A 2013 Merrill Lynch report found that of 11,500 Merrill clients and prospective clients surveyed, about 55 percent of women agreed or strongly agreed that, «I know
less than the average investor about financial markets and investing in general.»
My net annualized return is 10.83 %, so right off the cuff you can see I'm already making
more than the average investor at Lending Club is making — almost a full percentage point more.
Most of the studies that I have done on investment in mutual funds of all sorts, including ETFs, show that buy - and - hold investors typically do better
than the average investors in the mutual funds.
[Though I suspect my underlying allocation's still
less than the average investor (who buys tech, and / or invests globally), and obviously a fraction of the insane home - bias allocation most US investors maintain.]