Sentences with phrase «than qualifying based»

My Loan Quote and participating home equity lenders offer non-prime lines of credit using the available equity in their home as collateral rather than qualifying based on a fico score.

Not exact matches

A study published in Proceedings of the National Academy of Sciences found that, when asked to rate junior scientists based on scholarly accomplishments and job interview performance, academics in the traditionally male - dominated STEM fields rated female candidates as being more hireable than their equally qualified male applicants.

The performance goals upon which the payment or vesting of any Incentive Award (other than Options and stock appreciation rights) that is intended to qualify as Performance - Based Compensation depends shall relate to one or more of the following Performance Measures: market price of Capital Stock, earnings per share of Capital Stock, income, net income or profit (before or after taxes), economic profit, operating income, operating margin, profit margin, gross margins, return on equity or stockholder equity, total shareholder return, market capitalization, enterprise value, cash flow (including but not limited to operating cash flow and free cash flow), cash position, return on assets or net assets, return on capital, return on invested

«Financing Conversion Securities» means securities with identical rights, privileges, preferences and restrictions as the Qualified Financing Securities issued to new investors in a Qualified Financing, other than (A) the per share liquidation preference, which will be equal to (i) the Note Conversion Price at which this Note is converted, multiplied by (ii) any liquidation preference multiple granted to the Qualified Financing Securities (i.e., 1X, 2X, etc. of the purchase price), (B) the conversion price for purposes of price - based anti-dilution protection, which will equal the Note Conversion Price, and (C) the basis for any dividend rights, which will be based on the Note Conversion Price.

on a pro forma basis, giving effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with a qualifying initial public offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.

Section 162 (m) of the Code imposes a $ 1.0 million cap on the compensation deduction that a public company may take in respect of compensation paid to our «covered employees» (which includes our Chief Executive Officer and our next three most highly compensated employees other than our Chief Financial Officer), but excludes from the calculation of amounts subject to this limitation any amounts that constitute «qualified performance - based compensation,» or «QPBC,» within the meaning of Section 162 (m) of the Code.

It is hard to imagine a more qualified person to help figure out how Twitter can make more money, and grow its user base, than the former chief business officer at the world's most successful internet company.

Starting Oct. 17, all buyers with high - ratio mortgages — less than a 20 per cent down payment — must qualify based on the five - year benchmark posted rate, even if they have negotiated a lower five - year fixed - ate term.

But even if you are able to qualify based on better than average credit, you could reduce your credit card rate by two to three points, which would result in significant interest cost savings over the term of the loan.

Co. of New York offers more than 1,000 types of fruits and vegetables on a year - round basis through its fleet of delivery trucks and a highly qualified staff of dispatchers dedicated to finding the most efficient routes to customers» stores.

Featuring more than 4,000 menu items served at more than 60,000 participating restaurants across the nation, HealthyDiningFinder.com arms users with the most comprehensive database of healthy meals handpicked by registered dietitians based on qualifying nutrition criteria that emphasize lean proteins, vegetables, fruits, whole grains and unsaturated fats.

As a Prolacta Bioscience affiliated milk bank, we collect breast milk from qualified, donors which is then used by Prolacta to make the only available breast milk - based fortifier from 100 % human milk (rather than cow milk) for critically ill, premature infants in neonatal intensive care units (NICUs).

To qualify for the «Get On Your Feet» program, applicants must have graduated from a college or university in New York state in or after December 2014 in addition to having an adjusted gross income of less than $ 50,000 and being enrolled in the Pay as You Earn Plan or the Income Based Repayment Plan — another federal program — according to the release.

Minor parties can qualify for free time based on their level of electoral support at the last election and if they are contesting more than 10 % of seats at the current election.

Only grocery stores with more than 3,500 square feet of retail space, ones that accept SNAP benefits, and ones that meet affordability requirements determined by city health and finance officials based on the food they sell would qualify for the exemption, a draft of the bill shows.

Fewer than 10 percent of naturally born dogs are typically qualified to become professional sniffers, based on a behavior test and rigorous physical training.

If the need for intermittent or reduced schedule leave is foreseeable based on the planned medical treatment of the covered servicemember, the Postdoctoral Scholar may be required to transfer temporarily, during the period that the intermittent or reduced leave schedule is required, to an available alternative position for which the Postdoctoral Scholar is qualified and which better accommodates recurring periods of leave than does the Postdoctoral Scholar's regular position.

Oscar has always loved films based on true stories — 100 out of 485 Best Picture nominees since 1927 would qualify — but never more than this year.

Our cohort of fellows is predominately based in Oakland, a city of more than 400,000 people that is known for its racial diversity but also its income inequality; for example, 71 % of the student body in Oakland public schools qualifies for free or reduced - priced lunch.

The loans carry higher interest rates and fees than Stafford loans, but like Stafford loans they qualify for generous repayment plans such as income - based repayment and loan forgiveness programs.

Like school districts, charter schools receive a base grant for each student enrolled, plus supplemental grants for students who qualify for free and reduced - price meals or are English learners, homeless, or in foster care — and an additional concentration grant if these students make up more than 55 % of the enrollment.

New elementary math and reading / language arts tests are based on the new Common Core State Standards, and the proposed qualifying score of 157 is slightly lower than the 164 required on the old test.

Rather than giving schools more money based on the number of students who qualify for free or reduced lunch, as in the past, complexity money will be awarded based on children whose families qualify for one of three federal low - income services — foster care, the Supplemental Nutritional Assistance Program (food stamps) or Temporary Assistance for Needy Families (TANF).

These 144 school districts (comprising roughly 34 percent of Wisconsin's 422 school districts) qualified for sparsity aid based on having a membership of 745 or fewer students and a density of less than 10 pupils per square mile of the district's geographic area.

Data for subgroups, such as children qualifying for free and reduced price lunch, children with disabilities, and children who are learning English, show lower performance at Whitney than for similar children statewide, and Whitney's overall test based performance and growth measured by tests is much lower than state averages.

To qualify as neutral, a pension formula must utilize a constant benefit multiplier and an eligibility timetable based solely on age, rather than years of service.

The bill adds more disability categories to the list, meaning more than 40,000 other students could qualify, based on enrollment in «exceptional student education» programs from the Florida Department of Education.

Our vehicle categories did not change, but adjustments to base prices in order to qualify as Luxury rather than Premium did re-categorize a handful of models.

Currently it calculates KDP share of royalties based on either downloads (for KOLL), or how frequently Kindle Unlimited customers choose a book and read more than 10 % of it (hence that «qualified borrows» phrase).

It is possible to obtain a loan based on your claimed income but these loans are far more expensive than regular unsecured loans and are harder to qualify for in terms of credit requirements.

Qualifying is often easier, too, as it's based more on your customer's creditworthiness than yours.

Starting Oct. 17, all buyers with high - ratio mortgages — less than a 20 per cent down payment — must qualify based on the five - year benchmark posted rate, even if they have negotiated a lower five - year fixed - ate term.

This specialty program allows borrowers to qualify based on a unique twist; borrowers qualify based on property cash flow, rather than debt - to - income ratio (DTI), which can be more restrictive.

Widowed or divorced individuals may qualify for benefits based on their former spouse's earnings history, which in some cases can be higher than the benefit they would receive based on their own earnings history.

You might qualify for a lower or higher interest rate than those listed above, based on your qualifications.

This specialty program allows borrowers to qualify based on a unique twist; borrowers qualify based on property cash flow, rather than debt - to - income -LSB-...]

And though the rates are still lower than that of credit cards and pay day loans, truth is that the approval of these unsecured consolidation loans is based on your credit score and you will need a fair credit stance in order to qualify if you need a high loan amount.

The secondary credit rate is available to institutions that do not qualify for the primary rate and is set 50 basis points higher than the primary rate.

Your Gross Debt Service Ratio must be less than 39 % and your Total Debt Service Ratio can not be higher than 44 % based on the higher of the Bank of Canada qualifying rate or the customer «s mortgage rate.

For homebuyers with less than 20 % down payment — currently to qualify for a 5 year fixed rate mortgage, borrowers are qualified based on the fully discounted rate which is currently more than 2 % lower than the Bank of Canada benchmark rate.

But even if you don't receive the form directly from Uncle Sam or your loan servicer, you can still claim the student loan interest deduction if you paid less than $ 600 in yearly student loan interest and you otherwise qualify based on the IRS's criteria.

Since the BMO prize is based on your mortgage payments only mortgage loans of more than $ 515,000 will qualify for the full prize limit of $ 28,000.

(* Based on BMO terms, this translates into a savings of $ 16,288.58 in the first year) Since the BMO prize is based on your mortgage payments only mortgage loans of more than $ 515,000 will qualify for the full prize limit of $ 28Based on BMO terms, this translates into a savings of $ 16,288.58 in the first year) Since the BMO prize is based on your mortgage payments only mortgage loans of more than $ 515,000 will qualify for the full prize limit of $ 28based on your mortgage payments only mortgage loans of more than $ 515,000 will qualify for the full prize limit of $ 28,000.

While the transfer of real property held personally should qualify for a Section 85 election to rollover the properties at their cost base, you will want to be sure the CRA will not consider your properties to be held as «inventory»; that is property, held primarily for resale rather than rental.

To combat these added fees, Mike Volo, senior partner at Cammack, suggests offering the managed account on a voluntary basis, rather than a qualified default investment alternative (QDIA) or another default option.

Rather than qualifying for the higher, posted rate, these buyers could qualify for the loan based on the much lower discounted rates, explained Calum Ross, a Toronto - based independent mortgage broker, who works with high net worth clients as a dually licensed wealth advisor (with his MBA) and mortgage broker.

To qualify for purchase, a company's Debt to Equity ratio must be in line or lower than the median of the sector to which it belongs and the stock must be ranked in the top 25 % of stocks in the index based on the above five factors.

If the EFC is less than a college's COA, the student qualifies for need - based financial aid (COA — EFC = Need).

The federal government announced that all mortgage applications with less than 20 % down payment must qualify based on the bank of Canada posted rate, which is currently 4.65 %.

If you qualify for the fee waiver, this card becomes slightly better than the base Amex Serve ® product.