Unfortunately, insurance companies are tougher on motorcycle accidents
than passenger vehicle collisions.
Not exact matches
In crashes involving newer model cars in
collisions with other
passenger vehicles, more driver deaths now occur in cars struck in the side (51 percent)
than in the front (44 percent).
Motorcycle accidents result in a higher rate of severe injuries and deaths
than collisions that involve only
passenger vehicles.
The lack of safety devices combined with ability of the side and roof of a
vehicle to crumple puts drivers and
passengers at a greater risk for injuries
than many other types of
collisions.
Per
vehicle mile traveled, motorcyclists were 26 times more likely
than a
passenger in a car to die in a traffic
collision.
The injuries that result from an 18 - wheeler
collision are typically much more serious
than they are in a
collision involving
passenger vehicles.
SUVs tend to have higher claim rates
than minivans due to their size and weight; in a
collision, an SUV tends to cause more damage to property,
vehicles, and
passengers, which means more third - party claims
This coverage comes into play when the other
vehicle involved in an at - fault accident has
passengers other
than the driver, who end up needing medical attention as a result of injuries sustained in the
collision.
Reduction in premiums for motor
vehicle liability, first - party medical, and
collision coverages for certain named drivers (a) For each personal or family - type policy of private
passenger motor
vehicle insurance issued or issued for delivery in this state, there shall be offered by the insurer a reduction of not less
than 10 percent in premiums for motor
vehicle liability, first - party medical, and
collision coverages to the policyholder if all named drivers, as listed or who should be listed on the policy application or provided in information subsequent to such application, of each motor
vehicle covered by such policy satisfy the requirements of subsection (b) or subsection (c), as applicable, of this Code section.