Sentences with phrase «than no insurance coverage»

In other words, the exclusions on an open perils renters insurance policy mostly fall under the broad category of «If you suffer that kind of loss, you've many more grave concerns than insurance coverage.»

Furthermore, this benefit can add more money to any claim you make against another driver's insurance where the value of your claim is more than the insurance coverage held by the at - fault driver and wherein your underinsured motorist coverage is more than the at - fault driver's liability coverage.

Any damages or settlements from legal action higher than the insurance coverage will have to be paid by you.

In other words, the exclusions on an open perils renters insurance policy mostly fall under the broad category of «If you suffer that kind of loss, you've many more grave concerns than insurance coverage.»

Not exact matches

Businesses with more than 50 employees that do not offer coverage will be taxed based on the size of their payrolls, but the cost will be significantly less than the cost of providing insurance benefits, and the tax is not set to go into effect until the 2014 fiscal year.

Removing the insurance coverage seemed like a move that was driven more by an emotional desire to ruin the company than by any desire for restitution.

Timely notice is especially crucial with so - called claims - made policies, under which coverage is based on when the claim was made rather than when the event took place, says Jay M. Levin, an insurance litigator at Reed Smith.

Many folks will simply choose to go without insurance because they're no longer fined for doing so, and companies with large numbers of young employees are likely to drop all coverage, since the AHCA is far more generous with the 20 to 40 crowd than the ACA.

Because these bare - bones plans do not limit insurance payouts to workers, they meet the letter of the law's requirements that employers provide «affordable» health care coverage to their workers at a far lower cost than more comprehensive plans.

AMA leaders decided that rather than allowing doctors to insure patients, only insurance companies would be permitted to offer medical coverage.

A decision against the law could have left more than 6 million people without insurance coverage due to rising premiums that people could no longer afford.

The «Ask an Expert» telehealth services will allow users to connect with more than 1,200 board certified physicians, and each virtual visit will cost $ 59 without insurance coverage.

While many Americans get life insurance policies through their job, the coverage is usually lower than individual policies and is only in place while they're employed.

Simplified issue life insurance doesn't require a medical exam and accepts a wider range of health problems than fully underwritten coverage.

With a renters insurance policy you get at least $ 100,000 in liability coverage which would be more than enough to cover the average dog bite.

We found State Farm had the cheapest renters insurance in DC offering policies for $ 25,000 worth of coverage for less than $ 11 per month or $ 134 per year.

For example, insurance losses in the Houston area may be substantially less than anticipated, as the area has a very low level of residential flood insurance coverage.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.

If you're moderately healthy, no medical exam life insurance quotes will consistently be more expensive than fully underwritten quotes for the same amount of coverage.

You will have to offer health insurance coverage for your employees, whereby the employee portion of the premium does not equal more than 9.5 % of their wages, or you can be subject to a per employee penalty on all employees above 30.

Permanent life insurance is generally more expensive than term life insurance because it is intended to provide coverage for your lifetime.

However, since permanent insurance is much more expensive, getting that much coverage often ends up being much more expensive than clients think it'll be.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

You may get life insurance policies through your employer, but the coverage is usually lower than individual policies and is only in place while you're employed.

From budgeting, to planning for retirement, to saving for education, to managing your taxes and your insurance coverage, «finances» doesn't mean just one thing for most Americans — and «financial planning» means much more than just investing.

Insurance coverage is a part of an employee's compensation package and should not be restricted by an employer's religious beliefs any more than any other form of compensation.

Most states already require this in all insurance coverage, seems the compromise gave the fanatics more religious freedom than the previously had, what's the issue now

Should the «worse than death» meme ever be accepted by society, or adopted into the standard - of - care guidelines established by healthcare technocrats, or implemented under Obamacare cost / benefit insurance coverage guidelines, then expanding access to assisted suicide to — and even rationing the healthcare of — such patients is an imminent possibility.

This law expands basic health care coverage to more than 32 million Americans who previously had no insurance.

If the answer to question 1 is «Yes» then the SCOTUS made a grave error in allowing corporations to pay their employees less than they agreed to in the contract to provide health insurance coverage regardless of their faith in return for hours worked.

So there isn't really a religious issue suppling insurance coverage for contraception... other than it is being mandated... and the religious argument is just a way to attack the ACA.

This has NOTHING to do with the Catholic Church other than they want to run their businesses, not their Church by «special rules» that allow them to dictate what coverage is or isn't in their employee insurance policies.

If there were ever a challenge for a right - leaning technocrat, it would be expanding health insurance coverage and making insurance coverage more secure at a lower price than Obamacare.

As for the insurance companies charging more (or denying coverage)... their expenses for a woman with a previous cesarean are higher than for a woman with previous vaginal birth — and it's not just if she births again.

He may feel anxious about upcoming expenses, your health insurance coverage, the pain that you'll feel during pregnancy or delivery, what life will be like with three rather than two, and the effects of pregnancy on your sex life.

As Medela points out, however, you'll still want to call your insurance company to «verify coverage» (for example, in my case, the tool listed more pump suppliers than the three my insurance company told me to call).

Sometimes couples may only seek a legal separation rather than filing for divorce, which will allow the parties to live both separate and apart while still enjoying the legal benefits of marriage such as continuing healthcare or insurance coverage.

-- it is more important than ever for soon - to - be mamas to have a plan for maternity care that takes the most advantage of your health insurance coverage.

This means that a young person's health insurance rates are lower and the type of health coverage they require is much less than their parents.

Choose an obstetrician or health care provider Interview potential doctors Contact health insurance company about coverage Start and pregnancy and birth budget Discuss financial effects of pregnancy and baby with partner Stop smoking Stop drinking Stop using street drugs Talk to your physician about any prescription medications Drink at least 8 glasses of water every day Visit the doctor at least once per month or every 4 weeks Do not dye or perm hair Stop drinking coffee and other caffeinated beverages Exercise daily Start taking prenatal vitamins Eat foods rich in folic acid Eat iron rich foods Increase daily intake of whole grains, fruits and vegetables Nap as much as possible as fatigue is common Eat fish with low levels of mercury no more than 2 days per week Do not eat undercooked meats Do not eat unpasteurized dairy producs Do not eat cold cut deli meats Allow someone else to clean out the kitty litter, if applicable Limit exposure to chemicals Try to limit stress and tension Complete all prenatal tests — HIV, Chlamydia, Gonorrhea, Anemia, Blood Typing, Sickle Cell Anemia, Urine Screening and Rubella.

(i) no more than 25 of the certificate holders are Vermont residents; or (ii) the master policy covers one or more certificate holders who reside in Vermont, are employed at a workplace located outside Vermont and have obtained insurance coverage through the workplace;

But combined with the fact that Obamacare insurance premiums are coming in lower than expected, the flood of public interest indicates success, since it shows that the uninsured actually WANT to take advantage of their opportunity to get coverage.

Sullivan Senior Action Chairwoman Priscilla Bassett said government cradle to grave health coverage, especially Medicare for the elderly, would be far better and less expensive than private company insurance, which she said has higher overhead.

At a roundtable talk with cab industry officials and state Assembly lawmakers in Manhattan today, Uber faced pushback from its taxi and livery car competition over a bill they argue would allow less stringent driver background checks, rider safety standards and insurance coverage than NYC requires for the app's drivers.

In that more people were able to get insurance than before, and more people with pre-existing conditions were able to get insurance, and, overall, more people were insured, I'd say coverage was better.

«If affordable health coverage is the goal here in New York, the new «exchange tax» should be dropped and the existing state taxes on health insurance, which today total more than five billion dollars and amount to five percent of premium, be reduced.»

An analysis of data from the Urban Institute's Health Reform Monitoring Survey showed more than 25 percent of people who bought non-group insurance last year did not use the coverage for needed services, like medical treatments, prescription drugs, and tests.