Sentences with phrase «than one's interest rate»

I suggest people pay down all debt before investing because I just don't see people making average returns higher than the interest rates on the debt.

However, interest rates on personal loans are often much lower than the interest rates on credit cards, which typically range from 10 - 20 % (or higher).

Personal loan interest rates are generally lower than interest rates for personal lines of credit because there is less lender uncertainty.

Increased cash flow could be invested, and savvy investors may be able to earn more than the interest rate on the mortgage.

The interest rates for loans usually are lower than the interest rates for credit cards.

Only when you can get a risk free return that is higher than the interest rate of your debt should you consider investing instead of paying of your debt.

If the likely return on investment is less than the interest rate on the loan, you should certainly concentrate on paying off the loan.

To make things even worse, cash advance interest rates are often much higher than the interest rate charged on purchases.

This means you will have to find other sources of funds and then place the cash in investment instruments that potentially offer higher returns than the interest rate of your debts.

Definitely much better than the interest rates you may end up paying in getting a loan.

In most cases borrowers are unable to determine much about an offer other than the interest rate put on the offer sheet.

You main goal is to get a bank loan that has a lower interest rate than the interest rate of your credit cards or student loans.

It is generally higher than the interest rate because it also includes the cost of points, mortgage and other fees included in the loan.

Though your interest rates will likely be higher than the interest rates offered to borrowers with better credit scores, there is more to the home loan evaluation process than credit score alone.

Your debt - to - income ratio plays a larger factor in your ability to qualify for a mortgage than interest rates alone.

The math lends itself in favor of paying off the loan: I have a higher interest rate on the loan than the interest rate I earn on the savings account.

There is no true difference between a high yield savings account and a traditional savings account other than the interest rate paid on the deposit.

The interest rate risk on medium - term debt is higher than that of short - term debt instruments but lower than the interest rate risk on long - term bonds.

The APR reflects all the costs of financing - including points, origination fees, and other finance charges - and is usually higher than the interest rate alone.

Federal loan interest rates are lower than interest rates from private lenders.

But if you pay off your balance in full each month, then you're better off focusing on the rewards than the interest rate.

The vast majority of traditional universal life insurance policies do not earn more than the interest rate guaranteed by the insurance company.

Customer service quality is an important consideration in dealing with mortgage lender offers, although this is harder to measure than interest rates and fees.

Interest rates on personal loans and credit cards are both typically higher than the interest rates banks charge for secured forms of debt.

Even so, this kind of mortgage can be far cheaper than the interest rates on credit cards or unsecured loans.

We also have a low interest loan on a car that we haven't paid off since we can get a higher yield on our investments than the interest rate on the loan.

Even through property prices are very high — and cap rates are very low — by historical standards, average cap rates are still significantly higher than the interest rates available for financing.

These charges can be more expensive than the interest rate on your least favorite credit card!

Although the interest rates are typically higher than first mortgages, they are lower than the interest rates associated with credit cards and other types of consumer loans.

Why are you more interested in leadership than interest rates?

Since the principal is much higher than the interest rate profits, this means that such loans lose money.

It will be larger than your interest rate, also known as the note rate, and serves as a tool for understanding your true cost of borrowing.

I think that inflation is actually higher than interest rates which means cash in a money market or CD is still losing purchasing power on a net basis.

Dividend growth has historically been higher than interest rate rises.

There was a lot more than interest rates at play here.

Monthly income, as it relates to monthly mortgage payments, is a more important variable to gauge than interest rates alone.

As long as the markets do better than your interest rate, the large up - front investment always fares better.

What's more, if the payment rate is less than the interest rate, you won't be covering the interest due.

An APR takes any fees associated with the loan (like origination fees) and wraps them up into a (higher) percentage rate than the interest rate you may see quoted.

In many cases, the interest rate charged on cash advances is much higher than the interest rate charged when you make purchases with your credit card.

When you can invest money at a higher rate of return than the interest rate on your debt, you're making money.

Your APR will be higher than your interest rate because it reflects the total compensation you will pay on an annual basis to the financial institutions that helped you get your loan.

Equity loan rates are lower than the interest rates of student loans.

However, high - yield (junk) bond funds and international bond funds can be affected by factors other than interest rates.

If they have fixed or variable rates on their mortgages than the interest rates they earn can vary as well.