Though my new throw pillows might be a bit more expensive initially because I prefer a down pillow with zippered cover, it is cost effective because I have found some great buys on pretty seasonal COVERS that I can switch out, which is less expensive
than purchasing a new pillow.
Instead, follow this tutorial so you can transform what you have into what you need / want for a lot less money
than purchasing new cabinets.
Or you might be able to trade in your current cell phone for one with wireless e-mail capabilities for far less money
than purchasing a new smart phone.
Updating or purchasing new auto insurance is tougher
than purchasing a new car, since it needs lots of time and enquiries to get it right.
These types of plans were issued in early 2010 (or before) and although they omit several required benefits, they are often much cheaper
than purchasing a new unsubsidized plan.
Some eco-artists are dumpster divers and practice reuse because found materials are cheaper
than purchasing new canvases, paints and supplies.
By ensuring that your animals do not have unwanted litters and by adopting rather
than purchasing your new best friend, you will make a direct and lasting impact — helping SOS of Ohio to reduce the homeless pet population one spay or neuter at a time.
If you like the idea of adopting a rescue dog rather
than purchasing a new puppy, see Dachshund Rescue of North America.
The main benefit of buying a Certified Pre-Owned vehicle for most people is that they cost less money
than purchasing a new car.
Fortunately, I had a Kohl's gift card burning a hole in my wallet and I thought that was a better option
than purchasing new everythings.
My husband and I opted to move into a nice home, very close to downtown and to eat well rather
than purchasing new cars.
As a chili pepper grower, you may want to save the seeds from your current batch of chili peppers rather
than purchase new seeds each year.
One of the ways for a family to go green is to recycle rather
than purchase new items, such as cribs, high chairs, and other furniture.
«And rather
than purchase a new stock with every $ 5,000 accumulated, once her debt is paid off, she may want to consider adding to her existing blue - chip stocks.»
However, that could also end up boosting renovation spending since many homeowners would rather fix up their homes
than purchase new ones during such uncertain times, he said.
With a relatively tame November month, December may be a time for you to work on your back log rather
than purchase new...
Rather
than purchase new items, he also aimed to purchase used items or he re-purposed items he found in the garbage.
In my craft room, I have a bunch of random throw pillows so I decided to re - use / recycle one of them for this project rather
than purchase new «filler».
Not exact matches
Consumers shift their
purchasing behaviours when they buy a
new house or have kids, and there's no better way to reach them
than digital flyers.
For the next five years, it lets companies deduct the full cost of
new equipment in the year it's
purchased, rather
than spreading it over many years.
As an example of the latter, Target is trotting out a
new kind of deal, such as offering $ 10 off a $ 50
purchase on a different product category each week, rather
than just on individual products.
There were also
purchases totaling more
than $ 10,000 at Chanel in
New York and thousands of dollars at luxury - goods stores like Louis Vuitton, Bottega Veneta, Brioni and Christian Dior.
On average, it's about seven times more expensive to get a
new customer
than it is to get a repeat
purchase from an existing client, says Alan Middleton, assistant professor of marketing at York University.
The fact is, it is often less costly for them to
purchase your goods, services or in some cases, acquire your entire company,
than it is to allocate a team and develop a
new product from scratch.
For example, rather
than saying a
purchasing manager must have 10 + years in the hardware industry
purchasing fasteners, a BS in a technical field and strong ERP background with SAP, say, «Lead the redesign effort of our entire fastener procurement process as we shift to SAP's
new materials management module.»
The
new iPad mini, which boasts a crisper visual display
than its predecessors, became available for
purchase on Apple's website last night.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of
new product offerings; (6) the availability and cost of
purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements
than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
At issue is a section of the
New Brunswick Liquor Control Act prohibiting anyone in the province from having more
than 12 pints of beer not
purchased through a liquor store in the province.
Moreover, several
new social network technologies, including powerful advertising tools, chatbots and in - app
purchasing, as well as improved design, will make ecommerce easier, and bigger,
than ever.
Samsung sold more smartphones
than Apple in the third quarter of 2012, as consumers postponed
purchases in anticipation of the iPhone 5,
new research showed on Tuesday, while Nokia slipped down the rankings to be overtaken by Blackberry maker Research in Motion.
Iconology (Comixology) By 2014, Amazon's one - year - old digital arm, Jet City Comics (part of its Amazon Publishing imprint), was reportedly floundering, so the company
purchased the
New York City - based e-publisher that had exclusive rights to titles including the Walking Dead series, which already had more
than 200 million downloads, and a technology that could boost the Kindle by letting users merge their Amazon and ComiXology accounts.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for
new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger
than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP
purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit
new drug applications for
new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for
new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
A recent survey from real estate site StreetEasy found that in
New York City, millennials are more likely
than other generations to go overspend, with 45 percent saying they exceeded their initial budget on their current (rented or
purchased) home.
Not surprisingly, you're more likely to pay a higher upfront price when
purchasing an existing business
than when launching a
new one, but you're also more likely to generate revenue sooner.
A small business term loan is used to meet a business» capital needs —
purchasing inventory, buying expensive equipment, building a
new building, or any other business - related expense that requires more capital
than is immediately available within the cash flow of the business.
Second, Europe issues significantly fewer bonds
than the U.S. Citi estimates the ECB could source up to 89 % of their bond
purchases from existing holders rather
than from
new issuances.
Meeting a temporary cash flow need requires a different approach
than borrowing to
purchase a heavy piece of equipment, expand into a
new location or meet some other long - term capital need.
«Financing Conversion Securities» means securities with identical rights, privileges, preferences and restrictions as the Qualified Financing Securities issued to
new investors in a Qualified Financing, other
than (A) the per share liquidation preference, which will be equal to (i) the Note Conversion Price at which this Note is converted, multiplied by (ii) any liquidation preference multiple granted to the Qualified Financing Securities (i.e., 1X, 2X, etc. of the
purchase price), (B) the conversion price for purposes of price - based anti-dilution protection, which will equal the Note Conversion Price, and (C) the basis for any dividend rights, which will be based on the Note Conversion Price.
Though older versions are technically legal to own, buy, and sell in many states, brand
new «machine guns» — defined by law as a fully automatic weapon capable of firing more
than one shot per trigger pull — have not been available for sale or
purchase for civilian use in the United States since the Firearm Owners» Protection Act of 1986.
New U.S. oil drilling has produced loads of crude oil, allowing companies to
purchase it domestically for much less
than it was selling for overseas.
When you take the high value of Starpoints into account, the sign - up bonus on this card becomes a lot bigger
than the sheer number of points would suggest: Earn 25,000 Starpoints ® after you use your
new Card to make $ 3,000 in
purchases within the first 3 months.
The 2014 Recapitalization Agreement would also provide that under certain circumstances we may be required to issue
new warrants to
purchase shares of our common stock at an exercise price per share of $ 0.01 rather
than issue shares of our common stock, in exchange for certain of the Related - Party Notes and Related - Party Warrants.
Fewer
than 200 private investors took part in the pre-sale, which entailed
purchasing a newly created digital currency in exchange for a stake in the
new product.
Automakers provide baseline APRs as low as 0 or 0.9 % to compete with traditional financiers like banks and credit unions, while also incentivizing customers to
purchase a
new car off the dealer's lot rather
than a used vehicle from another vendor.
A report Tuesday showed
purchases of
new homes increased more
than forecast in May to the highest level in seven years.
But rather
than cannibalizing sales from the full - price portion of its store, management said Backstage is attracting
new customers to Macy's and increasing the average
purchase size per shopper.
Getting past customers to
purchase again is several times cheaper
than acquiring
new clients.
The policy was adopted a month ago as the province lobbied Governor Andrew Cuomo to drop his proposed
New York Buy American Act, which would have required state entities to buy from U.S. companies on all
purchases more
than $ 100,000 (U.S.).
The Institute for Supply Management's (ISM's)
purchasing managers» index (PMI) covering services in September came in significantly higher
than consensus forecasts, registering its highest reading since 2005, with business activity and
new orders notable areas of strength.
Bitcoin is more
than just a
new way to make
purchases.