Sentences with phrase «than one's credit limit»

When a cardholder has spent more than their credit limit on their account.

An ideal consumer will keep their balances much lower than their credit limits.

Many companies may allow you to transfer the balance higher than your credit limit for a fee.

You will never be able to take out a cash advance for an amount greater than your credit limit less the cash advance fee.

Some providers require a deposit smaller than the credit limit.

Know what fee is charged for payments made late or for charging more than the credit limit for your account.

This means that you spend much less and keep much less debt on your cards than your credit limit.

Please note, you'll not be able to transfer more debt than the credit limit available on your new card.

These limits vary by card, but they'll usually be a lot lower than your credit limit.

All you have to do is avoid trying to charge more than your credit limit will allow, and continue paying on time each month.

Although all secured cards require a cash deposit, not many (or any that I've reviewed) allow you to put down a deposit smaller than the credit limit they provide.

Lastly, American Express understands that business owners sometimes need more than their credit limit offers.

This amount typically varies between $ 49 and $ 3,000, and is oftentimes equal to the amount of credit issued (credit cards that require a lesser deposit than the credit limit given are known as partially secured cards).

Never charged more than my credit limit before except for the previous Citi Biz credit card.

The price of a new car is higher than the credit limit on the ave rage consumer credit card.

But if you credit is not extremely bad, you can get a secured credit card with a deposit that is lower than the credit limit you will be granted.

However, if the balance you need to transfer is higher than the credit limit on the new card, you can talk to the new card issuer and possibly ask for a raise in that limit.

If you should happen to try to spend more than your credit limit, you could face a denial at the register or incur a fee called an «over-the-limit fee.»

Issuers won't let you transfer a balance above your credit limit on the card, and some may have a ceiling on how much you can transfer, which could be lower than your credit limit.

Also, the amount you transfer, including interest and fees, can not be more than your credit limit or $ 15,000, whichever is lower.

The Capital One Secured MasterCard is one of the only secured cards that allows you to make a security deposit that's lower than your credit limit.

If you need to borrow an amount that is higher than your credit limit and that you know you will need more than 15 months to pay off, a personal loan is a better option.

A HELOC differs from a conventional home equity loan in that the borrower is not advanced the entire sum up front, but uses a line of credit to borrow sums that total no more than the credit limit, similar to a credit card.

Where most secured cards require a security deposit equal to the credit limit, the Capital One ®'s security deposit will be less than the credit limit.

Replacing the credit limit with the high amount can be problematic for your score when the high balance or high credit is lower than the credit limit, which is typically the case with a responsibly managed card account.

A home - equity line of credit (HELOC) allows you to borrow sums at any time you need, totalling no more than the credit limit that you pay back like a credit card, with a minimum down payment.

Also, the amount you transfer, including interest and fees, can not be more than your credit limit or $ 15,000, whichever is lower.

Considering that you can't transfer more than your credit limit can handle (in fact, most issuers, including Chase, tend to limit you to 90 % your credit limit) the initial limit you're given can make or break your balance transfer.

Your instant credit limit may be lower than your credit limit.