Sentences with phrase «than other investment income»

Dividends are taxed differently than other investment income.

You should hold bonds and GICs inside your TFSA, because the interest they produce is normally taxed at a higher rate than other investment income, true or false?

Not exact matches

But a Wharton - professor - turned - mortgage - consultant is now putting a more upbeat spin on that idea: If you play your cards right, your house could produce a bigger retirement income than a lot of other investment alternatives, with a federal guarantee behind it, to boot.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

In other words, over the next five years, this government is planning to spend more money on income splitting for a small number of well off families, a promise made during the 2011 election, than on supporting economic growth and job creation through new spending on research and infrastructure and lowering taxes on investment.

Now that I am debt free, other than my mortgage, I am starting to put a lot more of my monthly income into investments.

Additionally, alternative investments historically have lower correlations to traditional assets like equities and fixed - income securities than some other asset classes do.

While every single day of every single year is a great opportunity to build out and increase your wealth and passive income, the start of a new year is a particularly good time to look at investment ideas that could hold the potential to deliver better results than most other investment ideas available.

There is more than $ 100 trillion invested in what I call quality, high - yield assets — including real estate investment trusts (REITs), business development companies (BDCs), and other hybrid income sources.

I'll even make the bold statement that P2P investing is less risky than many other high - yield fixed - income investments.

In other words, you owe the 3.8 % tax on the amount by which your investment income exceeds the income thresholds, or, if your wages alone already are higher than the income thresholds, you'll owe tax on the lesser of net investment income or MAGI that exceeds the thresholds.

If you sell it for less than your inherited basis, the result is a capital loss, which you can use as a tax write - off against other investment gains or other income.

Less than one - third of pension - fund assets typically are parked in safer, lower - yielding government bonds and other fixed - income investments.

To keep this simple I'm using the Learn Vest «what's my time worth calculator» (google it, you'll find it) and not going into opportunity costs (lost income because I was doing something other than working or monitoring investments), or other calculations that would convolute the discussion.

In other words, their investment in education relative to their per - capita income would have been lower than in the United States at the turn of the century.

Once a decline in fair value is determined to be other - than - temporary, an impairment charge is recorded to other income (expense), net and a new cost basis in the investment is established.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

The fund holds investments denominated in currencies other than sterling, changes in exchange rates will cause the value of these investments, and the income from them, to rise or fall.

Annuities are a steady stream of income, but they often have lower returns than other investment tools.

On a day - to - day basis, stock - market based investments can also be subject to greater up and down movements than some other investments, such as bonds, which offer a fixed income stream.

This is because the payment structure enables high - income borrowers to put their money towards other investments rather than spend it on building equity in their home.

Rather than looking at a household's income, this metric matches what a household owes with what it owns, such as the equity built up in houses or savings accumulated in other assets such as stocks and investment funds.

In this case if one spouse has a higher income than the other (and therefore higher marginal tax rate), it would make sense to keep all investments in the name of the lower income spouse so that the investment income is taxed at a lower rate.

Yet the same intractable reality applies: birthday money is in no way different than or inferior to job income, business profits, investment returns, or any other source.

This can be from part - time earned income, self employment, dividends or other passive investment income, triggering non-registered capital gains (and offsetting losses) or taking out some RRSP or RRIF income earlier than required.

The other positive is that Tom and Mary recognize that using capital gains and return of capital to cover cash flow needs is usually much more tax beneficial than trying to boost income by having higher investment yields.

If one spouse earns significantly more money per year than the other, filing jointly at tax time can bump the one who earns less into the favorable income range for these investment accounts.

Again, this is something I rarely see discussed when comparing different investments — bonds and other interest income is regular taxable income (taxed at your normal marginal tax rate) rather than at the much more advantageous long - term capital gains or dividend rate.

Your overall debt - to - income ratio should be no more than 41 to 43 percent of your gross monthly income for most lenders; so if you're still paying for a home equity loan, a car loan, credit card debt or other debt in retirement, it can be tough to meet that hurdle without including the income earned on your retirement investments.

Keep in mind that stocks offer long - term growth potential but will fluctuate and may provide less current income than other investments.

What I mean is that your dividend incomes (and other investment income) from taxable and retirement accounts will likely grow over time, you may end up earning more than you spend (meaning you will end up saving money in retirement).

If your taxable investments are worth less when you sell them than they were when you bought them, you can use the capital loss to reduce other capital gains and even some ordinary income.

And if you are an investor, you will get much higher returns than you can on your bank investments, or other comparable fixed income investments offered elsewhere.

But bear in mind that as you earn and deposit money from a job, investment, or any other income stream, you will build on that initial deposit to an amount far higher than $ 5,267.

Also, if interest, dividends and other investment income are more than $ 2,100 in 2017, you're going to get hit with the kiddie tax (which means you'll pay your tax rate on part of your child's income).

While every single day of every single year is a great opportunity to build out and increase your wealth and passive income, the start of a new year is a particularly good time to look at investment ideas that could hold the potential to deliver better results than most other investment ideas available.

Investment earnings that accrue in a Roth IRA are another story; if your child withdraws earnings (other than as qualified first - time homebuyer expenses) from her Roth IRA before age 59 1/2, she will have to include those amounts as taxable income and will have to pay a 10 % penalty, as well.

Through its investment in Vanguard Total International Bond Index Fund, the Portfolio also indirectly invests in government, government agency, corporate, and securitized non-U.S. investment - grade fixed income investments, all issued in currencies other than the U.S. dollar and with maturities of more than 1 year.

«Even if fees eat up 1 % of your returns, you're still earning more than what you'd get from GICs and other forms of fixed - income investments,» he explains.

Working in the Masons» favour is the fact that they have more than $ 33,000 in net income available for investments annually and no other debt apart from their mortgages.

And if your investment goes bust, which happens more often with private than public companies, the Allowable Business Investment Loss (ABIL) rules may allow you to claim a deduction against your other income and get a tax refund outside a registereinvestment goes bust, which happens more often with private than public companies, the Allowable Business Investment Loss (ABIL) rules may allow you to claim a deduction against your other income and get a tax refund outside a registereInvestment Loss (ABIL) rules may allow you to claim a deduction against your other income and get a tax refund outside a registered account.

Because of this tax treatment, the yield on municipal investments is generally lower than the yield on other fixed income investments.

The lawsuit alleges Principal used proprietary investment vehicles, rather than other investment vehicles, and share classes with higher fees for the underlying TDF investments, to produce more income for itself and its subsidiaries.

Don't forget that you will probably have income sources other than your investments.

Determining an investments horizon, or term, is often based on the intention behind the investment more than the investment itself, such as when the funds will be used for other goals, or whether a lump sum or an income stream is the desired result.

Our employment compensation is the only real source of household income other than investment income, which we allow to accumulate within our investment funds and currently don't use as a source of household income.

When you sell investments that you've owned for at least one year from these accounts, the proceeds will be taxed at the 0 % to 20 % capital gains tax rate **, which for many people is lower than the income tax rate — which can be as high as 39.6 % — they pay on income from other sources.

Positive gearing is where your income from an investment is higher than your interest and / or other expenses.

If I assume my other debt is taken on a credit card with 50 % APR, then my debt costs would still only be # 4,878 in this scenario, which would STILL be less than my lost investment income my not placing my emergency fund in the market.