Sentences with phrase «than policy holders»

In most cases, car owners pay about 80 % more than policy holders with good credit score for the same cover.

It is recommended that you name the beneficiary, any person other than policy holders, insured persons or any traveling companions.

Insurance companies have been known to delay payments for extended periods, or to pay much less money than a policy holder is entitled to in your policy.

Liability insurance compensates a person other than the policy holder for personal injury or property damage.

It also provides legal representation in the event of a lawsuit following a crash, covers injuries up to the policy limits, and may provide additional coverage for people other than the policy holder, who drive the insured's vehicle provided, of course, that they have permission to do so.

If the company holds a good claim settlement record than the policy holder need to worry less.

I was not given as detailed an explanation on the differences in policies previously... Amica was a much clearer explanation... They take time regularly to make me feel I am more than a policy holder.

Not exact matches

Though this new policy wouldn't affect people like Tyler who had already been sentenced, Holder's announcement gave Tyler renewed hope that his more than 20 - year - long stint in prison would actually end.

As in the example, the policy holder can get cash in hand now, rather than enriching an estate or heirs later.

The Board of Directors has adopted a written policy for review of transactions involving more than $ 120,000 in any fiscal year in which the Company is a participant and in which any Director, executive officer, holder of more than 5 % of our outstanding shares or any immediate family member of any of these persons has a direct or indirect material interest.

(i) no more than 25 of the certificate holders are Vermont residents; or (ii) the master policy covers one or more certificate holders who reside in Vermont, are employed at a workplace located outside Vermont and have obtained insurance coverage through the workplace;

Visa status, they find, plays a significant role in outcomes — but for many holders of new doctorates, circumstances other than U.S. immigration policy are extremely influential.

The policy report also finds that charter school teachers earn 20 percent less than public district school teachers while their executives (often the charter holders) earn on average 50 percent more than their counterparts in similarly - sized public school districts.

This is allowed due the payment of whole life dividends which are basically defined as a «return of premiums» to the policy holders rather than regular income.

The VUL is still with us today, and the options for policy holders are far greater than when it was introduced.

We believe mutual companies that are beholden to the policy holders are better choices than the companies that only answer to their shareholders.

However, rather than having premiums that are paid for the rest of the policy holder's life, the policyholder instead chooses to pay for only a set period of time such as for 10 years, 15 years, or until he or she reaches age 65.

However, more than 75 lakhs policy holders of Max Life are now going to be taken over by an insurance company with lower CSR.

Other insurance providers, such as home insurers, can change things easier than auto insurers, but it is still a complex undertaking for them since they need to inform all the policy holders about the changes.

Rather than having policy holders, Foresters instead has members who receive the benefits of the policies that they purchase from the company.

They're big players in the world of debt - buying, where some very big credit reporting and scoring changes affecting millions of consumers are in the works.Encore Capital Group, the huge (more than $ 1 billion in revenue annually) debt - buyer known to millions of debtors by its subsidiaries — Midland Credit Management, Midland Funding, Asset Management and Atlantic Credit & Finance — announced in January 2017 it has imposed a new credit reporting policy that has already affected more than 1 million of their debt - holders:

Gen Y policy holders also report experiencing more billing errors (15 % vs. less than 10 % for other groups).

Mapfre USA Corp., which formerly was the Commerce Group and which has more than 1 million policy holders in Massachusetts, plans to raise premiums by nearly 4 percent starting in May.

Because it is impossible to predict an annuitant's age of death, in some instances where a policy holder lives an exceptionally long life, they will receive significantly more than what they paid into it.

Mutual life insurance companies are preferable when researching the ideal permanent life insurance for infinite banking in our humble opinion because they are owned by the policy holders, rather than the public shareholders.

We believe this criticism fails the test upon implementation because stock companies are not noticeably cheaper on average than mutual companies — their premiums are roughly the same, but the profit (the amount above the cost) goes to stock holders instead of going to policy holders in the form of dividends.

You make money only if the deaths are less than 0.2 % of your policy holders or more than 99.8 % survive.

A longevity risk is any potential risk attached to the increasing life expectancy of pensioners and policy holders, which can eventually result in higher pay - out ratios than expected for many pension funds and insurance companies.

I think it is terrible they would do this to longstanding policy holders who may now have older dogs that need insurance protection more than ever.

> If I had a big policy job, in my capacity as an office holder, I would be guided by the reports of institutions such as IPCC rather than any personal views (a point I've made on a number of occasions); and that I believed that policy decisions could be made without requiring «statistical significance» (such decisions are made in business all the time, and, in all my years in business, I never heard the words «statistical significance» pass anyone's lips as a preamble to a business decision.

Notwithstanding anything else contained within this Policy, in the event that the proceeds of the Insured Mortgage are paid to any person or entity other than: i) to the registered title holder or holders, as the case may be

Given how rare it is that a work will have value after that much time, and how much of a nuisance it is for someone to track down the rights holders (possibly for a use that does not create commercial value but nevertheless would be an infringement rather than fair dealing), it seems to me that an extension makes no policy sense.

Sample # 2: Notwithstanding anything else contained within this Policy, in the event that the proceeds of the Insured Mortgage are paid to any person or entity other than: i) to the registered title holder or holders, as the case may be; ii) holder (s) of prior registered encumbrances (s); iii) an execution or judgment creditor (s); iv) to a non-registered covenantor that is a spouse, child or parent of the registered title holder or holders; v) to credit card companies for credit cards in the name of the registered title holder or holders or in the name of non-registered covenantor (s) that are the spouse, child or parent of the registered title holder or holders; then the Company can deny coverage and shall have no liability to the Insured for any matters that involve the allegation of mortgage / title fraud, including challenges to the validity and enforceability of the Insured Mortgage.

The insurance companies that write these policies understand the proper care and maintenance of wood floors better than most because they spend money to research ways for their policy holders to minimize the risks of one of these events from occurring.

The truth is this — insurance companies tend to pay less on unrepresented claims than to policy holders who have legal representation.

As an aside, keep in mind that a significant part of the payment would go to the mortgage holder, if any, and that a homeowner's insurance policy almost never covers the part of the value of a home that is attributable to the land that it is build upon, rather than that building that was destroyed itself.

In denying the claim, Stewart Title relied on a coverage exception in the policy that applies if mortgage proceeds are paid to any person other than the registered title holder («Clause 2»):

Notwithstanding anything else contained within this Policy, in the event the proceeds of the Insured Mortgage are paid to any person or entity other than: i) to the registered title holder... then the Company can deny coverage and shall have no liability to the insured for any matters that involve the allegation of mortgage / title fraud.

When it comes to flood damage, auto policy holders tend to fare better than homeowners.

Today, after more than 140 years of serving its clients and policy holders, United Home Life has grown into a well respected and financially strong insurer.

With more than 120 years of experience, it has helped many generations of life insurance policy holders get the kind of coverage they need.

With more than 14 billion dollars in auto insurance policies in effect, Progressive is known as one of the more innovative insurance companies, and has the distinction of being the first to introduce monthly premiums to policy holders.

The company has more than 300,000 policy holders — both individuals and businesses — that span across the United States and the District of Columbia.

However, universal life is thought of as being more flexible than whole life because the policy holder has more control over when the premium due date is, as well as how much of the premium goes towards the death benefit, and how much goes towards the policy's cash value (within certain guidelines).

Earned premium naturally means that the insurance company did not have to pay claims to the policy holder for the elapsed time period since a payout on the policy would inevitably mean reducing the portion of the earned premium equal to the loss incurred by the policy holder and at times even resulting in loss for the insurance company as they might have to pay out more for the loss than the amount they have earned.

Then, we will use that information to see how more than a dozen of the best life insurance companies in will view you as a policy holder.

On the other hand, they know mathematically that a portion of these policy holders will live much longer than the average life expectancy.

For the car accidents or disaster situations where there is a lot of damage, most insurance policy holders will choose to file a claim and pay the deductible, rather than take on the entire financial burden of the loss.

Simply put, this means insurers charge low risk policy holders more than they should, in order to hold rates down for higher risk policies.

GMAC provides auto insurance coverage to more than one million policy holders throughout the United States.