Sentences with phrase «than risk paying»

Rather than risk paying for expensive repairs or replacement costs, you can simply add uninsured or underinsured motorist insurance to your auto insurance package.

Rather than risk paying the consequences of road rage — one of which may be not having your auto insurance claim paid — it's best to avoid a dangerous and costly aggressive driving incident in the first place.

Not exact matches

Foresight, patience and a willingness to take risks also pay off in these markets more than others, so entrepreneurs should expand into areas where they're passionate and committed to staying the course.

But as we know from research, women are also more cautious than men, requiring better odds that the risks they take will pay off.

And that will require investors to adjust their strategy and their expectations henceforward — by paying more for equities, taking on more risk with fixed income and socking away more than they used to.

The result is Canada is at «some risk» of a balance sheet recession — a period of slow growth or decline caused by consumers saving and paying down debt rather than spending.

«For people who have the risk tolerance, investing that money rather than paying off the mortgage is fine, but think about what would happen if the investments don't pan out and you still have to pay your mortgage,» says Craig Brimhall, vice president of Wealth Strategies at Ameriprise Financial.

With Hunters, you need to pay them a higher portion of their compensation in commission - perhaps as high as 100 %, but certainly no less than 50/50 of salary and commission or you risk losing their aggressiveness.

A decade ago, Nintendo took a big risk with its Wii game console, which emphasized easy - to - play, fun games rather than fancy graphics, and it paid off.

One is the risk that it might be forced to pay more attention to issues like free speech and censorship and journalistic integrity than it really wants to, which would be a huge hassle.

Men employed in jobs with an average probability of being sexual harassed are paid 50 cents per hour more than men employed in jobs with no risk of harassment.

Subordinated debt: Has a higher interest rate than senior debt does, in exchange for slightly higher risks (since loans get paid only after senior debt is paid).

It is not in the best interest of a company to pay their employees less than fair value and risk creating high turnover.

When it comes to preparing for the long term, women face a «perfect storm» financially: They are paid less than men are on average, typically have more gaps in employment, engage in more part - time employment and are often more risk - averse investors.

«If you are just buying income and not paying attention to the valuations, you are probably taking on more risk than you bargained for,» says Brad Kinkelaar, head of the dividend team at Pimco.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

I'm probably taking on more risk than you did, but I've got some savings and can probably pick up enough consulting work to pay the bills even if I don't find the right full - time job right away.

Paying down your loan allows you to save that amount in foregone interest, which is much better than what you'd earn today on any low - risk investment like a GIC.

The logic being that the current investors and founders have more inside knowledge of the company performance and dynamics than a brand new investor and thus if the new investor is going to «pay up» they shouldn't take all of the pricing risk in the deal.

debt obligations of the U.S. government that are issued at various intervals and with various maturities; revenue from these bonds is used to raise capital and / or refund outstanding debt; since Treasury securities are backed by the full faith and credit of the U.S. government, they are generally considered to be free from credit risk and thus typically carry lower yields than other securities; the interest paid by Treasuries is exempt from state and local tax, but is subject to federal taxes and may be subject to the federal Alternative Minimum Tax (AMT); U.S. Treasury securities include Treasury bills, Treasury notes, Treasury bonds, zero - coupon bonds, Treasury Inflation Protected Securities (TIPS), and Treasury Auctions

If you are paying each year the equivalent to more than an annual S&P 500 return or what you can earn risk - free investing in government Treasuries, how are you ever going to get ahead?

If pre-product, pre-revenue companies (i.e. loss making, just idea stage) can be valued for $ 10 — $ 20 million, why can't Financial Samurai, which is highly profitable, has six years of existence, can pay a nice dividend if it wants to, has way less risk than all these new startups, and can grow revenue by triple digits every year with promotion, be worth a similar range?

But even here, risk management for us takes the form of diversification, while the use of call options (rather than margin) means that the effect of any leverage would be limited to the few percent paid for those calls.

Lower yields Treasury securities typically pay less interest than other securities in exchange for lower default or credit risk.

So, despite our rational desire to get a return for the risks we take, we tend to value something we own higher than the price we'd normally be prepared to pay for it.

It, however, did include the requirement for companies to use boilerplate consumer protection and transaction receipt clauses as well as the ability for low or no risk companies operating with less than $ 1,000,000 in outstanding obligations to pay a $ 500 application fee for a two - year provisional license that can then be renewed.

After all... How much risk is there if you could take a company private for way less than the amount of cash it has in the bank, cease operations and pay out the cash as a dividend?

When you pay zero down, it's considered a bigger risk than if you put down 10 percent.

Investment grade bonds are considered to be lower risk and, therefore, generally pay lower interest rates than non-investment grade bonds, though some are more highly rated than others within the category.

It is great to earn risk free more than what you pay on your mortgage.

Logically, by taking more risk — in paying up to own «growth» stocks at higher multiples than the market average — one should expect to achieve higher returns.

Effective January 1, 2011, upon the recommendation of the GNC, the Board increased to $ 25,000 the annual fee paid to the chair of each standing Board committee other than the AEC, which remained at $ 30,000; set at $ 25,000 the annual fee paid to the chairs of the CRC and Risk Committee, which were formed effective January 1, 2011; eliminated the annual stock option grant; and increased the value of the annual stock award to $ 140,000.

Measured across all loan products, and taking into account changes in customer risk margins, however, it seems that interest rates paid on average by small businesses have increased by a little less than the rise in interest rates directly due to the tightening of monetary policy.

Lower yields - Treasury securities typically pay less interest than other securities in exchange for lower default or credit risk.

Over the long term, dividend - paying stocks have delivered higher returns with lower risk than non-dividend payers.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

MI works and is a reliable form of credit risk protection, as evidenced by the more than $ 50 billion in claims that mortgage insurers paid to the GSEs through the downturn.

As we've said throughout the year, we believe investors are still paying a larger premium than they should for low - risk securities, and that we are finding better opportunities in companies with more economic sensitivity.

It pays more than treasury notes, but poses less risk compared to stocks.

AT&T and Time Warner have said there won't be any incentive for a combined company to threaten to withhold content or increase prices, because by doing so, it would risk distributors walking away, leaving the company out tens of millions of dollars in ad revenue and subscription fees — far greater than any revenue AT&T might pick up from customers who would switch to its own pay - TV services in order to get Time Warner content back.

This insurance fee is paid by the broker and will likely lower your interest rate, but it is much better to get insured and earn smaller interest rate, than go for bigger interest rated bonds at your own risk.

Over the long term, companies that can consistently and reliably increase dividends paid to investors offer higher returns with less risk than companies that do not pay a dividend, or which do not consistently increase dividends paid to investors.

Conventional loans have risk - based pricing, which means if your credit score is lower than 740, you'll pay a higher interest rate on your loan.

When Mr Soapbox worked for the municipal government years ago, he was told that the reason why he was paid less than the private sector was because a government job was secure and had less risk... then they laid off 40 % of his department.

However, munis may pay lower yields than Treasury or corporate bonds of similar maturity and quality, and are subject to the same rate risks as other bonds.

As long as the ratio of risk paid for reward is less than 1:1, your good.

And, also newly introduced, users can choose to accept more or less risk that their transaction could be delayed due to a sudden influx of transactions.Replace - by - fee in User InterfaceEven with improved fee estimation, it is possible that users will still need to wait longer than they want for their transactions to confirm, perhaps because there is a sudden rush of transactions on the network, or maybe because a user changed his mind and prefers to have a transaction confirm faster than originally paid for, or for other reasons.For these cases, some wallets let users add a «replace - by - fee» tag to their transactions.

We paid less than book value for our stake and believe BNP's strong balance sheet and high underlying profitability should help mitigate downside risk.

Only when you can get a risk free return that is higher than the interest rate of your debt should you consider investing instead of paying of your debt.

It is not very hard to find a low risk investment that can give you a higher yield than the 2.99 you pay on your house loan.