Sentences with phrase «than other policies benefitting»

Not exact matches

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.
Another factor in the modern data set we must bring before the model is the mass entry of women into the work force and the erection of social policies that transfer benefits other than through bonds with particular male breadwinners.
Interestingly, for a third group of participants who were given only a perfunctory summary of the policy and no information about the distribution of benefits, opinion became even more favourable toward the HMID and other regressive policies than for the control group who were given no information at all.
In addition to benefiting the postdocs, this benefited the institution, because the per - policy cost was «less than that for other employees, as postdocs are a younger, healthier group than employees in general,» said Roger Chalkley, senior associate dean.
At the other end of the spectrum, a transportation policy with rigid fuel - economy requirements is the most expensive policy, costing more than $ 1 trillion in 2006 dollars, with health benefits recouping only a quarter of those costs.
In a meeting sponsored by the National Cancer Policy Forum of the National Academies» Institute of Medicine in Washington, D.C., Fan and 15 other experts in the field described the benefits of using pet dogs with naturally occurring (rather than laboratory - induced) tumors in early cancer drug trials.
Policy complexity also benefits interests other than business.
Research from the Economic Policy Institute shows that teachers» salaries were 17 percent lower than what comparable workers in other fields earned nationally in 2015.47 When benefits were included, teachers still earned 11 percent less than comparable workers.48 The data below suggest that declining compensation has likely contributed to that predicted effect.
Before buying such policies, other than the obvious cost - benefit calculations, you should also take this additional factor into account.
With term life, there is death benefit protection only, with no cash value build up — and because of that, term life insurance can frequently cost less than a comparable permanent life insurance policy (all other factors being equal).
Although the initial death benefit is lower than with the guaranteed universal life policy, overtime the death benefit of a properly structured whole life policy may far surpass what other insurance policies will offer.
Guaranteed issue life insurance is sometimes referred to as a «last resort»; because the insurer really has no idea about what they're insuring, guaranteed policies are very expensive and the death benefits are usually less than what you'll get with other insurance types.
The spay / neuter policy has virtually no benefit to the cat or dog other than to prevent pregnancy.
Sometimes a discounted first class ticket is a better deal than an upgradeable main cabin ticket because the upgradeable fare also has other benefits, like more flexible change policies.
Other changes, like new upgrade policies for first class and premium class, are more of a mixed bag but seem geared toward differentiating elite benefits rather than removing perks.
And I can't run models, other than simple ones in Excel where I can change input parameters and view the results — preferably in the charts I am most interested in; e.g., your Figure 3 here http://link.springer.com/article/10.1007/s10584-012-0613-3 and my Figure 1 from DICE - 2013R outputs showing net benefit of mitigation policies per 5 years to 2100 (posted @ December 30, 2016 at 10:52 pm up thread).
WASHINGTON — The U.S. government delivered more than twice as many federal dollars to research initiatives, tax incentives and other programs benefiting fossil fuels than it supplied to renewable energy from 2002 to 2008, according to a report released Friday by two public policy groups.
The cash value accumulation generally does not equal the amount of death benefits and premiums are more expensive than other equivalent standard life insurance policies.
While pays the full death benefit from the beginning of the policy, the latter will pay a smaller benefit if you happen to die within the first two years (other than accidental death).
The death benefits offered by a no - medical exam life insurance policy are sometimes lower than what might be offered by some other types of life insurance.
A term life policy can leave you with nothing after 20 years of premiums (other than your health, obviously), so some like the option of cashing out a whole life policy early for a portion of the complete death benefit should they want or need the money.
Term Life Express is an amazing product that provides more living benefits than any other policy included at no cost.
These life insurance policies are focused on burial insurance and have a smaller death benefit than some other life insurance policies.
This policy provides a graded benefit, which means that if death of the insured that is due to natural causes — in other words, death that is caused by means other than an accident — during the first two years in which the policy has been in force, the named policy beneficiary will only receive back all of the premiums that were paid in, plus 10 percent, as versus the face amount of the policy.
Variable Life Insurance is fraught with more risks for the policyholder than any other types of insurance with a buildup of cash value feature because both the cash value and the amount of the death benefit may fluctuate up or down depending on the performance of the investment funds selected by the policyholder to underlie the policy.
The good news is that life insurance policies do not cancel each other out, which means you can purchase more than one and receive full benefits from both plans.
These two factors make term life insurance considerably more affordable than permanent policies; while term life is the best option for most people, others may benefit from the versatility afforded by the cash value component of permanent policies.
With benefits similar to term, Custom Choice UL ™ offers the flexibility of a universal life policy at rates that are typically less than other types of life insurance on the market.
Guaranteed issue life insurance is sometimes referred to as a «last resort»; because the insurer really has no idea about what they're insuring, guaranteed policies are very expensive and the death benefits are usually less than what you'll get with other insurance types.
The policy plan i have from bajaj allianz child insurance policy plan is good an the benefits are much more than other normal plans provided by other providers.
With term life insurance, there is death benefit coverage only, without any type of cash value or savings build up — and because of that, term life insurance can often be much more affordable than a comparable permanent life insurance policy option (with all other factors being equal).
Whole life policies may also provide a rate of return on the cash value — ignore the death benefit — that is better than the returns on other fixed - income investments that have more risk.
In this case, one section of the level premium term life insurance will pay out a death benefit for any cause — other than those that are specifically excluded in the policy.
Also, the amount of death benefit coverage found through AARP tends to be much lower than that of other term policies.
Whole life policies offer a choice of having a level benefit (where the policy pays out the face amount and any rider benefits to a named beneficiary upon the insured's death), or a graded benefit (where the policy will pay out a reduced amount of benefit if the insured's death occurs for reasons other than an accident within the first two policy years).
A conventional Term or Universal life insurance policy has no provisions for lump sum payment for anything other than the death benefit.
Although this type of insurance is easy to acquire, you should be aware that the death benefits are much lower than what is available on other types of life insurance policies.
In addition, loans from insurers secured by policy values are not income and earnings credited to an owner's policy values (known as «inside buildup») by the insurance company are not currently taxed (and may escape taxation altogether if such earnings are not distributed other than as part of the death benefits paid upon the death of the insured).
Any sum received other than as death benefit under an insurance policy which has been issued on or after April 1 2003 and if the premium payable in any of the years during the term of the policy does not exceed 20 % of the sum assured.
Just remember, in order for this policy to benefit anyone other than the insurance agent and his / her company, you must die before your age 77.
• Graded Benefit Whole Life — Suitable for those with serious health issues, but more expensive than other no - exam policies.
According to the Financial Industry Regulatory Authority, a life settlement occurs when a life insurance policy is sold to an individual or entity other than the company that issued the policy for an amount that exceeds the policy's cash surrender value, but is less than the net death benefit.
Comprehensive home insurance rates in Texas can be a lot higher than in other states, so check out the costs and benefits carefully when selecting your San Marcos insurance policy for a home.
Changing the insurance company: There is no loss in changing the insurance company when one company offers more benefits and discounts for the same policy than the other company.
You may have always wished that you gain more perks from your term insurance policy (other than death benefit).
But with final expense life insurance, most policies will provide a benefit in the range of $ 5,000 to $ 25,000 — and, while this benefit may not seem like a lot, in many cases, it is more than enough to cover the insured's funeral and other final expenses.
With term life, there is death benefit protection only, with no cash value build up — and because of that, term life insurance can frequently cost less than a comparable permanent life insurance policy (all other factors being equal).
This means that if you die within two years of purchasing this policy (other than as a result of an accident), you will only be refunded your premiums, not the full death benefit.
Though the amount of premium depends on, if you are a smoker, how is your health history, sum assured and tenure of the policy, the premium of term plans are cheaper than other plans as there are no ancillary benefits attached to it.
Other than all of the aforementioned benefits, Bajaj policy holders are also on the safer side when it comes to third party legal liability on damages in an accident or lifelong injury or death.
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