Sentences with phrase «than term policies in»

When you convert to a permanent life policy, your premiums will increase because of your new age and because permanent policies are more expensive than term policies in general since they are designed to last forever and typically generate cash value.

Not exact matches

In other words, if you tighten monetary policy, certainly by more than is discounted in the market — and what's discounted in the market is very minor rising market — that will reverberate through asset class prices, as well as then you can have a situation in terms of the economIn other words, if you tighten monetary policy, certainly by more than is discounted in the market — and what's discounted in the market is very minor rising market — that will reverberate through asset class prices, as well as then you can have a situation in terms of the economin the market — and what's discounted in the market is very minor rising market — that will reverberate through asset class prices, as well as then you can have a situation in terms of the economin the market is very minor rising market — that will reverberate through asset class prices, as well as then you can have a situation in terms of the economin terms of the economy.

And although anti-best-friend policies may help kids in the short - term, research suggests the strong connections found among best friends could be vital for mental health in a world where adolescents are lonelier than ever.

An incentive compensation award paid in stock, restricted share rights, or restricted stock pursuant to this Policy shall be governed by the provisions (other than provisions with respect to the computation of such award) of the Company's Long - Term Incentive Compensation Plan.

Also, bills have typically traded below other money market rates during tightening cycles, as they do now; periods where bills trade at or above other rates have been the exception and not the rule.36 Thus, the smaller increase in bill yields than in rates on other term instruments is not surprising, and I do not read it as undermining the general conclusion that the policy rate increase was effective in firming money market conditions.37

Do you have the imagination, capacity, and the policy independence, to put together a policy agenda that is better both in policy and political terms, than simply rubber - stamping some misguided and out of date 2011 election promises?

Subsequently, in 1995, inflation did indeed rise to slightly above 3 per cent in underlying terms, but by less than would have been the case had the tightening in monetary policy not taken place.

Apparently the Mr. Flaherty sees no additional scope for fiscal policy action in these circumstances of slowing economic growth, other than to maintain a commitment to eliminate the deficit over the medium term.

Compared with previous episodes of booming commodity prices, a floating currency, a sound but flexible medium - term framework for monetary policy and a flexible labour market mean we are doing much better this time than in the mid 1970s or early 1950s.

By shifting the money under the new terms, Apple has saved $ 43 billion in taxes, more than any other American company, according to the Institute on Taxation and Economic Policy, a research group in Washington.

If it were to be decided that monetary policy should be more responsive to asset price events, such an approach would have to be motivated by a broader and rather more long - term notion of financial and monetary stability than is in common use today.

4 In technical terms, we will be operating a floor - based system for implementing monetary policy rather than the traditional corridor - based system for a period.

TORONTO — Sarah Petrevan, senior policy advisor for Clean Energy Canada, made the following statement in response to the release of Ontario's 2017 Long - Term Energy Plan: «Ontario's long - term energy plan provides more direction than details, but it stays the course in building a modern, affordable and flexible energy sysTerm Energy Plan: «Ontario's long - term energy plan provides more direction than details, but it stays the course in building a modern, affordable and flexible energy systerm energy plan provides more direction than details, but it stays the course in building a modern, affordable and flexible energy system.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

The answer is that Fed policy is the primary factor driving the returns of short - term bonds, meaning that they tend to hold up much better than long - term debt when the Fed is expected to keep rates low as was the case in 2013.

According to Anna Stupnytska, global economist at Fidelity International, Jerome Powell's appointment as Fed chair represents policy continuity in the near - term and might even result in a slightly easier monetary stance than some other contenders for the role.

For example, retirees or vacationers with summer homes, cabins or short - term rental units in parts of B.C.'s Okanagan Valley or Vancouver Island are still implicitly portrayed by these policies as speculators, despite intentions of long - term ownership (rather than speculative activity such as pre-construction flipping) and despite their contribution to B.C.'s economy in many ways.

From the perspective of secular stagnation theory, much of what people worry about in monetary policy is endogenous rather than exogenous — such as zero rates, conditions that give rise to negative long - term rates, decisions to expand balance sheets.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

But he is too much inclined, I think, to attribute the emergenceof a «credit deadlock» to past mistakes in banking policy - to the Central Bank not having lowered the rate sufficiently soon, or sufficiently suddenly - rather than to the inherent causes connected with the long - term rate.»

Rather than the common policy of discharging such patients to nursing homes when family members insist on continued treatment or the insurance money runs out, Catholic institutions could develop sorely needed long «term rehabilitation facilities that could build on the encouraging work being done with such patients in England and Israel.

Disney, now owners of Star Wars producer Lucasfilm, has recently adopted a «legacy pay scale» policy; in layman's terms, veteran actors were paid ludicrously higher wages than their less experienced counterparts, regardless of screen time.

Sir Alex Ferguson's side have been horrific in defence this term but still sit top of the Premier League table due to the fact that Man United's attack have been able to adopt the policy of scoring more than they ship in, but clearly this is not an ideal situation to be in.

So assuming that this will be his last season in charge of the Gunners, will Wenger change his transfer policy, which is often ruled by a long term outlook rather than the sort of quick fix that the likes of Jose Mourinho usually goes for?

Concerns about hospital policy should be taken up sensibly in terms of joiningpatient advocacy groups, etc, rather than saying people should avoid hospitals altogether.

Some dental malocclusions have been found more commonly among pacifier users than nonusers, but the differences generally disappeared after pacifier cessation.284 In its policy statement on oral habits, the American Academy of Pediatric Dentistry states that nonnutritive sucking behaviors (ie, fingers or pacifiers) are considered normal for infants and young children and that, in general, sucking habits in children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis mediIn its policy statement on oral habits, the American Academy of Pediatric Dentistry states that nonnutritive sucking behaviors (ie, fingers or pacifiers) are considered normal for infants and young children and that, in general, sucking habits in children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis mediin general, sucking habits in children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis mediin children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis mediin the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis media.

The reforms were implicitly viewed solely as an aspect of executive policy - making and, therefore, in consequential terms as no more or no less independent from government control than any other aspect of policy.

Most people would also argue that on average, in the long run, working democratic institutions yield better results in terms of general well - being than policies devised by a populist leader and his family and cronies.

Rather than discuss each kind of policy — broadcast, press, online, etc — separately and on its own terms, we have wanted to provide a more general overview over forms of intervention in increasingly convergent media markets and help shed some light on an otherwise all too opaque policy area attracting increased interest as some commercial media companies continue to struggle and newsrooms in many countries are cut.

Even today, the debates on Trump's policy towards North Korea, Iran and China are seen in largely strategic rather than humanitarian terms.

But the rise in oil and commodity prices pushed up inflation in the UK more than in other countries, demonstrating the downsides of a policy of deliberate devaluation to which much of the British economic policy establishment remains committed as an article of faith, despite little evidence that it has done much long term good.

Or is there something about the way that modern state spending is set up (for example through long - term contracts with private suppliers, or through its changing composition across policy domains) that makes it harder than it might have been in the past to put the brakes on quickly?

It is a term deployed to allude to grand ideas and strategies and to conjure up an image of national power, rather than to illuminate what is actually going on in the foreign policy process, or routine political activity.

Speaking in a Westminster Hall debate on Future UK Fisheries Policy last week, Mr Thomas said there were growing concerns amongst more than 160 members of the Newlyn - based Cornish Fish Producers Organisation (CFPO) about the terms of the UK Government's proposed implementation period for Brexit and its «potentially disastrous implications on the fishing industry.

«Some of them have been small, others large, but together they have turned the party inwards rather than outwards, looking to the past rather than to new ideas, resting on easy rhetoric rather than taking hard decisions — and above all seeking to distance ourselves from our time in government, rather than building on it, in terms of both policy content and political culture and dynamic.»

A report by Policy Exchange published last week claimed that public sector workers are better off than their private sector counterparts in terms of hours worked, retirement age and pension quality.

In wider terms, very little is known about Theresa May's foreign policy views, even though she was a senior minister under David Cameron for more than six years.

In June 2010, 32 % more agreed than disagreed that «in the long - term, this government's policies will improve the state of Britain's economy»In June 2010, 32 % more agreed than disagreed that «in the long - term, this government's policies will improve the state of Britain's economy»in the long - term, this government's policies will improve the state of Britain's economy».

So if the Scottish Greens (with six MSPs) have any sense, they'll play hard to get - not least because their policy agenda (anti-fracking and properly redistributive in terms of income tax) is significantly more radical than the centrist SNP's.

ENDS Notes to Editors UK Alcohol duty context For a short video summary of the issues around alcohol pricing, please visit: https://vimeo.com/191959217 Following heavy lobbying from the alcohol industry, the last four Budgets have seen real terms cuts in alcohol duty Alcohol is 60 % more affordable than it was in 1980 — the alcohol duty escalator, introduced in 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioin alcohol duty Alcohol is 60 % more affordable than it was in 1980 — the alcohol duty escalator, introduced in 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioin 1980 — the alcohol duty escalator, introduced in 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioin 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioin 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioIn real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioin 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publication.

All this puts the Lib Dems in a very powerful position: their voters are closer in policy terms to Labour voters than Conservatives but they are demonstrably able to do a deal with the latter.

In specific policy terms, it is true that Corbynites are on the fringe rather than the mainstream; but in terms of mood and personality, they represent a longing for an alternative that has an appeal far beyond the Left of the Labour PartIn specific policy terms, it is true that Corbynites are on the fringe rather than the mainstream; but in terms of mood and personality, they represent a longing for an alternative that has an appeal far beyond the Left of the Labour Partin terms of mood and personality, they represent a longing for an alternative that has an appeal far beyond the Left of the Labour Party.

«If any discouragement exists, it is related more to long - term benefits than to the amount received, a situation we can correct by applying the adequate measures in the area of active employment policies,» he clarifies.

Where research is concerned, «AIDS had a bigger drop in dollar terms than any other disease», says Mary Moran, the executive director of Policy Cures and the lead author on the report.

The authors noted that original SAI guidelines gave community colleges incentive to expand short - term certificate programs, which are designed to be completed in less than one year, even though it was not one of the primary goals of the state's policy.

More than just an insurance policy against late frosts or unexpected dry spells, it turns out that seed dormancy has long - term advantages too: Plants whose seeds put off sprouting until conditions are more certain give rise to more species, finds in a team of researchers working at the National Evolutionary Synthesis Center in North Carolina.

Such near - term benefits provide the basis for a no - regrets GHG - reduction policy, in which substantial advantages accrue even if the impact of human - induced climate change turns out to be less than current projections show.

This — together with the separate policies and terms expressly referred to herein — constitutes the entire agreement between the parties and there shall be no variation unless agreed between you and us in writing or notified to you by us upon reasonable notice in writing of not less than 30 days.

Schools will find it easier to satisfy the terms of the DCL by moving around a few dollars than by making significant changes in personnel policy.

Policies that allow institutions to measure student progress in terms of mastery rather than credit hours are beginning to take hold in K — 12 and higher education.