Sentences with phrase «than the annual fee cost»

Just a few visits to an airport lounge for a quick layover lunch or one delayed flight with your meals and lodging paid for and you will easily be getting more value out of the card than the annual fee cost you.

Not exact matches

The process can take only a couple of days and usually costs less than $ 100 to set up, and about $ 100 to $ 1,000 in annual fees.

Between insurance charges (also called mortality and expense fees), underlying sub-account fees for variable contracts and administrative fees, overall annual costs can be more than 2 percent.

I explained that the massive fees levied by a variety of «helpers» would leave their clients - again in aggregate - worse off than if the amateurs simply invested in an unmanaged low - cost index fund,» he recapped, writing in Berkshire's annual shareholder letter.

Our simple 1 % annual combined advisory and management fee is up to 40 % more cost - efficient than investing in index funds or ETFs through traditional money managers or robo - advisors.

Each trade will cost you $ 9.99, rather than the annual fee charged by most robo - advisors.

High - end travel cards, which offer similar features, tend to cost more per year than the card's $ 49 annual fee (waived the first year).

The numbers are hidden from us, but I would expect most annual shopping bills include an advertising cost that's larger than the BBC license fee.

In 2014, in 28 states plus the District of Columbia, the average annual cost for an infant in center - based care was higher than a year's tuition and fees at a four - year public college.

TIFIA Program: For TIFIA projects with eligible project costs reasonably anticipated to be less than $ 75 million, the FAST Act requires the Secretary to set aside at least $ 2 million of the TIFIA Program's annual budget authority to be used in lieu of fees charged to the project sponsor to cover the costs of the DOT's outside advisors.

If you look at it from a yearly standpoint, these levels of spending still more than make up for the cost of the annual fee at $ 89.

These fees will add to the overall cost of your loan and could have you spending more than you budgeted, so be sure to ask your credit union or bank about fees before you finalize your HELOC — or opt for a lender like Utah First, who doesn't charge annual fees on home equity lines of credit.

The more you spend with the credit card, the more you will earn in rewards — but you need to be careful that your reward card doesn't end up costing you more in annual fees and finance charges than you earn in rewards by making your payments in full each month and before the due date.

I currently keep a Platinum Delta Skymiles Amex only because the free buddy pass and the free checked bags I get annually more than covers the cost of the $ 150 annual fee.

On the plus side, these algorithmic advisors are far more cost - effective than their human counterparts, with companies charging minimal fees (0.25 % — 0.50 %) in annual management charges for the assets currently being managed by the robo advisor.

Regarding hotel credit cards that offer a free night annually, the actual cost of the hotel room ($ 100 +) is usually more expensive than the annual fee.

But guarantees cost money, so most seg funds charge annual fees at least a half a percentage point higher than comparable mutual funds.

An investor can now build a Couch Potato portfolio with an annual management fee of just 0.12 %, less than half what it cost just a few years ago.

There is a $ 95 annual fee, but if you have a big grocery budget, the rewards would be more than enough to cover this yearly cost.

Variable annuities also often have higher annual costs and fees than do IRAs and the investments available through them (such as low - cost index mutual funds and ETFs, or exchange traded funds).

Although the card's annual fee of $ 450 is not waived for the first year, you can enjoy all the benefits, such as free lounge access and concierge service, essentially for free because the value of card's 40,000 points bonus more than offsets the cost.

Mutual funds charge annual fees regardless of the fund's performance, and the higher a fund's expense ratio, the more the mutual fund manager must outperform the market to offer investors a better return than low - cost, index - tracking funds which are not actively managed and have fewer operating expenses.

For instance, if the card nets rewards worth more than the annual fee, such as a free night's stay in a hotel, which can cost anywhere from $ 200 — $ 300 a night, it might be worth it to keep the card.

They provide great travel rewards for a significantly lower cost (annual fee less than $ 100).

Just the 60,000 - point introductory bonus offer alone is enough to help justify the cost of the annual fee for more than 6 years.

In my case, the savings in annual fees more than made up for the opportunity cost in «locking away» some cash in my chequing account.

These figures got us thinking about the best schools that won't break the bank, so we compiled a new map of the top universities in every state costing less than $ 20,000 in annual tuition and fees.

It became popular among consumers because it also carried no annual fee and among merchants for its flat - rate transaction costs, which were lower than VISA and MasterCard.

In some cases, the benefits provided are worth significantly more than the cost of the annual fee.

However, you'll also pay a one - time fee of 2.15 % to the SBA, as well as some additional fees, meaning your total cost of borrowing (or annual percentage rate) will be slightly higher than your effective rate.

You won't pay an annual fee for Active Plus, but, reflecting the additional costs of active management, the portfolios» average expense ratios are higher than those of typical packages that are based on index funds.

Since the Gap Inc. brand credit cards have no annual fee, you could get more than one without additional signup costs.

There may be many seemingly small costs associated with this however — including monthly charges, annual charges, special balance transfer fees, cash advance fees, convenience fees, and overdraft fees — that can make a balance transfer more expensive than it is worth.

If your discount brokerage has very low trading fees, it may be cost - effective to build an ETF portfolio for less than $ 50,000, especially if you're only making annual lump - sum additions, but do the math first.

Since you'll receive a United Club membership worth $ 550 and a 50,000 miles bonus potentially worth over $ 810 when you get the card, the benefits alone can more than cover the cost of the annual fee.

For the sake of performance and diversification I think XDV is a much better alternative on cost & performance for most investors than the capital shares since the MER for XDV is much lower (0.5 %) versus a MER of 0.65 % for DFN plus the annual service fee of 0.50 %.

Each trade will cost you $ 9.99, rather than the annual fee charged by most robo - advisors.

Some cards with higher annual fees offer perks that may be more valuable than the cost of the card.

For example, if at the same time you're ramping up your savings rate you're able to reduce your annual investment costs from 1 % of assets a year to 0.5 %, the combination of more savings, lower investing fees and higher return could boost the eventual value of your nest egg at retirement to roughly $ 1.35 million and your annual retirement income to $ 54,000, almost 13 % more than the what you would have by increasing your savings rate alone.

Directly investing in stocks, rather than ETFs which charge annual management fees can also reduce costs.

Consider the 529 college savings plan, an increasingly popular way to save for higher - education expenses, which have more than tripled over the past two decades — with annual costs (for tuition and fees, and room and board) of more than $ 45,000 per year for the average private four - year college.1 Named after the section of the tax code that authorized them, 529 plans (also known as qualified tuition plans) are now offered in almost every state.

A new Morningstar study shows that investors are paying less in annual mutual fund fees than ever before, in large part because they're increasingly moving to low - cost index funds and ETFs.

VWO's new expense ratio matches the 0.18 percent cost of the iShares Core MSCI Emerging Markets ETF (NYSEArca: IEMG), but remains 3 basis points higher than the annual fee on the Schwab Emerging Markets ETF (NYSEArca: SCHE), which costs 0.15 percent a year.

The annual percentage rate, usually shown next to the advertised and called «APR», or nominal, interest rate, is always higher than the actual, or effective, loan interest rate because it annualizes the fees and costs associated with the loan.

The airline perks that come with this card can more than cover the cost of the annual fee.

We feel that most pet parents are better off just saving for these expenses each year rather than paying a vast wellness plan fee because these are annual costs that you can budget for with the help of your vet's office (visits will be more frequent during the dog's first year of life).

Your free night will likely be worth more than the annual fee of $ 99, so any additional points you earn take you above and beyond the cost of the card.

If I can make as controversial a claim as is supported by the evidence, even the American Express Delta Platinum credit card, with its $ 195 annual fee and companion ticket awarded on each account anniversary, only makes sense (compared to redeeming Arrival + miles) if you can consistently redeem the companion ticket for flights costing more than $ 672 — the value of the Arrival + miles you could manufacture with the same $ 195 in disposable income — or if you can use the Medallion Qualifying Miles earned with the card to achieve Platinum or Diamond Medallion status.

Although the card's annual fee of $ 450 is not waived for the first year, you can enjoy all the benefits, such as free lounge access and concierge service, essentially for free because the value of card's 40,000 points bonus more than offsets the cost.

The bigger sign - up bonuses, better earning potential and more valuable rewards offered by many cards with annual fees can more than make up for the added cost.