In contrast, a cash advance will show up as a charge to your account, and will cost you money in fees and interest typically
higher than a regular credit card purchase.
Credit limits may be
lower than regular credit cards, but they provide promotional interest rates and other advantages like agreements with certain stores where most students purchase goods and services.
Note that what distinguishes a student credit card from all other cards is that they offer lower interest rates and a lower spending
limit than regular credit cards.
Retail credit cards also are easier to qualify
for than a regular credit card, but they typically come with smaller credit limits and higher interest rates.
Unfortunately, as with other products for people with bad credit, the costs and fees of these cards are higher
than regular credit cards.
Another thing you may need to know about using secured credit card to build credit history is that, it may require that you pay annual fees that are higher
than regular credit cards.