Sentences with phrase «than the available balance»

Owing much less than your available balance boosts your credit score.

App that links to bank accounts and sends alerts when users are close to spending more than their available balance.

If a merchant authorizes a transaction for an amount greater than the available balance in the account at that time, the transaction will generally be declined.

An Overdraft Protection Line of Credit is used to cover insufficient funds when writing checks for amounts greater than the available balance in your associated checking account.

If we pay a transaction that's larger than your available balance and it overdraws your account, this typically results in a charge for each overdraft item, unless you deposit enough available funds that day to cover the overdraft.

If you try to use your ATM or Debit Card and the amount of the transaction is more than your available balance, your transaction will be declined at the point of sale.

Credit Card holders can not make balance transfers that are greater than their available balance.

Not exact matches

Generally speaking, carrying a balance of more than 50 percent of your available credit will negatively impact your score.

Outlook shows the projected demand for employees in the field in 2022, as measured by Employment and Social Development Canada: ➚ = more than 1 job available per job seeker — lots of opportunity ➙ = about 1 job available per job seeker — balanced opportunity ➘ = less than 1 job available per job seeker — low opportunity

Having a balance that represents 35 percent or more of your overall available credit limit on each card will actually hurt you, even if you make all of your payments on time and consistently pay more than the minimum due.

Overdraft fees are incurred when a bank accepts a charge on your account that is larger than your remaining available balance; if the bank chooses to refuse the charge instead, you will be billed an NSF fee.

Yu'e Bao created an immediate stir in the financial community with its Zeng Libao money market fund, which offered significantly higher returns than those available through ordinary bank savings accounts without restrictions such as minimum account balances.

For the purposes of maximizing your FICO score for travel hacking, keep your account credit utilization low: ideally, you want your balances at less than 30 % of your available credit all the time.

I understand that there may not currently be a 9 available that is bang on better than Giroud, but I'd like to have seen Arsene maybe take a stab at Jackson Martinez earlier in the window, or truly make an offer to PSG that might entice them to balance their books and sell Cavani — saying this with the understanding that I don't know that I've seen him be spectacular in recent memory, but with the squad of players that would be behind him, certainly he could improve us.

«Against the underlying balance of available funds we have, as mentioned above, invested strongly in player acquisitions during the summer at a total transfer in cost of more than # 90 million with additional significant commitments to player wages, agent's fees and performance related contingencies on top of that.»

Full details of their campaign activity won't be available until disclosure reports due Friday are released, but Senate Republicans, who in the aggregate had a three - to - one cash - on - hand balance as of July, will likely be able to transfer more money to their candidate than Democrats.

Rather than relegating PSA into oblivion, the balanced answer may be best found in the more intelligent use of available tools, implementation of shared decision making as recommended by the American Cancer Society, and development of more effective screening techniques.»

This oil helps balance oil glands and works better than most toners available in stores

Rather than glancing at your bank balance to see what you have remaining — and trying to remember expenses you still need to pay — Level Money gauges expenses you have coming up and adjusts the money available for you to spend.

The headlights and tail lights (halogen headlights are standard, but LEDs are widely available) are slimmer than before and the grille larger, while the bonnet features a more pronounced slope - something that, together with larger wheel arches and a longer wheelbase than before, gives the car a more balanced appearance.

In the wet you're quickly mindful that the front - end responds more rapidly than the rear - end can support, but in the dry you can lean on the nose with greater conviction and trust in the available traction and inherent balance of the chassis.

Another highlight contributing to a feel - good atmosphere is the AIR - BALANCE package with active fragrancing, air ionisation and more efficient filtration than is available on the standard model.

Its balance shafts made it somewhat smoother and quieter than the 2.2, but it was only available with the automatic at its launch in 1986.

This means paying your balances in full each month and resisting the urge to use more than the recommended 30 % of your available credit, no matter how cute that trendy new skirt is.

If a customer's balance transfer requests will exceed the available credit, Discover will process the transfers for less than the amount requested, in the order requested.

While the Chase Slate ® offers a shorter 0 % APR Period than the US Bank Visa Platinum card, it is still one of the best balance transfer cards available.

Using less than 20 % of your available credit card limit each billing cycle (yes, even if you pay your balances in full and on time), paying down loans with large balances and making all your loan payments on time are easy ways to improve your credit score.

Overdraft Fees: Overdraft fees are incurred when a customer's withdrawal is greater than the account's available balance.

If you have more than one credit card, find your total balance and your total available credit and then do the calculation in the same way.

Also considered is the total amount of credit you have available (Try to keep your credit cards balances at less than 50 % of your total credit line).

So, even if you're only using 15 % of your available credit, but have one maxed - out credit card, it could be more of a negative factor than if the balance was spread across several accounts.

In general, try to keep your balances to no more than 25 % of your available credit limit.

If you consistently carry balances on your credit cards that are more than 50 % of your available credit, your credit score will take a serious hit.

No draws are allowed on a HELOC when the HELOC balance is greater than 50 percent of the fair market value of the homestead, as determined when the HELOC was originally granted (even if additional credit limit is available).

However, with utilization on the higher side — say, more than 25 percent — the removal of the closed card's limit can cause those remaining balances to make up a larger proportion of your available credit, increase your utilization percentage, and lower your score.

On the other hand if your balances are less than 50 % of the available credit, lenders will see you as responsible and may be more willing to extend your credit.

You will get the best results in rebuilding credit if you maintain current account balances to no more than 10 % of your available credit limit.

Typically credit experts advise keeping your credit balances to no more than 10 percent of your available credit limit.

The best advice we can give is to be disciplined and have enough credit so that the maximum balance on your credit cards is less than 30 % of your overall available credit.

For example: A credit card with an available credit limit of $ 2,000 should have a balance of no more than $ 200 which is 10 % of $ 2,000.

Lowering that balance to less than 10 % of the available credit will help your credit score even more than lowering it to 30 %.

This leaves them worse off than before, with no loan money and also no available credit balance.

For starters, despite having four more credit cards on average than the total population, the highest scorers keep lower balances and use significantly less of their available credit.

Based on reports I paid for, my TransUnion score was 11 points lower than my Equifax score, apparently because of my vacation - enhanced balance, even though I used less than 10 % of my available credit.

This temporary program, which is only available on Fannie Mae or Freddie Mac mortgage loans, allows you to take advantage of lower interest rates by refinancing your existing mortgage loans, even if the balance is greater than the value of your home.

Never use more than 1/3 of your available credit line, and run a small balance.

Continuing our discussion of credit limits, based on the information outlined above, you can see that if you are not carrying a balance on a credit card or line of credit of more than 30 % of your credit limit, you're going to have a lot of credit that's available to you that you're not using.

Yet, in the longer run — six months to a year — the result of having added new cards can be a higher score than would have otherwise been achieved, thanks to the lower credit utilization (individual and combined card balance / limit percentage) that often occurs when the amount of available credit increases.

Using less than 20 % of your available credit card limit each billing cycle (yes, even if you pay your balances in full and on time), paying down loans with large balances and making all of your loan payments on time are easy ways to improve your credit score.

They consist of nothing more than open positions, and an available cash balance that will adjust when you add more funds or close a position.