Sentences with phrase «than the amount borrowed»

Federal student loan fees are taken as a percentage of the total loan amount and deducted proportionally from each loan disbursement, meaning you'll receive slightly less than the amount you borrow.

One thing about debt is that, you will end up paying more than the amount you borrowed as a result of interest and other incidental fees.

Due to interest capitalization, a process where unpaid interest and loan fees are added to the outstanding principal balance of a loan, the amount of money you repay on a private student loan can be significantly more than the amount you borrowed.

Hey Thomas, thanks, I am still debating the loan strategy but even if I do get the full amount I am pre-qualified for the tax refund is still higher than the amount borrowed, which works well in my favour

Federal student loan fees are taken as a percentage of the total loan amount and deducted proportionally from each loan disbursement, meaning you'll receive slightly less than the amount you borrow.

Clearly, no student would rationally accept a loan with a higher NPV than the amount borrowed, so perhaps the discount rate should also be at least as much as the APR of the student loan interest rate.

There are other ways you can get money without having to pay back much more than the amount you borrow.

One thing about debt is that, you will end up paying more than the amount you borrowed as Continue ReadingAfter Paying Off Debt, What Next Must I Do?

But if the home sales proceeds are less than the amount borrowed, the proceeds go first to the lender, along with any extra amount from the Department of Housing and Urban Development (HUD) needed to make the lender whole.

For most home sales, this would not be a problem, as long as the appraisal was more than the amount borrowed.

some customers were unlikely to be able to make a claim as their car was insured for more than the amount they borrowed

Check the date you signed your credit contract to see if the threshold is less than the amount you borrowed.

If you look closely, you will probably be amazed that your loan will typically cost more than the amount you borrowed!

Remember, credit bureaus are more concerned with the habit of paying regularly, more than the amount borrowed, so borrow a low amount.

Or in other words if your ROI is higher than the amount you borrowed (Borrow at 5 % to make a 10 % ROI) your net worth will always be bigger in the end.

Not exact matches

If the amount available under the Asset - Based Revolving Credit Facility is less than the greater of (i) 12.5 % of the lesser of (A) the aggregate revolving commitments and (B) the borrowing base and (ii) $ 60 million, NMG will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of credit.

If the amount available under the Asset - Based Revolving Credit Facility is less than the greater of 1) 12.5 % of the lesser of (a) the aggregate revolving commitments and (b) the borrowing base and 2) $ 60 million, we will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of credit.

With a settlement, your lender is essentially striking a deal to «settle» for a lower amount than what you borrowed if it means resolving your debt without the need for collections, court judgments, or other actions.

In the fourth quarter, the average amount borrowed to pay for a new vehicle jumped more than $ 1,000 to hit a total of $ 30,621.

When you need to borrow even more than the original amount you requested, you can apply for more capital halfway through a one - year term or after 9 months for terms longer than one year.

If you need to borrow more than $ 150,000 or want a long - term loan, your choice between the two lenders is clear — LendingClub is the only one of the two that offers loan amounts higher than $ 150,000 and terms longer than one year.

It's typical for repaying the loan to cost more than twice as much as the original amount borrowed.

Jones boosted the amount of money he's managing, including borrowed capital, to more than 50 percent of his main hedge fund's net assets, according to the letter.

Keep your credit utilization low: There's more to the amount owed than the total amount of money you've borrowed.

They are also perfect for someone with less than perfect credit, because the brokerage firm typically is only evaluating the amount of money you can borrow based on the value and mix of your portfolio, although bankruptcies can be a roadblock.

If you need to borrow an amount higher than these caps, FHA is probably not the program for you.

For example, an undergraduate borrowing the maximum of $ 5,500 for the first year, $ 6,500 for the second, and $ 7,500 for the last two years of college would save a pretty penny on the aggregate amount of $ 27,000 — more than $ 59 per month after payments start.

If you want to borrow more than the amount that Fannie or Freddie can service, you have to get a jumbo loan.

While interest rates are higher than SoFi and Parent PLUS loans, you can borrow smaller amounts.

The main benefit of this option is that, if they're able to help, you can pay little to no interest and there is technically no cap on the amount you can borrow, other than the amount of money they make available to you, of course.

It's possible to borrow more than these amounts, as long as your income supports it.

But trade unions warned the changes were coming too late for many, after a survey this summer showed people are borrowing # 660 a month, more than treble the amount seen in March 2012.

So each month we're borrowing less and the amount we owe is increasing more slowly than if the the deficit had remained the same.

Under the settlement, Oyster Bay agreed to accept $ 26.7 million from the county in return for dropping legal claims of more than $ 37 million — the amount the town borrowed to settle lawsuits from Verizon and KeySpan.

The Uhuru administration has been accused excessive borrowing, with an estimate that it has borrowed much more than the accumulative amount borrowed by all past governments since independence.

He noted that, in the 6 years of the current NDC government administration, they have borrowed the equivalent of $ 27 billion, which is more than four (4) times the amount of money the NPP borrowed during its 8 yrs in power.

Just take the horrific scale of the numbers: borrowing over the next four years is projected to amount to # 394 billion — more than twice Alistair Darling was predicting only eight months ago.

Missing from this piece is the fact that the interest rate on the amount borrowed from the pension funds would be lower than that charged by outside lenders, or payable on bonds.

That June decision may seem worlds away from biotech, but it aimed to lay out a definitive two - step test for deciding patent eligibility, Burk says, and it forms the backbone of the new guidance: If a patent claim describes «a law of nature, a natural phenomenon, or an abstract idea» (step 1), then it must amount to «significantly more» than what's found in nature — a phrase borrowed from the Mayo decision — in order to be patentable (step 2).

Second, the income - contingent loan (ICL) repayment system put into place in 1998 is what makes it possible for students to safely borrow much higher amounts than they could in the U.S. system.

Even if we exclude the mortgage borrowing, which has a more ambiguous affect on long - term wealth given that house prices may appreciate by more than interest and depreciation, even just the auto loan increases exceeded the amount by which employees increased their savings.

I can't foresee making more money from the few (if any) borrows than the (admittedly few) sales I get from B&N and elsewhere, especially with the iffy way Amazon's planning to divvy up a pot of a set amount.

When the member chooses to borrow a title, Amazon credits the publisher's account with the same dollar amount as if the e-book was sold rather than loaned.

If the amount was significantly less than what I was making on each sale of a book at full price ($ 4.99), would an increase in sales and visibility compensate for the lower rate of return on borrows?

The method of payout for this service has been controversial among self - published authors, and requires an explanation: Traditionally published ebooks downloaded from Kindle Unlimited earn the same amount as a sale, but for self - published authors, a «borrow» pays out differently than a purchase.

Businesses borrowing more than $ 75,000 need to demonstrate that they've been approved for comparable amounts in the past.

It is used to help promote awareness of the amount you are borrowing, as well as to help prevent borrowers from borrowing more than the total cost of attendance.

Characterized by lower upfront Mortgage Insurance Premiums and closing costs, the HECM Saver makes the reverse mortgage more affordable by allowing homeowners to borrow a smaller amount than the standard reverse mortgage.

If you need to borrow more than $ 300,000, the above four lenders all have loan amounts ranging up to $ 500,000 or more.

Rates are typically slightly higher than those associated with a Signature Loan, and you pay only for the amount you borrowed plus interest based on the outstanding balance.