The phrase means that something is more expensive than an annual fee.
Full definition
Your free night will likely be worth
more than the annual fee of $ 99, so any additional points you earn take you above and beyond the cost of the card.
The extra 1 % difference in everyday awards will make up for more
than the annual fee of the more expensive card at that point.
If you're choosing a credit card for a rewards program, for example to take that free flight, make sure the benefit is
greater than the annual fee.
These people can sometimes waive your fee to keep you as a customer, or may be willing to give you bonus miles equal to or more
valuable than the annual fee.
And when you receive a statement credit as a cardholder benefit, you haven't earned any income, since the credit is still
less than annual fee.
Regarding hotel credit cards that offer a free night annually, the actual cost of the hotel room ($ 100 +) is usually more
expensive than the annual fee.
However, if you don't use the rewards or if their real value is
less than the annual fee, the benefits may not be as good as you think.
Make sure you compare the rewards on the best points rewards cards to ensure that your annual spending will yield more
points than the annual fee.
So as long as that one - way ticket is more
than the annual fee of the card, you've already made back your fee with that one purchase.
Still, this is far lower
than the annual fee on its direct competitor, the Amex Centurion Card which charges $ 2,500 per year.
If you spend more than $ 9,500 / year on travel, this card will be more rewarding
than a no annual fee credit card that earns only 1x points.
VWO's new expense ratio matches the 0.18 percent cost of the iShares Core MSCI Emerging Markets ETF (NYSEArca: IEMG), but remains 3 basis points
higher than the annual fee on the Schwab Emerging Markets ETF (NYSEArca: SCHE), which costs 0.15 percent a year.
The usual approach is to point out that since airline gift cards are reimbursed at face value, you're «actually» paying $ 200 (American Express Platinum) or $ 300 (Chase Ritz Carlton) less per calendar
year than the annual fee would suggest.
-- For spending in non-bonus categories the no annual fee Closed System cards (Amex Blue and Chase Freedom) earn just as many, or more points
than annual fee based cards.
Just a few visits to an airport lounge for a quick layover lunch or one delayed flight with your meals and lodging paid for and you will easily be getting more value out of the card
than the annual fee cost you.
«If you do the math, I think it actually comes out that paying the 3 percent foreign transition fee might be cheaper
than the annual fee for what he wants to allow his kids to spend on this card,» the spokeswoman says.
Other cards give you back some of the miles you redeem with the partner airline in a year, which itself could be more
valuable than the annual fee.»
Considering that the Altitude Reserve card's annual fee is already significantly less
expensive than the annual fees charged by its closest competitors, the annual travel credit and other freebies make this card an exceptionally good value.
If you spend more than $ 9,500 / year on travel, this card will be more rewarding
than a no annual fee credit card that earns only 1x points.
Recent reports indicate that while Barclays is still willing to waive the annual fee on some of their other cards, you're more likely to be offered a downgrade to the regular Arrival rather
than an annual fee waiver on the Arrival +.
And the card companies have discovered that people will pay annual fees to receive some of these rewards, because the value of the rewards to the consumer can be
higher than the annual fees.
However, if you're going to pay an annual fee, I believe you should be actively using the card, or rewarded with an anniversary gift that provides more
value than the annual fee.
Bottom Line: The Chase Marriott Rewards ® Premier Credit Card holds value with a free night each year, which is worth more
than the annual fee of the card.
There's a $ 150 annual fee that's waived the first year, but you also get a free domestic companion certificate when you renew your card — which is worth far
more than the annual fee.
The $ 140 or so worth of points I earn a year is $ 40 more
than my annual fee, and I also get 6000 points with my annual fee.
However, when the family starts growing, Costco bulk and special services provide savings far greater
than the annual fee.
For instance, if the card nets rewards worth more
than the annual fee, such as a free night's stay in a hotel, which can cost anywhere from $ 200 — $ 300 a night, it might be worth it to keep the card.
While I'm most knowledgeable about investments, I realised that I was overpaying for insurance, and Vipin saved me $ 93K in the first month, much more
than his annual fee.