate and shares, when sold, may be worth more or less than their original cost.

When the performance mutual funds tend to become slower than other performance mutual funds, the experienced investor must decide what the next move is.

In many ways, ETFs are actually even easier than mutual funds — at least you know what it means when you hit the «buy» button on your trade.

Vanguard is on track to more than double the size of its Shanghai office this year and may seek approval to sell products to wealthy investors as a first step before seeking a foreign - owned mutual fund license when regulators allow it in 2021, said Charles Lin, the firm's China head.

The earnings from an annuity, when withdrawn, are subject to the ordinary income tax rate, which for many is higher than the long - term capital gains rate that one incurs in owning a mutual fund, according to Daniel Kurt, writing in Investopedia.

His investments in stocks, bonds and mutual funds, in addition to his Individual Retirement Accounts and other holdings, total more than $ 4.5 million when calculating the floor of the ranges provided to the Conflicts of Interest Board.

When you make a gift to NEA of stocks, bonds or shares in mutual funds, you may be able to make a larger gift than otherwise possible while gaining a tax benefit.

This ideal is easier said than done: for some sceptics the definition of «collaboration» would seem to be «the suppression of mutual loathing in pursuit of government funding», when faced with the reality of forced collaboration or reluctant leadership.

In other words, the odds you'll do better than an index fund are close to 1 out of 20 when picking an actively - managed domestic equity mutual fund.

Specially, when the mutual fund investments are enjoying higher than normal returns pushed by a bull market 9for equity) and falling interest rates and thus higher returns (for debt funds).

While you can do all your business with Scottrade online, including trading stocks, ETFs, buying and selling mutual funds, transferring money back and forth, and researching, you can also get help from Scottrade in person when necessary because, unlike many other discount brokers who operate entirely online, Scottrade has more than 500 local branch offices across the country, making getting help with either trading or general question about account much easier and convenient.

«It has already taken longer than I expected to materialize, but I remain as confident as ever that when the hikes come, traditional bond investors (especially in no fixed - maturity products like mutual funds and ETFs) will be hurt by the news,» he wrote in an e-mail.

If there's more than one Vanguard mutual fund in your traditional IRA, you can only exchange one fund when you first open the Roth IRA.

More than four years ago, when Scottrade started to charge fees to some no - load mutual funds, Firstrade were mentioned by lot of investors as an alternative because of the fee - free mutual fund trading at Firstrade.

Prices of bonds in mutual - fund portfolios drop when rates rise, because their yields are less attractive than those of newly issued bonds.

When it comes to option trading, qualified, tax - sheltered accounts are subject to a stricter set of regulations than regular, taxable accounts, or a co-mingled pool like a mutual fund.

When we buy discounts our clients» portfolios will generates substantially higher income than similar ETF's or open ended mutual funds.

Upside Capture Ratio and Downside Capture Ratio - An upside capture ratio > 100 means that mutual fund gains more than benchmark when the market is going up.

The ERs were even lower than Vanguard ETFs, which are pretty much the benchmarks of the industry when it comes the costs of investing in ETFs, as well as mutual funds.

Your specific investment goals are of one of the most important considerations when assessing the suitability of mutual funds, making some mutual funds more appropriate than others.

I have been in mutual funds since the late»80s, when that was the only game in town (other than stocks and bonds, i.e. before ETFs).

When you start looking at actively managed ETFs and mutual funds in this space, you will pay more than 1 % annually in expense ratios very easily.

When ETFs Are Better Than Index Funds (free), in the Wall Street Journal took a look at investing in index mutual funds vs. exchange - traded fFunds (free), in the Wall Street Journal took a look at investing in index mutual funds vs. exchange - traded ffunds vs. exchange - traded fundsfunds.

The investment return and principal value of stocks and mutual funds fluctuate with market conditions, and, when sold or redeemed, shares may be worth more or less than their original cost.

I remember reading long ago that if you want to add bonds to your portfolio, to buy them directly rather than in a bond mutual fund because a bond fund holds more risk, especially when it comes to government bonds.

When compared to the benchmark averages (sometimes referred to «Lipper Averages «-RRB-, more than 60 % of actively managed stock mutual funds fail to outperform their segment indexes (in other words, if a mutual fund targets the oil and gas industry, you'll do better just buying an index fund targeting the entire oil and gas industry rather than buying an actively managed mutual fund that targeted only the «best» companies within the oil and gas industry).

That means that, even if her stock holdings do recover, Lucy will never get back on track because she'll own far fewer shares than originally planned of stock and mutual funds when the market recovery begins.

The manager may have to dump the mutual fund's holdings when demand is at its weakest, forcing prices lower than they would otherwise go.

But when the MER differences are less than 20 or 30 basis points — especially with small portfolios — mutual funds may actually have an edge, even if the ETFs are commission - free.

ETFs may have lower costs than traditional mutual funds, so keep ETFs in mind when selecting the mutual funds in which to invest.

When it comes to choosing a top performing equity mutual fund, look out for good, consistent performance rather than expense ratio.

When equity or balanced mutual funds were held by investors for less than 1 year, then it invited taxation of 15 percent as short term capital gains.

Rather than starting out with ready - made stocks, a mutual fund is created when public investors send money to the investment firm.

In separate research from kasina and Horsesmouth's FA Vision Survey, when asked to name the firm with the most global expertise, Franklin Templeton Investments was selected by financial intermediaries more frequently than any of the other top 100 mutual fund and ETF providers — 21.9 perecent of advisors selected Franklin Templeton.

I don't use mutual funds for my clients per se, but I do use investment pools on occasion which really are the same thing — when it comes to management one should look for a manager than can beat the index, but they also look for the «upcapture / downcapture» ratio.

The return and principal value of mutual fund shares fluctuate with market conditions; shares, when redeemed, may be worth more or less than their original cost.

It is only when you sell the mutual fund shares (back to the mutual fund company) that you have to pay taxes on the capital gains (if you sold for a higher price) or deduct the capital loss (if you sold for a lower price) than the purchase price of the shares.

Identifying shares sold When accounting for mutual fund shares sold, you have more choices than you have with individual securities.

A full 77 % of mutual fund investors in our survey believe that it's better to stay invested through market ups and downs than to try to time the market.4 But many investors find it difficult to stay the course when the market shakes, rattles, and rolls — and may try to sell out funds to avoid short - term losses.

When a share in the mutual fund is held for more than a year and sold, the gains it generates are called Long term capital gains

The same can be true when investing in more than one type of mutual fund to complete a well - balanced investment portfolio.

And when you see the expense ratios, you see that given an indexing strategy, whether it's a mutual fund or an ETF, the expense ratios tend to be lower than they are for the nonindex strategies, whether it's an ETF or a mutual fund.

Mutual funds are generally more tax inefficient than ETFs and, as a result, are typically more negatively impacted than ETFs when comparing performance based on post-tax returns rather than total returns.

1) Start saving early by setting realistic goals 2) Ensure the asset allocation in your portfolio remains in sync with your level of risk aversion and overall investment objectives 3) Keep costs and taxes to a minimum by avoiding most high turnover actively managed mutual funds and opting for tax - deferred savings whenever possible (not only do their investments grow tax - sheltered but for most people their MTR at retirement would be lower than it is during their working years) 4) Balance your portfolio at least annually (some individuals may choose to do so semi-annually) 5) Hammer away at your debt first — for example, when it comes to contributing to an RRSP or TFSA vs. paying down your mortgage, ideally you should do both.