Never charged more
than my credit limit before except for the previous Citi Biz credit card.
Not exact matches
One big caveat is that Pacifica also comes as a hybrid model, albeit for a few thousand dollars more (
before a substantial tax
credit)
than this very highly specified
Limited example I've been driving.
Pay your bill on time each month and don't owe more
than 30 % of your
credit limit (if your card has a low
limit, pay the bill
before the statement closing date to keep the utilization rate as low as possible).
and i use the card no more
than 10 % of the
credit limit, the highest balance i had was 20 % and even that i always knocked it down to 10 %
before the bill print out (i did this because i want to get the reward) and i always paid off my
credit card every month too.
Keep your debt at manageable levels; if you have a $ 10,000
limit on your
credit card, don't feel like you need to hit it — stay well below it, ideally not charging more
than 30 % of your
limit before paying it off, said experts.
But Congress set that
credit more
than 38 years ago, long
before the companies rose to such size and prominence, and its
limit, $ 2.25 billion for each, has become a tiny fraction of the companies» overall debt.
Good
credit cardholders lumped in with bad — Banks are pulling back more
than ever
before to
limit the amount of risk they have, so even perfect payment clients are compromised... (See AmEx)
Other
than comparison shopping
before signing on with a processor, the only real ways to save on
credit card processing fees is to
limit manual card entries and use minimum
credit card purchase amounts.
In the meantime, if you've any spare cash floating around
before paying off the Christmas
credit cards, you could do a lot worse
than pick up some of our exclusive Mann vs Steyn trial merchandise, or an autographed copy of my free - speech book, or our
limited - time Steyn vs the Stick Winter Warmer special offer.