Sentences with phrase «than one's credit score»

Some lenders may even look at more than your credit score when evaluating your application.

These loans are again based on your income rather than your credit score and can help you make ends meet in times of struggle.

It is more important than credit score when approving home equity loans.

Such providers also look for other financial aspects of a borrower other than credit score so one can have higher chances on approval than bank or traditional money sources.

The ability to repay the loan is sometimes more important than a credit score when considering a personal loan.

This ideal credit score may be much higher than the credit score needed to finance a site - built home due to the risks involved for the lender.

Which is why having full - time employment in a relatively safe sector is more important when seeking a large unsecured loan than a credit score.

Though your interest rates will likely be higher than the interest rates offered to borrowers with better credit scores, there is more to the home loan evaluation process than credit score alone.

To home equity lenders, equity is more important than the credit score which banks rely on to make their lending decisions.

Unlike banks, lenders of this loan hold equity in higher esteem than credit score and job history.

That's prompting some financial institutions to compete more fiercely for consumers who are more worthy of credit than their credit scores indicate.

Companies are collecting data about you, including the reviews companies are writing about you, which will be more powerful than your credit score, ultimately.

It may seem easier to worry about grades than your credit score, but college is a great time to start building credit.

Another aspect to consider between foreclosure and short sale is the waiting period for when they come off your credit report, which is a different consideration than your credit score.

If it seems that character is less concrete than credit scores, capacity, or collateral, that's because it is.

Home value and total debts on a property are more important to a lender than a credit score or job history.

With the government standing behind your debt, lenders charge a much lower interest rate than your credit scores and debt might warrant.

When it comes to personal finance, there are few topics that are discussed more often than credit scores.

In fact, there is a small number of factors that play a far greater role in securing loan approval than a credit score.

Lenders of such credit consider home equity in higher regard than credit score, the basis upon which bank mortgages are approved.

This shows you are more responsible with money than your credit score may indicate and is something lenders consider.

Our hypothesis was and is that many borrowers are better than their credit scores indicate, simply because their scores don't factor in their previous borrowing successes.

Luckily, there are many personal loan lenders who will be more concerned with your paycheck than your credit score.

The good news is track record & collateral are much more important than credit scores for Apartment Building Fix And Flip Loans.

These loans are given to people based on their income rather than their credit score.

Therefore, using 2016 data we looked at a few additional metrics — other than credit score — across these places.

No number is more important to prospective home buyers than their credit score.

Private lenders who hold equity in higher esteem than credit score and job history offer it.

It is usually more important than a credit score to me.

They also look at more than your credit score when determining your rate.

Few things are more important for households applying for a mortgage loan than their credit score, so the breach could become a big problem for many people.

It seems like the average is higher than my credit score.

We also run affordability checks, and rely on these far more than a credit score when it comes to approving the online payday loan applications through our website.

Reasons why your SageStream credit score may be different than your credit scores from other consumer reporting agencies

Your SageStream credit score may be different than your credit scores from other consumer reporting agencies.

LMI individuals often have better utility bill payment records than credit scores, and utility bill payment is a better indicator of default risk in an on - bill financing program anyway (and default rates have been extremely low).

Payment history is more critical with FHA refinancing than credit scores are.

In a lot of ways, it's more telling than your credit score.

For example, at today's rates, a credit score of 760 or higher can result in an interest rate as much as 4 % lower than a credit score of say 500 or less.

This is a little misleading - just because people would rather talk about their chlamydia than their credit score doesn't really mean they want to talk about either - but it shows that, even beyond the real financial impact debt has on us, there's a huge psychological toll, too.

And I assume the getting the money with those terms is more important than the credit score drop, esp.

Factors like Origination Fees and Interest Rates are typically much more effected by the Borrower's Experience than Credit Scores, so unfortunately even a 800 + FICO might not save you much on the actual loan costs.

With these loans, collateral rather than credit score forms the basis of the loan, meaning that the funds you need can be secured based upon a percentage of the value of the collateral you can offer.

That's why it's more helpful to focus on the range that your credit score falls into rather than the credit score itself.

With things like mortgages, your salary is likely to be more important than your credit score alone, but no one will give you a dime if you have a record of not paying your bills.

FIRST thing is to understand is other than your credit score which may qualify you what is IN -LSB-...]