Sentences with phrase «than term policies for»

It is easier to find ordinary whole life policies than term policies for persons who fall into the substandard rating categories.

Straight life insurance policies are more expensive than term policies for the same death benefit.

Not exact matches

The BOJ currently makes the distinction because buying long - term government bonds for monetary easing could bind its hands on policy for longer than it wants and make a future exit from ultra-loose easing difficult.

The stakes are high for this assessment, not only because it will be a primary determinant of the timing of Federal Reserve policy tightening; the more one believes that current high long - term unemployment is cyclically (demand) driven rather than structurally (mismatch and demographic) driven, the more one believes workers can be brought back into employment through monetary (or other) stimulus.»

And although anti-best-friend policies may help kids in the short - term, research suggests the strong connections found among best friends could be vital for mental health in a world where adolescents are lonelier than ever.

Apparently the Mr. Flaherty sees no additional scope for fiscal policy action in these circumstances of slowing economic growth, other than to maintain a commitment to eliminate the deficit over the medium term.

Compared with previous episodes of booming commodity prices, a floating currency, a sound but flexible medium - term framework for monetary policy and a flexible labour market mean we are doing much better this time than in the mid 1970s or early 1950s.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

4 In technical terms, we will be operating a floor - based system for implementing monetary policy rather than the traditional corridor - based system for a period.

Over the course of 20 years, that means you're paying $ 15,120 more than if you found a level term policy for $ 119 per month.

TORONTO — Sarah Petrevan, senior policy advisor for Clean Energy Canada, made the following statement in response to the release of Ontario's 2017 Long - Term Energy Plan: «Ontario's long - term energy plan provides more direction than details, but it stays the course in building a modern, affordable and flexible energy sysTerm Energy Plan: «Ontario's long - term energy plan provides more direction than details, but it stays the course in building a modern, affordable and flexible energy systerm energy plan provides more direction than details, but it stays the course in building a modern, affordable and flexible energy system.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

According to Anna Stupnytska, global economist at Fidelity International, Jerome Powell's appointment as Fed chair represents policy continuity in the near - term and might even result in a slightly easier monetary stance than some other contenders for the role.

For example, retirees or vacationers with summer homes, cabins or short - term rental units in parts of B.C.'s Okanagan Valley or Vancouver Island are still implicitly portrayed by these policies as speculators, despite intentions of long - term ownership (rather than speculative activity such as pre-construction flipping) and despite their contribution to B.C.'s economy in many ways.

They offer favorable rates, and flexible loan terms, so you can find the option that works best for your personal situation, rather than relying on a blanket, one - size - fits - all policy.

That policy letter states: «For any mortgage... with an LTV greater than 90 %, FHA will assess the annual MIP until the end of the mortgage term or for the first 30 years of the term, whichever occurs first.&raqFor any mortgage... with an LTV greater than 90 %, FHA will assess the annual MIP until the end of the mortgage term or for the first 30 years of the term, whichever occurs first.&raqfor the first 30 years of the term, whichever occurs first.»

Yes, but you neglect to consider that the money you save by opting to go with term insurance can be invested, and you'll probably be out way ahead with that money for your beneficiaries and heirs rather than if they wait for you to die and collect their benefits through a whole life policy.

So assuming that this will be his last season in charge of the Gunners, will Wenger change his transfer policy, which is often ruled by a long term outlook rather than the sort of quick fix that the likes of Jose Mourinho usually goes for?

So any retailer who wants to continue to be able to stock and sell a product must abide by the MSRP policy, and any retailer who sells below MSRP (except for sales, which usually can not be more than a set % off, not longer than a set time period, and have to be approved by the manufacturer) is breaking the terms that they promised to abide by.

Some dental malocclusions have been found more commonly among pacifier users than nonusers, but the differences generally disappeared after pacifier cessation.284 In its policy statement on oral habits, the American Academy of Pediatric Dentistry states that nonnutritive sucking behaviors (ie, fingers or pacifiers) are considered normal for infants and young children and that, in general, sucking habits in children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis media.

It frames its work using loaded terms such as the provision of relief to «victims», rather than minimally as the alleviation of suffering, and it calls for policy change.

Or is there something about the way that modern state spending is set up (for example through long - term contracts with private suppliers, or through its changing composition across policy domains) that makes it harder than it might have been in the past to put the brakes on quickly?

Speaking in a Westminster Hall debate on Future UK Fisheries Policy last week, Mr Thomas said there were growing concerns amongst more than 160 members of the Newlyn - based Cornish Fish Producers Organisation (CFPO) about the terms of the UK Government's proposed implementation period for Brexit and its «potentially disastrous implications on the fishing industry.

In wider terms, very little is known about Theresa May's foreign policy views, even though she was a senior minister under David Cameron for more than six years.

Mr Lipsky acknowledged that the deficit reduction plan would «create some headwinds for near - term growth» but added it would «also assist disinflation and thus it can be countered if necessary by looser monetary policy than would necessarily be the case».

ENDS Notes to Editors UK Alcohol duty context For a short video summary of the issues around alcohol pricing, please visit: https://vimeo.com/191959217 Following heavy lobbying from the alcohol industry, the last four Budgets have seen real terms cuts in alcohol duty Alcohol is 60 % more affordable than it was in 1980 — the alcohol duty escalator, introduced in 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publication.

In specific policy terms, it is true that Corbynites are on the fringe rather than the mainstream; but in terms of mood and personality, they represent a longing for an alternative that has an appeal far beyond the Left of the Labour Party.

Such near - term benefits provide the basis for a no - regrets GHG - reduction policy, in which substantial advantages accrue even if the impact of human - induced climate change turns out to be less than current projections show.

They sneak the auto renewal payment into the terms of conditons so even tho I paid for a month it renews every month for the one month payment is more expensive than just got a valued bundle deal and theres no refund because thats their policy so now this crappy app just charged me for an extra month I won't be using this app.

To give you a taste of what is coming in Part 2, the arguments can be summarized as: 1) Education does not lend itself to a single «best» approach, so the Gates effort to use science to discover best practices is unable to yield much productive fruit; 2) As a result, the Gates folks have mostly been falsely invoking science to advance practices and policies they prefer for which they have no scientific support; 3) Attempting to impose particular practices on the nation's education system is generating more political resistance than even the Gates Foundation can overcome, despite their focus on political influence and their devotion of significant resources to that effort; 4) The scale of the political effort required by the Gates strategy of imposing «best» practices is forcing Gates to expand its staffing to levels where it is being paralyzed by its own administrative bloat; and 5) The false invocation of science as a political tool to advance policies and practices not actually supported by scientific evidence is producing intellectual corruption among the staff and researchers associated with Gates, which will undermine their long - term credibility and influence.

This is also in keeping with the government's efforts to present the policy in terms of improving chances for the poorest families, rather than funding an escape route for middle class families from the local school system.

Although state laws vary widely in terms of the policies governing charter school oversight and accountability, these publically funded institutions, which receive freedom from the rules and regulations of traditional district schools in exchange for meeting agreed - upon performance targets, now serve an estimated 2.9 million students in more than 6,700 schools around the country (National Alliance of Public Charter Schools [NAPCS], 2015).

- Examine vehicle to determine if additional safety or service work is required - Advise Manager if additional work is needed - Document all work performed as soon as job is completed - Attend factory sponsored training classes and keep abreast of factory technical bulletins - Understand and follow federal, state and local regulations such as disposal of hazardous wastes - Ensure that vehicles are kept clean - Perform all other duties as assigned - Follow all company safety policies and procedures & immediately report any and all accidents to Manager or Supervisor REQUIREMENTS: - High School Diploma or equivalent - ASE Certification preferred - Automotive Technician - Minimum 2 years previous experience - Excellent driving record - Self - motivated with ability to perform quality work with efficiency - All applicants must be authorized to work in the USA - All applicants must have the ability to pass pre-employment testing to include background checks, MVR, drug test, and valid driver's license - All applicants must perform duties and responsibilities in a safe manner - Ability to read & comprehend instructions and information - Personal & Professional Integrity - Desire for long - term employment If you're looking to work in a progressive environment with a rapidly growing organization, than we have a position available for you.

Therefore, if you're shopping for life insurance and being pitched whole life (or currently have a whole life policy), compare the cost to a 20 or 30 year term policy, and discuss your decision with a financial planner, rather than just your insurance agent.

(a) The premium for a whole life insurance policy is generally much higher than that of a term life insurance policy.

For example, whole life insurance policy premiums tend to be far more costly than the premiums associated with term life insurance policies.

There are very limited circumstances that allow an insurance company to cancel a policy for claims history or anything else other than misrepresentation and the like during the policy term.

Since permanent life insurance policies have much higher rates than term policies, and most financial obligations go away over time, term life insurance is typically the better option for most people.

In addition, Gerber's rates for term life insurance are significantly higher than those available elsewhere for simplified issue policies.

Over the course of 20 years, that means you're paying $ 15,120 more than if you found a level term policy for $ 119 per month.

In terms of pricing, expect to pay more for mobile home insurance than you would for a standard homeowners insurance policy in Texas.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

Given the median tenure for employees at a particular job is less than 5 years, it's likely you'll move to a new company within the term of coverage, and you'll have to get a new policy which is likely to have higher premiums since your age has increased.

Check your options for availing a term plan, online or offline.Now - a-days, most of the consumers are opting for online term plan as they are comparatively economical to avail than the offline policies.

Having said that, term life insurance, specifically, is more affordable than people realize: a healthy 30 - year - old pays an average of just $ 21 a month for a 20 - year policy.

Term policies tend to be more affordable than permanent policies, especially for young people in good health.

This helps keep term life premiums lower for young people than permanent policies, which eventually will have to pay a death benefit.

Other policy terms are difficult to find and for a homeowners insurance policy there's not much reason to issue them for less than a year.

For those unfamiliar with the idea, it suggests that buying cheaper term life insurance and investing the difference in a mutual fund is a better financial option than purchasing a whole life policy and cancelling it at age 65 for the cash valuFor those unfamiliar with the idea, it suggests that buying cheaper term life insurance and investing the difference in a mutual fund is a better financial option than purchasing a whole life policy and cancelling it at age 65 for the cash valufor the cash values.

A healthy 30 year old can get a $ 250,000 10 year term life policy for less than $ 10 in monthly premiums.